Credit Score

Your credit score is the 3-digit number that determines whether you are worthy of handling credit. Having good credit health will reap you lots of financial benefits.

A credit score is one of the factors that impact how easily and affordably you can get credit. A low or a poor credit score may be one of the reasons why your credit score application gets declined.

Did you know that UPI (United Payment Interface) is the single largest payment platform in India; June 2022 transaction volumes crossed Rs.10 lakh crores. From its humble beginnings in 2016, UPI payments have grown by leaps and bounds, to become the common man's preferred payment method.

Users can now get their credit score for FREE online by using any one of these – Your PAN, Aadhaar or Passport. And we are going to tell you how!

The CIBIL™ score is a necessary part of your financial journey. It assists financial companies in evaluating your creditworthiness. Your CIBIL™ score indicates your ability to make a repayment on the financial products that you avail.

A credit score is a three-digit number that ranges from 300 to 900. It depicts the summary of your credit history and your creditworthiness. A good credit score is nearer to 900.

Your credit score and profile are the two important factors which lenders consider while evaluating your creditworthiness. In India, your CIBIL ™ score is assigned by TransUnion CIBIL ™ Limited. It is one of the acceptable credit ratings.

Are you a credit healthy person? sticking to good financial practices will make you a credit-healthy person. It also aids you to build your credit score and hold a starry credit profile.

A debit card is like owning cash and only using a debit card is like paying for your expenses with the cash available in your pocket. Money is directly used up from your account in the case of debit cards and no credit handling is required in this case.

A credit score is a three-digit number which summarizes the creditworthiness and repayment capacity of an individual. The credit score is a maximum of 900 and anything that is below 650 is called a bad credit score.

The key to getting quick approval for your credit card applications and loans is a good credit score. The credit score is the most prominent factor that leads the banks and financial companies to provide credit to any individual.

A credit score is a three-digit number unique to every individual which signifies the creditworthiness and the repayment capacity of an individual. The credit score ranges from 300-to 900. A score that is closer to 900 is considered favorable and good by credit lending agencies.

CIBIL™Score is the international credit rating system for bank loans. It is a means of determining a person’s creditworthiness. The CIBIL™ score utilizes a matrix of 13 information categories and a number of factors to score each consumer.

Your prospects of receiving a new credit line are reduced if you have a bad credit score. On loans and advances, lenders will almost for sure charge a higher rate of interest.

There has been increased reporting of 'Credit Score Misuse' in recent times. Your credit score is a key metric in loan applications and credit processes. Someone misusing your credit score is a serious issue and can lead to a number of negative consequences. This article will review the key factors that can be used to identify and fix credit score misuse.

Sometimes, you will not be able to pay your credit card bills completely. In that case, you will end up making minimum payments. But, does it affect your credit score? Let us read on to find out how making minimum payments can affect credit score?

A credit score is a 3 digit score that banks and financial institutions use to determine an individual’s creditworthiness. Credit score is computed based on your credit history.

Your credit score is an indicator of your creditworthiness. The 3 digit number or score that the 4 credit bureaus generate like the CIBIL™ score is one of the important factors based on which lenders assess whether you can repay your credit card bills or loans on time.

Most Indians apply for car loans as purchasing cars is a dream of every Indian. The Indian population is one of the most urban populations in the world. And most of the population lives in cities, so the demand for cars is much higher in them than other countries.

A Personal Loan is a loan in which the borrower agrees to repay the loan, usually over a fixed term, such as 1 to 5 years. It offers flexible repayment terms, allowing you to repay the loan as you can, and to manage your finances more effectively.

Gold loans are secured loans made against the gold jewellery you pledge. The loan amount is determined by the purity of the gold and its market price on that particular day. Gold loans are immediate; the banker examines your gold and deposits the funds into your account.