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Popular Credit Cards from Axis Bank
| Axis Bank Credit Card | Joining Fee | Annual Fee | Best Features |
|---|---|---|---|
Axis Bank AURA Credit Card | ₹ 749 | ₹ 749 | - Welcome Decathlon OMNI Gift Card worth ₹750 |
IndianOil Axis Bank Credit Card | ₹ 500 | ₹ 500 | - Pay seamlessly via UPI |
Axis Bank Magnus Credit Card | ₹ 12,500 | ₹ 12,500 | - Choose one voucher worth ₹12,500 |
Axis Bank Vistara Credit Card | ₹ 1,500 | ₹ 1,500 | - Welcome benefit of 1 complimentary economy class ticket |
Axis Bank Vistara Signature Credit Card | ₹ 3,000 | ₹ 3,000 | - Welcome benefit of 1 complimentary premium economy class ticket |
Axis Bank Privilege Credit Card | ₹1,500 (NIL for Priority Customers) | ₹ 1,500 | - 12,500 EDGE Reward Points redeemable against vouchers worth ₹2,500 |
Flipkart Axis Bank Credit Card | ₹ 500 | ₹ 500 | - Get Welcome benefits worth ₹600 |
Axis Bank MY Zone Credit Card | ₹ 500 | ₹ 500 | - Get complimentary Sony LIV Premium subscription for 1 year |
Axis Bank Neo Credit Card | ₹ 0 | ₹0 (Limited Period Offer) | - Get up to ₹120 off on Zomato, on 2 transactions per month |
Axis Bank Select Credit Card | ₹3,000 (NIL for Burgundy Customers) | ₹3,000 (waived on spends of ₹6,00,000 in a year) | - Get 10,000 EDGE Reward Points worth ₹2,000 |
Axis Bank Atlas Credit Card | ₹ 5,000 | ₹ 5,000 | - Offers Welcome benefits of 2,500 miles |
Best-selling Credit Cards from Axis Bank | |||
Axis Bank ACE Credit Card | ₹ 499 | ₹ 499 | - 5% cashback on bill payments and recharges via Google Pay |
Axis Bank Neo Credit Card | ₹ 0 | ₹ 0 | - 40% off on Zomato orders (up to ₹120 per order, twice a month) |
Axis Bank LIC Axis Bank Signature Credit Card | ₹ 500 | ₹ 500 | - 2 reward points per ₹200 spent |
Top Credit Cards from Axis Bank - 2025
1. Axis Bank Reserve Credit Card
- Complimentary luxury privileges, including concierge services and global travel benefits.
- Unlimited lounge access worldwide and dining privileges.
- Joining Fee: ₹50,000 | Annual Fee: ₹50,000
2. Axis Bank Vistara Infinite Credit Card
- Complimentary business class ticket as a welcome gift.
- Earn 6 Club Vistara points per ₹200 spent and enjoy priority services.
- Joining Fee: ₹10,000 | Annual Fee: ₹10,000
3. Axis Bank Freecharge Plus Credit Card
- 5% cashback on Freecharge transactions and online spends.
- Enjoy exclusive dining rewards with Axis Bank Dining Delights program.
- Joining Fee: ₹350 | Annual Fee: ₹350
4. Axis Bank Pride Signature Credit Card
- Exclusive to defense personnel, offering 8 reward points per ₹200 spent.
- Dining discounts and complimentary access to select lounges.
- Joining Fee: NIL | Annual Fee: ₹500
5. Axis Bank Pride Platinum Credit Card
- Earn 4 reward points per ₹200 spent on retail purchases.
- Dining discounts of up to 15% and fuel surcharge waiver.
- Joining Fee: ₹0 | Annual Fee: ₹250
6. Axis Bank Insta Easy Credit Card
- Secured credit card issued against fixed deposits.
- Earn 6 EDGE reward points per ₹200 spent.
- Joining Fee: ₹500 | Annual Fee: ₹500
8. Axis Bank Signature Credit Card with Lifestyle Benefits
- Dining privileges, concierge services, and golf access.
- Earn 10 reward points per ₹200 spent on retail purchases.
- Joining Fee: ₹5,000 | Annual Fee: ₹3,000
9. Axis Bank Miles & More Credit Card
- Earn award miles for every transaction, redeemable for flights and upgrades.
- Complimentary Lufthansa lounge access and priority boarding.
- Joining Fee: ₹3,500 | Annual Fee: ₹3,500
10. Axis Bank Buzz Credit Card
- Discounts and cashback on leading e-commerce platforms. Get complimentary Flipkart vouchers worth Rs.8000 every year.
- Accelerated reward points for online shopping.
- Joining Fee: ₹750 | Annual Fee: ₹750
11. Axis Bank Titanium Smart Traveler Credit Card
- Earn 4 reward points per ₹200 spent on travel bookings.
