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Important Benefits of Airport Lounge Access Credit Card

1. Airport Lounge Access - The primary benefit of lounge access credit cards is the ability to access airport lounges. Cardholders can enjoy a peaceful and comfortable environment away from the crowded and noisy airport terminals. Lounge access provides a tranquil space to relax, catch up on work, or enjoy refreshments before a flight.

2. Complimentary or Discounted Access - Depending on the card, lounge access may be offered as a complimentary benefit, allowing cardholders to access lounges without any additional fees. In some cases, there may be a nominal fee or a discounted rate for lounge access. The specific terms and conditions can vary between credit card issuers and lounge networks.

3. Global Lounge Network - Many lounge access credit cards offer access to a global network of airport lounges. This means you can enjoy lounge facilities in various airports worldwide, irrespective of the airline or class of service you're flying.

4. Guest Access - Some lounge access credit cards also provide complimentary or discounted access for guests traveling with the cardholder. This allows you to bring along a family member, friend, or colleague to enjoy the lounge benefits together.

5. Enhanced Travel Experience - Lounge access credit cards aim to enhance the overall travel experience. They often come with additional benefits such as priority check-in, expedited security screening, priority boarding, and dedicated customer service lines, which can help make the journey smoother and more convenient.

6. Airline and Lounge-specific Benefits - Certain credit cards are affiliated with specific airlines or lounge networks. These cards may offer additional perks such as preferred seating, complimentary upgrades, or access to premium lounges within their network.

7. Travel Insurance Coverage - Some lounge access credit cards also provide travel insurance coverage, which can include benefits such as trip cancellation/interruption insurance, lost baggage coverage, and emergency medical assistance. These insurance benefits can provide peace of mind during your travels.

Top 5 International Airport Lounge Access Credit Cards in India

Cards with High joining fees

Joining Fees

International Lounge Access

HDFC Bank Infinia Credit Card Metal Edition

Rs. 12,500 + taxes

Unlimited

Axis Bank Magnus Credit Card

Rs. 10,000 + taxes

Unlimited

HDFC Bank Diners Club Black Credit Card

Rs. 10,000 + taxes

Unlimited

Citibank Prestige Credit Card

Rs. 20,000 + taxes

Unlimited

YES First Exclusive Credit Card

Rs. 9,999 + taxes

Unlimited

Cards with NIL/low joining fees

Joining Fees

International Lounge Access

Union Select Rupay Credit Card

NIL

2 per year

IDFC First Wealth Credit Card

NIL

4 per quarter

HSBC Premier Mastercard Credit Card

NIL

2 per year

RBL Bank Insignia Preferred Banking World Card

NIL

6 per year

Top 5 Domestic Airport Lounge Access Credit Cards in India

Cards with High joining fees

Joining Fees

Domestic Lounge Access

HDFC Bank Infinia Credit Card Metal Edition

Rs. 12,500 + taxes

Unlimited

Axis Bank Magnus Credit Card

Rs. 10,000 + taxes

Unlimited

HDFC Bank Diner's Club Black Credit Card

Rs. 10,000 + taxes

Unlimited

Citibank Prestige Credit Card

Rs. 20,000 + taxes

Unlimited

YES Private Credit Card

Rs. 50,000 + taxes

Unlimited

Cards with NIL/low joining fees

Joining Fees

Domestic Lounge Access

Union Select Rupay Credit Card

NIL

2 per quarter

IDFC First Wealth Credit Card

NIL

4 per quarter

HSBC Premier Mastercard Credit Card

NIL

6 per year

RBL Bank Insignia Preferred Banking World Card

NIL

8 per year

Important Features of HDFC Infinia Credit Card Metal Edition

1. Get a complimentary Club Marriott membership which offers a 20% discount on dining and stay.

2. Get complimentary buffet nights at partnering ITC hotels

3. Unlimited access to domestic and international airport lounges for primary and add-on card holder

4. Book a 3-night stay and pay for two at a participating ITC hotel

5. Air accidental death cover worth Rs. 3 crores.

6. Emergency hospitalization available up to Rs. 50 lakhs

Important Features of Axis Bank Magnus Credit Card

1. Get a complimentary domestic flight ticket or a Tata Cliq voucher worth Rs. 10,000 as a welcome gift.

2. Get unlimited international and domestic airport lounge visits. Also, get 8 additional guest visits per year with the Priority Pass program.

Important Features of HDFC Bank Diner's Club Black Credit Card

1. Get complimentary membership to Club Marriott

2. You can book flight tickets and hotels with the SmartBuy facility

3. Unlimited international and domestic airport lounge access.

4. Avail of air accident insurance cover worth Rs. 2 crores.

5. Avail of emergency overseas hospitalization funding worth Rs. 50 lakhs.

6. Get travel insurance cover up to Rs. 55,000 on delayed baggage.

Important Features of Citibank Prestige Credit Card

1. Get vouchers worth Rs. 10,000 for Taj or ITC hotels.

2. Unlimited international and domestic airport lounge access.

3. Complimentary 4th-night stay at hotels like Banyan Tree, Four Seasons, etc.

Important Features of Yes First Exclusive Credit Card

1. Unlimited international and domestic airport lounge access.

2. Get 24 reward points for every Rs. 200 spent on travel and dining expenses.

Important Features of Yes Bank Private Credit Card

1. Avail of up to $1,000 USD saving on a round trip private charter booking.

2. Get savings of up to $500 USD for a one-way booking and $200 USD for any ground transportation.

Important Features of Union Select Rupay Credit Card

1. Get up to 2 free domestic lounge visits per quarter

2. Earn 4 reward points on every Rs. 100 spent

3. Earn a maximum cashback of Rs. 50.

Important Features of IDFC First Wealth Credit Card

1. Get 4 complimentary domestic and airport lounge, spa visits per quarter.

2. Airport meet and greet offers.

3. Book from a selection of over 900 luxury hotels with benefits like Wi-fi, continental breakfast, late check-out requests, etc.

Important Features of HSBC Premier Mastercard Credit Card

1. Get Taj Epicure membership

2. Get access to over 850 airport lounges in India and overseas.

3. Get a Taj experience gift card worth Rs. 10,000

Important Features of RBL Bank Insignia Preferred Banking World Card

1. Get 2 complimentary visits to domestic airport lounges every quarter

2. With Priority Pass Membership get access to over 1,000 airport lounges across the globe.

3. Get 6 lounge visits complimentary with the Priority Pass Membership

FAQs Of Airport Lounge Access Credit Card

1. What is a lounge access credit card?

A lounge access credit card is a type of credit card that offers cardholders complimentary or discounted access to airport lounges. These lounges provide a comfortable and exclusive environment for travelers to relax, work, and enjoy various amenities before their flights.

2. How does lounge access work with a credit card?

With a lounge access credit card, you can typically present your credit card or a linked lounge membership card to gain access to participating lounges. The specific process may vary depending on the card issuer and lounge network. Some cards provide complimentary access, while others may offer discounted rates or a certain number of complimentary visits per year.

3. What are the benefits of having a lounge access credit card?

The benefits of a lounge access credit card include access to airport lounges, which offer amenities such as comfortable seating, complimentary food and beverages, Wi-Fi, and often, a quieter and more relaxed atmosphere. Lounge access can enhance your travel experience, providing a respite from busy airport terminals and offering a place to unwind or be productive before your flight.

4. Can I access lounges even if I am not flying with a specific airline?

Yes, lounge access credit cards often provide access to lounges regardless of the airline you are flying with. The lounges affiliated with the card's lounge network are typically available for use, regardless of the airline or class of service you are traveling on.

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