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Grab an Axis Bank Credit Card with just a click and get exciting rewards and offers
Note: It will not affect your score
Here is a list of documents required commonly for Axis bank credit card approval.
The list is indicative and the documents will vary with the individual.
Here is a list of common eligibility criteria for Axis Bank credit cards:
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You can apply for an Axis Bank credit card online through the CreditMantri website. Just follow the steps below:
You can also apply for the Axis Bank credit card by going to the nearest Axis bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.
The credit card fees and charges will vary according to the card. The list shown below consists of the general fees and charges
Joining or Annual Fees | Varies with the card |
Cash Withdrawal Fee | 2.5% on the amount withdrawn, subject to a minimum of Rs. 250 |
Cash Payment Fee | Rs. 100 |
Finance Charges | 3.40% per month (49.36% per annum) |
Late payment charges | Nil to 1200 depending on the balance |
Axis Bank offers multiple types of credit cards like
Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by Axis Bank in this category areThe features of Axis Bank Neo Credit Card are designed to provide maximum benefits to frequent shoppers and movie buffs. With gift vouchers, cashback offers and discounts on booking movie and bus tickets, and shopping, this credit card is a desirable option for everyone who wants to save money on leisure and shopping.
Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets. The cards provided by Axis Bank in this category areMiles and More Credit Card provides sign on bonus miles. You stand to earn bonus miles that can be redeemed for flights upgrades, travel and hotel bookings and utility bills. Additionally, the insurance benefits provided by the Credit Card in various categories makes Axis Bank Miles and More Credit Card a unique one.
Swipe your Axis Bank Privilege Credit Card and get rewards points that can be redeemed for gifts, vouchers and exclusive premium merchandise. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends
Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by Axis Bank in this category are.Axis Bank My Zone Credit Card is specially made for movie buffs where with this card you get 25% cashback on movie tickets purchased. The complementary lounge access for many airports and 15% off on dining at select partners makes this card one to covet for.
Axis Bank Vistara Credit Card makes it a desirable option for people who wish to travel often. With the plethora of complimentary gifts such as complimentary lounge access at airports across India and free economy class tickets, this credit card provides an ultimate travel experience.
Axis Bank Vistara Signature Credit Card is a great option for travel enthusiasts. With multiple benefits such as complimentary lounge access at airports across India and free premium economy class tickets, this credit card provides an ultimate travel experience. Additionally, the insurance benefits provided by the Credit Card in various categories makes Axis Bank Vistara Signature Credit Card a unique one.
Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you
1. Sign on bonuses: Some of the credit cards from Axis Bank provide sign on bonus or gifts as a thank you for signing with the bank. This is a great reward which will offset any joining fees paid already and get even more.
2. Rewards: Reward points are offered for any transaction that is made using your Axis Bank credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner.
3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get “miles” as reward for using your Axis Bank credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights.
4. Cashback: Some Axis Bank credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money on your spends.
5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.
6. Insurance: Many credit cards come with insurance like travel insurance which can be availed. Many card holders don’t even realize they are protected and don’t utilize these facilities. It is bet to read the terms and conditions before you get a credit card and also know every feature available.
7. Universal acceptance: Unlike debit cards credit cards have universal acceptance. If you go to any foreign country, you can spend money by using your credit card and not go searching for a currency exchange center or ATM.
8. Instant Loan: Your credit limit is a source of loan which can be accessed immediately without requiring any approvals. This can be very useful in case of emergencies. There is also the option to convert your credit card bill to an EMI if you cannot pay back the bill immediately.
9. Credit score improvement: When you pay your credit card bill on a regular basis it will improve your credit score. As different credit or credit mix also forms a part of credit score, a credit card will help improve your score from that aspect as well.
Thus, credit cards provide a card holder a plethora of benefits.
If You are using a credit card from Axis Bank, you might have some queries regarding that. For any doubts/complaints concerning your credit card, you can contact Axis Bank customer care
If You have applied for an Axis Bank Card, you can track your Axis Bank credit card application status online by entering the application id and the date of birth. You can see the application on the screen. Else, you can visit your nearest branch or call the Axis Bank Credit Card customer care to get the status of your credit card application.