- Fuel surcharge waiver and travel insurance benefits.
- Joining Fee: ₹250 | Annual Fee: ₹100
12. Axis Bank Rewards Credit Card
- Accelerated rewards on retail spends.
- Earn unlimited, 2 EDGE Reward points for every Rs.125 you spend.
- Discounts on dining and retail purchases.
- Earn 1500 EDGE rewards upon spending Rs.30,000 in a statement cycle.
- Joining Fee: ₹1000 | Annual Fee: ₹1000
13. SpiceJet Axis Bank Voyage Black Credit Card
- Activate card and get SpiceJet Vouchers worth Rs.4000.
- Enjoy SpiceClub Gold membership for free.
- Enjoy 8 Domestic airport lounge access.
- Joining Fee: ₹2000 | Annual Fee: ₹2000
14. Axis Bank MyWings Credit Card
- Amazing benefits on fight tickets, dining bookings, holiday & hotel bookings.
- Get up to 20% cashback on domestic flight ticket bookings.
- Joining Fee: ₹1200 | Annual Fee: ₹500
Axis Bank Credit Card Benefits & Features
- Wide Range of Options: Choose from a variety of credit cards tailored for shopping, travel, dining, fuel, and lifestyle needs.
- Reward Programs: Earn reward points or cashback on every spend, with options for accelerated rewards on specific categories like travel, dining, or e-commerce.
- Complimentary Lounge Access: Enjoy access to domestic and international airport lounges, perfect for frequent travelers.
- Fuel Surcharge Waiver: Save on fuel transactions with a 1% surcharge waiver at select fuel stations.
- Customizable Credit Limits: Adjust your credit limits based on your spending patterns and repayment capabilities.
- Additional Benefits: Avail of dining discounts, free movie tickets, health check-ups, and concierge services with premium cards.
Axis Bank Credit Card Eligibility
To qualify for an Axis Bank Credit Card, you must fulfill the following conditions:
- Age Limit: 18 and 70 years old.
- Income Criteria: The required income depends on the specific card variant you select.
- Residential Status: You must be either an Indian resident or a non-resident Indian (NRI).
The bank will also evaluate yourcredit score and credit history before approval.
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Note: These guidelines are indicative only, and Axis Bank holds the discretion to accept or reject applications. Check with the bank for complete details.
Axis Bank Credit Card Application – Documents Required
When applying for an Axis Bank Credit Card, you need to submit the following documents. Ensure all documents are valid and up-to-date to facilitate a smooth application process.
- Proof of Age and Residence: Acceptable documents include your PAN card, Aadhaar card, passport, or driver’s license.
- Proof of Income: You can provide salary slips or Income Tax Returns (ITR).
Axis Bank Credit Cards - How to Apply?
Follow these simple steps to apply for an Axis Bank credit card online:
Step 1: Select the card of your choice from the list of available options.
Step 2: Click on the 'Apply Now' button next to your chosen card.
Step 3: You will be redirected to the online credit card application form.
Step 4: Fill in the required details and click on 'Submit' to complete your application process.
That's it! Your application will be processed, and you will be informed about the next steps.
Axis Bank Credit Card Application Status
Axis Bank offers a simple way to track your Credit Card application –
1. Login to the Axis Bank credit card page2. Scroll down to the 'Useful Credit Card Links' section and click on 'Track Your Credit Card'.
3. On the tracking page, you have two options to proceed:
- Option 1: Enter your Application ID (starting with C1 or MLP) along with your registered mobile number.
- Option 2: You can also enter your PAN number and registered mobile number to track the status.
4. Enter the captcha code displayed on the screen for verification.
5. Click on 'Track Now' to view the current status of your application.
Note: The credit card processing time varies on a case-to-case basis. Typically, the credit card delivery timeline is 14 days from the date of application.
What are the Axis Bank Credit Card Payment Options? Can I pay both Online & Offline?
Yes, Axis Bank has convenient payment options, both online and offline, for customers to make on-time credit card payments every month.
Online Payment Options:
- Axis Bank Internet Banking
- Axis Bank Mobile Banking
- NEFT/IMPS/VMT
- Pay by UPI
Offline Payment Options:
- Cash/Cheque Payment
- Auto Debit
- Pay at ATMs
- Non-Axis Bank Account Payments
Axis Bank Credit Card Rewards Program – Key Features & Benefits
Axis Bank credit cards have one of the best reward programs in the market. They offer exclusive rewards, discounts and offers on shopping, dining, lifestyle spends, travel bookings, fuel purchase, and more.
1. Earn Reward Points: Get rewarded for every transaction, with accelerated points on specific categories like dining, travel, shopping, and fuel.
2. Flexible Redemption Options: Redeem your accumulated points for travel bookings, gift vouchers, merchandise, or cashback.
