Personal Loans

A personal loan is the most popular loan in the retail loan market that can be used for your immediate financial requirements. Non-resident Indians who work and live in foreign countries too can avail of personal loans from Indian banks for various purposes. Read on to know more about the details regarding NRI personal loan application.

Assured Vouchers for Personal Loans Availed Through Bajaj Finserv - A personal loan might seem to be a burden at times, but not when you opt for Bajaj Finserv Personal Loans. Read on to know more about the assured vouchers worth thousands of rupees on availing Bajaj FInserv Personal Loan.

Buy the new iPhone 8/8 plus/X! Know all the financing options here The iPhone is one of the most sought-after mobile phones in the world and each year its launch is an event of its own. With the new iPhone 8/8 plus/X releasing in India with iPhone 8 and 8 plus releasing on September 29th in India where the iPhone 8 will have a starting price of Rs. 64,000 and the iPhone 8 plus starts from Rs. 77,000 and the iPhone X dubbed as the iPhone 10 will launch later in November and is ex

Gold loan Vs Personal loan, choosing the right oneThere are two types of loans in India which can be availed for emergency purposes namely Gold loans and Personal loans. Both have their own pros and cons and it is important to analyze which loan is best suited for you. Check out the table below comparing Gold loans and Personal loans.

Loan Defaulter? Know What Happens When You Fail to Repay Your Loan!From rich business tycoons to poverty-stricken individuals, everyone takes loans for various purposes. There will be situations where we need to take a loan to accomplish our short-term needs when we do not have a huge amount of money.Loans enable you to repay in easy monthly installments with a certain rate of interest until a set period. However, life is always not a bed of roses. You might find yourself

Credit Card Vs Personal LoanIt is hard to determine which one is preferable as both help in meeting your financial needs, depending on the requirements and situations. Let us analyse their features and draw a comparison between the two.Credit Card Features:Credit Limit: Credit card offers a revolving line of credit to the borrower which can be used for the payment of various expenses. The card comes with a set limit as chosen by the cardholder, depending on

Tax Benefits on Personal LoansPersonal Loans are unsecured loans, which is ideal for situations when you need funds but don't have an asset to pledge as security. Generally, the personal loan is not taxable, as loans are not considered a part of your income when you are filing your IT returns. However, the personal loan must be from a valid source like a bank or other financial institution as loans from unknown sources may be considered as income while computing your taxes.

Flexi Personal LoanA personal loan could help you in times of need. It is a hassle-free loan product offered by banks and other non-banking financial institutions. Being a collateral-free loan, it is one of the most sought-after loans in the market, despite its high interest rates. What is a flexi personal loan?Simply put, a flexi loan is an overdraft facility offered by banks to its loyal customers. It is a pre-approved cash limit that can be withdrawn when

Pre-Approved Personal Loan – All you need to knowA personal loan is a simple short-term loan which could be used for any legitimate purpose. You won't be required to pledge any form of collateral or security. It can be used to meet immediate personal expenses like a medical emergency, a sudden loss of job, to fund your wedding or higher studies, and finally, it can also be used as a capital for business or to consolidate debt.A personal loan has several advantages inclu

Digitization has seen tremendous changes in the Indian college scenario. Students carrying their laptops with them to college is now commonly seen in colleges across India, irrespective of their study discipline. Laptops are slowly replacing the traditional method of taking notes in books.

Income tax benefits on Personal LoanPersonal Loans are unsecured loans, which is ideal for situations when you need funds but don't have an asset to pledge as security. Generally, a personal loan is not taxable, as loans are not considered a part of your income when you are filing your IT returns.However, the personal loan must be from a valid source like a bank or other financial institution as loans from unknown sources may be considered as income while computing your t

How to improve Credit with Personal LoansThere are a lot of myths circulating in the Internet about how to improve your credit score. One of the most common myth is this—you need to get yourself into debt if you want to improve your credit score.  A good credit score can help you get approved for a home loan, auto loan or a personal loan. Your credit score will also influence the interest rate you pay on your loans. Lenders generally look for a credit score of 750

Axis Bank Personal LoanWhat is a personal loan?A personal loan is a simple short-term loan which could come handy during times of emergency like a sudden loss of job, to fund a wedding or higher education, to revitalize your business or to even cater to personal needs. Added benefit of a personal loan is that you won't be required to pledge any form of collateral or security.A personal loan has several advantages including relatively simple documentation, no

Personal Loan for IT EmployeesThe personal loan has become the go-to loan in case of emergencies. Be it for home improvement, pressing bills or marriage expenses, to pay for your dream vacation or to buy your significant other that much-coveted gadget, a personal loan is a solution.A personal loan is an unsecured loan, meaning you don't have to pledge any collateral as security to avail the loan. Lenders place no restrictions on how the borrowed money is spent.However

All you need to know about Personal loan part payment and pre-closureAre you in need of cash? Don't have any asset to pledge as collateral? Well, maybe you could consider a personal loan. A personal loan is a collateral-free, security-free loan, which is granted solely on the basis of your credit history and salary. It has a hassle-free application process and the loan amount is generally disbursed as soon as you are found to be creditworthy.A personal loan is one of the

How to borrow right Personal Loan from BanksA personal loan is the most popular loan offering in the retail loan market due to the various advantages it poses. It is generally an unsecured, collateral-free loan, with quick approvals and speedy disbursals. One of the major advantages of a personal loan is that the loan amount could be used for any legitimate purpose—the end use is not restricted, making it one of the most flexible loans in the market. Everyone could do w

How to Deal with Credit Card Debt Using Personal LoansA personal loan is perhaps one of the most popular forms of credit in the loan market. This is because it has many advantages, some of which is listed as follows:•    Minimal documentation•    On-the-spot approvals and instant loans•    Speedy processing•    Attractive interest rates—depending on your credit history•   &nb

How to Choose Personal Loan Tenure WiselyA personal loan can be your savior in times of need. The advantages of a personal loan are many:•    It has a quick turnaround time—lenders process your loan application quickly•    The loan amount is disbursed speedily—as soon as you are found to be creditworthy (Click here to get a free credit health check!)•    It is unsecured—meaning you need not pelage any sort o

How to choose right Personal LoanA personal loan could be a savior in times of need. It is an unsecured, collateral-free loan. Banks and NBFC's usually process the loan and disburse the amount speedily if you are found to be creditworthy. One of the major advantages of a personal loan is that the loan amount could be used for any legitimate purpose—the end use is not restricted, making it one of the most flexible loans in the market. Life is unpredictable, and you might

How to get better Interest rates on Personal LoanA personal loan is a simple short-term loan which could be used for any legitimate purpose. You won't be required to pledge any form of collateral or security. It can be used to meet immediate personal expenses which could be anything – a medical emergency, sudden loss of job, to fund a wedding or higher studies, or used as capital for business or even to consolidate debt.Advantages of a personal loanA perso

Loan for Beauty ParlorA plethora of loan options are available for entrepreneurs who wish to open their own beauty parlors. As more and more aspire to be entrepreneurs, those who want to run a beauty parlor are faced with an array of options. Give wings to your dreams—there is no limit to how high you can fly.For instance, Oriental bank of Commerce offers women entrepreneurs who wish to foray into this field with short term financing to purchase equipment and set up the