Axis Bank provides a host of bill payment methods to help its customers get a convenient and hassle-free payment experience. Customers can pay their Axis Bank credit card bills on time because of this flexibility.
The various Axis Bank credit card bills payment methods are:You can check Axis Bank credit card balance online through the mobile app or net banking portal. But, you should register for these services and have your Axis credit card accounts linked. There are also several other methods you can avail to check Axis credit card balance offline such as contacting customer care, sending an SMS, visiting your nearest bank branch, or swiping your credit card at an ATM.
Axis Bank allows you to bank conveniently and securely from anywhere through its netbanking services. Assistance is available 24/7 for customers. You can do anything from savings to investment and from fund transfers to bill payment using the Axis Bank net banking services.
An Axis bank cardholder can terminate his/her Axis bank credit card by writing to the bank or by calling the Axis bank credit card customer care centers that are there for providing support to the customers.
Axis Bank provides unlimited rewards and offers on credit cards. They are thus a great choice if you want to apply for a credit card. You can choose a card according to your needs and enjoy the benefits.
1. What is the eligibility criteria for getting an Axis Bank Credit Card?
You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.
2. How to do Axis Bank credit card bill payment?
You can pay the bill on the Axis Bank website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any Axis Bank branch.
3. Why was my Axis Bank credit card application rejected?
It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact Axis Bank credit card customer care for further information.
4. How can I check my credit card usage?
You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alert.
5. Is there any app for Axis Bank credit cards?
Yes, there is an app for the Axis Bank credit card. You can download it via Google Play Store or the Apple App store.
6. What is the Axis credit card limit?
The credit card limit is the maximum amount that a person can spend on his/her credit card. The Axis credit card limit is the credit limit available on your Axis Bank credit card on the specified date. For instance, if the available credit limit against your Axis Bank card is Rs. 1 Lakh and you have spent Rs. 60000. Then, the Axis Bank card available credit limit is Rs. 40000.
7. Do Axis Bank credit cards have a loyalty reward program?
Yes, Axis Bank credit cards do come with a Loyalty Reward Program.
8. Which Axis Bank credit card provides the EMI option?
All credit cards offered by Axis Bank provide the EMI option
9. How do I utilize the reward points that I get on each credit card transaction?
With Axis Bank's rewards program, you can spend your reward points for purchasing above 500 chosen reward items.
Fibe Partners With Axis Bank To Launch India's First Numberless Credit Card 26 Oct 2023
Fibe and Axis Bank have tied up to launch India's first numberless credit card. This card is launched with the aim to provide additional security to customers as there is no need for a card number, expiry date, or CVV printed on the card plastic. Th...
Read moreFibe and Axis Bank have tied up to launch India's first numberless credit card. This card is launched with the aim to provide additional security to customers as there is no need for a card number, expiry date, or CVV printed on the card plastic. This eliminates the risk of identity theft or unauthorised access to customers' card details. The co-branded credit card offers features like cashback of 3% on online food delivery across all restaurant aggregators, local commute on leading ride-hailing apps, and entertainment on online ticketing platforms. Further, customers are also eligible to get a 1% cashback on all online and offline transactions. The card comes with a tap and pay feature, zero joining fees, and zero annual fees for a lifetime. Other benefits of the card include access to four domestic airport lounges per year, fuel surcharge waiver for fuel spends between Rs 400 and Rs 5,000, Axis Dining Delights, Wednesday Delights, end-of-season sales, and RuPay portfolio offerings.
Axis Bank to Provide Kisan Credit Card and Unsecured MSME Loans Via RBI's Public Tech Platform 19 Aug 2023
Axis Bank Limited has announced the launch of two lending products - Kisan Credit Card (KCC) and unsecured MSME loans to small business customers through the Public Tech Platform for Frictionless Credit (PTPFC), launched by the Reserve Bank Innovatio...