3. Exclusive Offers: Enjoy access to curated deals, discounts, and promotions across a wide range of partner merchants.
4. Travel Perks: Use your reward points for flight bookings, hotel stays, and other travel-related benefits, enhancing your travel experience.
5. EDGE Loyalty Rewards: Axis Bank's EDGE Rewards program provides points on all eligible transactions, which can be redeemed for over 500+ options.
6. No Expiry on Points: Select cards offer reward points with no expiry, ensuring you have ample time to redeem them.
Axis Bank Credit Card Customer Care
For assistance with your Axis Bank credit card, you can reach their customer care through the following channels:
Toll-Free Numbers:
- 1800 209 5577
- 1800 103 5577
Chargeable Numbers:
- 1860 419 5555
- 1860 500 5555
SMS Banking:
Customers can avail various credit card services by simply sending an SMS. They have to use the keywords from the below list and send the SMD from their registered mobile numbers. The number to send the SMS are56161600 or +919951860002
- BAL: Account Balance
- ACA: Credit Card Activation
- CCP: Credit Card Payment
- CARDBAL: Credit Card Balance
- AVAILBAL: Credit Card Available Balance Limit
- ESTMT: E-statement on registered email ID
- BLOCKCARD: Blocking Debit Card
- UPDATEM: Update Mobile Number
Chat Support:
Use the'AHA!' chatbot on the Axis Bank website for instant assistance.
Branch Visit:
You can also walk-in to your nearest Axis Bank Branch for in-person support. Use Our Bank Branch Locator to find an Axis Bank branch near you.Lost Card Reporting:
If you have lost your credit or debit card, call one of the customer support numbers listed above, or call the Emergency Helpline at - +91 22 6798 7700
Disclaimer: The process to apply, and all other information specified above are as of when this page was written and are subject to change. For exact information, contact the bank or refer to the official website.
Axis Bank Credit Cards – FAQs:
1. How can I check my Axis Bank credit card limit?
You can check your credit card limit through the Axis Bank mobile app, internet banking, or by sending an SMS with the keywordCARDBALto56161600from your registered mobile number. Alternatively, you can call the customer care helpline.
2. Is it possible to increase my Axis Bank credit card limit? How?
To request a limit increase, you can:
- Visit the Axis Bank "Credit Card" section either on netbanking portal or the mobile banking app.
- Visit the nearest Axis Bank branch with proof of increased income or financial stability.
- Call customer care to inquire about eligibility for a limit enhancement.
3. What is Axis Bank Credit Card EMI, and how can I avail of it?
High-value transactions on your Axis Bank credit card can be converted into easy monthly EMIs. You can avail of this feature by:
- Selecting the EMI option during a transaction at eligible merchant outlets.
- Logging in to your Axis Bank app or internet banking and converting existing transactions into EMIs.
- Calling customer care for assistance in converting your transactions.
4. How can I block my Axis Bank credit card if it is lost or stolen?
To block your Axis Bank credit card:
- Call the 24/7 helpline numbers: 1800 209 5577 or +91 22 6798 7700.
- Log in to your internet banking or mobile banking app and block your card under the "Credit Card Services" section.
- Via SMS Banking - Keyword BLOCKCARD. Send to 56161600 from your registered mobile number.
5. How do I redeem my Axis Bank credit card reward points?
You can redeem your reward points through:
- Axis Bank Internet Banking or Mobile Banking: Navigate to the "Rewards" section and browse redemption options.
- The EDGE Rewards portal: Log in to the rewards portal and choose from vouchers, merchandise, or cashback options.
- Contacting customer care for assistance in redemption.
Disclaimer:This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.
Latest & Update Axis Bank Credit Card News
Fibe Partners With Axis Bank To Launch India's First Numberless Credit Card 26 Oct 2023
Fibe and Axis Bank have tied up to launch India's first numberless credit card. This card is launched with the aim to provide additional security to customers as there is no need for a card number, expiry date, or CVV printed on the card plastic. Th...
Read moreFibe and Axis Bank have tied up to launch India's first numberless credit card. This card is launched with the aim to provide additional security to customers as there is no need for a card number, expiry date, or CVV printed on the card plastic. This eliminates the risk of identity theft or unauthorised access to customers' card details. The co-branded credit card offers features like cashback of 3% on online food delivery across all restaurant aggregators, local commute on leading ride-hailing apps, and entertainment on online ticketing platforms. Further, customers are also eligible to get a 1% cashback on all online and offline transactions. The card comes with a tap and pay feature, zero joining fees, and zero annual fees for a lifetime. Other benefits of the card include access to four domestic airport lounges per year, fuel surcharge waiver for fuel spends between Rs 400 and Rs 5,000, Axis Dining Delights, Wednesday Delights, end-of-season sales, and RuPay portfolio offerings.