Read moreAxis Bank Limited has announced the launch of two lending products - Kisan Credit Card (KCC) and unsecured MSME loans to small business customers through the Public Tech Platform for Frictionless Credit (PTPFC), launched by the Reserve Bank Innovation Hub (RBIH). Both products will be given in a fully digital manner and require no submission of documents by customers. Customers can now provide data for validating their PAN Cards, for Aadhaar eKYC, verification of land records, and penny drop services to validate bank accounts in a secure manner. Loans processed through this platform will get disbursed in a quick manner since the data required for the underwriting process comes directly from authenticated sources in a fully customer-consented and secure manner. This platform will help in integrating information from a variety of sources like account aggregators, credit information companies, digital identity authorities, etc. and presenting them in a seamless fashion to lenders, thus making the lending process more efficient.
Axis Bank Partners With Kiwi To Offer Lifetime Free Rupay Credit Cards Digitally 3 Aug 2023
Axis Bank has tied up with Kiwi, the credit on UPI platform, to offer a lifetime free Axis Bank Kwik credit card digitally through the Kiwi app. Users can make payments from the Kiwi app by swiping their credit cards at merchant outlets approving dig...
Read moreAxis Bank has tied up with Kiwi, the credit on UPI platform, to offer a lifetime free Axis Bank Kwik credit card digitally through the Kiwi app. Users can make payments from the Kiwi app by swiping their credit cards at merchant outlets approving digital payments only via UPI QR code. The Kiwi app offers card management facilities like blocking, setting limits, etc. enabling users to link their existing debit accounts to the app. The virtual credit card gives customers the benefit of enjoying credit card rewards and experiencing the hassle-free, secure, and quick payment method of UPI. The card provides two edge rewards per spends of Rs. 200. Users can also earn a cashback of 1% on scan and pay transactions via credit card on UPI and a 1% waiver on fuel surcharge usually offered by petrol pumps on card payments.
Axis Bank Partners With Kiwi App To Facilitate UPI Payments Using Credit Cards 12 Jun 2023
Axis Bank has joined with Kiwi to launch credit on the UPI app. Currently, the app is available on Google Play Store. The Kiwi app aims to offer a one-stop solution for RuPay credit card users. With the Kiwi app, Axis Bank aims to craft a direct-to-c...
Read moreAxis Bank has joined with Kiwi to launch credit on the UPI app. Currently, the app is available on Google Play Store. The Kiwi app aims to offer a one-stop solution for RuPay credit card users. With the Kiwi app, Axis Bank aims to craft a direct-to-customer model in the credit card market using which customers can pay either through a bank account directly or a credit card via phones in a safe manner. Additionally, users of the Kiwi credit card will be given a digital RuPay credit card instantly. Users will be able to link the UPI and RuPay credit cards in the app and can avail of the credit on UPI offers and cashback. Additionally, the UPI app will also enable the customers to manage their cards by setting the card limit, blocking the card, etc. Kiwi is the first UPI plus credit card which is issued instantly and is free. You get 1 per cashback.
Axis Bank Becomes Sixth Bank To Launch RuPay Credit Cards on UPI12 May 2023
Axis Bank has recently launched RuPay credit cards on UPI following Union Bank of India, Punjab National Bank, Canara Bank, Indian Bank, and HDFC Bank. The Axis Bank RuPay Credit Card can be linked with the UPI application by entering the credit car...
Read moreAxis Bank has recently launched RuPay credit cards on UPI following Union Bank of India, Punjab National Bank, Canara Bank, Indian Bank, and HDFC Bank. The Axis Bank RuPay Credit Card can be linked with the UPI application by entering the credit card's last 6 numbers and expiry date. Customers can currently link their RuPay credit card with UPI on the BHIM, Paytm, and Mobikwik apps. Customers can make credit card transactions in a hassle-free manner after the linking is done. Before doing the linking, Axis Bank customers must create an account on the UPI third-party application. Axis Bank has recently launched RuPay credit cards on UPI following Union Bank of India, Punjab National Bank, Canara Bank, Indian Bank, and HDFC Bank. The Axis Bank RuPay Credit Card can be linked with the UPI application by entering the credit card's last 6 numbers and expiry date. Customers can currently link their RuPay credit card with UPI on the BHIM, Paytm, and Mobikwik apps. Customers can make credit card transactions in a hassle-free manner after the linking is done. Before doing the linking, Axis Bank customers must create an account on the UPI third-party application.
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