Axis Bank to Provide Kisan Credit Card and Unsecured MSME Loans Via RBI's Public Tech Platform 19 Aug 2023
Axis Bank Limited has announced the launch of two lending products - Kisan Credit Card (KCC) and unsecured MSME loans to small business customers through the Public Tech Platform for Frictionless Credit (PTPFC), launched by the Reserve Bank Innovatio...
Read moreAxis Bank Limited has announced the launch of two lending products - Kisan Credit Card (KCC) and unsecured MSME loans to small business customers through the Public Tech Platform for Frictionless Credit (PTPFC), launched by the Reserve Bank Innovation Hub (RBIH). Both products will be given in a fully digital manner and require no submission of documents by customers. Customers can now provide data for validating their PAN Cards, for Aadhaar eKYC, verification of land records, and penny drop services to validate bank accounts in a secure manner. Loans processed through this platform will get disbursed in a quick manner since the data required for the underwriting process comes directly from authenticated sources in a fully customer-consented and secure manner. This platform will help in integrating information from a variety of sources like account aggregators, credit information companies, digital identity authorities, etc. and presenting them in a seamless fashion to lenders, thus making the lending process more efficient.
Axis Bank Partners With Kiwi To Offer Lifetime Free Rupay Credit Cards Digitally 3 Aug 2023
Axis Bank has tied up with Kiwi, the credit on UPI platform, to offer a lifetime free Axis Bank Kwik credit card digitally through the Kiwi app. Users can make payments from the Kiwi app by swiping their credit cards at merchant outlets approving dig...
Read moreAxis Bank has tied up with Kiwi, the credit on UPI platform, to offer a lifetime free Axis Bank Kwik credit card digitally through the Kiwi app. Users can make payments from the Kiwi app by swiping their credit cards at merchant outlets approving digital payments only via UPI QR code. The Kiwi app offers card management facilities like blocking, setting limits, etc. enabling users to link their existing debit accounts to the app. The virtual credit card gives customers the benefit of enjoying credit card rewards and experiencing the hassle-free, secure, and quick payment method of UPI. The card provides two edge rewards per spends of Rs. 200. Users can also earn a cashback of 1% on scan and pay transactions via credit card on UPI and a 1% waiver on fuel surcharge usually offered by petrol pumps on card payments.
Axis Bank Partners With Kiwi App To Facilitate UPI Payments Using Credit Cards 12 Jun 2023
Axis Bank has joined with Kiwi to launch credit on the UPI app. Currently, the app is available on Google Play Store. The Kiwi app aims to offer a one-stop solution for RuPay credit card users. With the Kiwi app, Axis Bank aims to craft a direct-to-c...
Read moreAxis Bank has joined with Kiwi to launch credit on the UPI app. Currently, the app is available on Google Play Store. The Kiwi app aims to offer a one-stop solution for RuPay credit card users. With the Kiwi app, Axis Bank aims to craft a direct-to-customer model in the credit card market using which customers can pay either through a bank account directly or a credit card via phones in a safe manner. Additionally, users of the Kiwi credit card will be given a digital RuPay credit card instantly. Users will be able to link the UPI and RuPay credit cards in the app and can avail of the credit on UPI offers and cashback. Additionally, the UPI app will also enable the customers to manage their cards by setting the card limit, blocking the card, etc. Kiwi is the first UPI plus credit card which is issued instantly and is free. You get 1 per cashback.
Axis Bank Becomes Sixth Bank To Launch RuPay Credit Cards on UPI12 May 2023
Axis Bank has recently launched RuPay credit cards on UPI following Union Bank of India, Punjab National Bank, Canara Bank, Indian Bank, and HDFC Bank. The Axis Bank RuPay Credit Card can be linked with the UPI application by entering the credit car...
Read moreAxis Bank has recently launched RuPay credit cards on UPI following Union Bank of India, Punjab National Bank, Canara Bank, Indian Bank, and HDFC Bank. The Axis Bank RuPay Credit Card can be linked with the UPI application by entering the credit card's last 6 numbers and expiry date. Customers can currently link their RuPay credit card with UPI on the BHIM, Paytm, and Mobikwik apps. Customers can make credit card transactions in a hassle-free manner after the linking is done. Before doing the linking, Axis Bank customers must create an account on the UPI third-party application. Axis Bank has recently launched RuPay credit cards on UPI following Union Bank of India, Punjab National Bank, Canara Bank, Indian Bank, and HDFC Bank. The Axis Bank RuPay Credit Card can be linked with the UPI application by entering the credit card's last 6 numbers and expiry date. Customers can currently link their RuPay credit card with UPI on the BHIM, Paytm, and Mobikwik apps. Customers can make credit card transactions in a hassle-free manner after the linking is done. Before doing the linking, Axis Bank customers must create an account on the UPI third-party application.
Axis Bank Credit Card - Customer Reviews
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