YES Bank Credit Card Reward Points

Accelerate Rewards Points

You can redeem these Reward points by choosing from an exclusive catalogue of products. Some of the products are:

• Redemption of Reward Points against JPMiles (4 Reward Points = 1 JPMile)
• Insurance Coverage
• Credit Shield cover in case of accidental death of Primary Card member

Accelerate your YES Points by availing special offers at Max Get More partner outlets. This will ensure that you don’t just collect but also multiply your rewards program while purchasing at these outlets. To check out the list of Max Get More partner outlets, please click here.

The YES Points that you accumulate can be redeemed against a plethora of exciting rewards of your choice. You can choose from a vast catalogue of products:

• Gift Vouchers
• Seasonal Products
• Recharge your DTH
• Recharge your Mobile
• Book tickets for Movies
• Book Hotel
• Book Airline Tickets
• Book Bus Tickets

Life Time Free Credit Cards

YES FIRST Preferred Credit Card

• You can earn benefits worth Rs 38,000 in a year.
• Income criteria: Minimum net monthly Income INR 2.00 lakhs or Income Tax Return of INR 24.00 lakhs and above
• There are assured 8 reward points per INR 100 of retail spends; the reward points that never expire.
• Complimentary lounge access on Priority Pass Membership & MasterCard Lounge Programme
• Preferential Foreign Currency Markup of 1.75% only
• Best Interest Rate on Revolving Credit of 1.99% p.m. for YES BANK savings and salary account holders

YES Prosperity Edge Credit Card

• You can earn benefits worth Rs 15,000 in a year.
• Income criteria: Minimum net monthly income of INR 60,000 or Income Tax Return of INR 7.20 lakhs and above
• Welcome onboard with 1,500 reward points and annual bonus of 15,000 reward points
• Up to 6 reward points per INR 100 of retail spends; reward points that never expire.
• Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders
• Complimentary priority Pass Membership

Business Credit Cards

YES PREMIA Credit Card

• You can earn benefits worth Rs 18,513 in a year.
• Income criteria: Minimum Net Monthly Income INR 1.20 lakhs or Income Tax Return of INR 14.40 lakhs and above
• Up to 5 reward points per INR 100 of retail spends; reward points that never expire.
• Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK savings and salary account holders
• Complimentary lounge access on Priority Pass Membership and MasterCard Lounge Programme
• 25% discount of up to INR 250 per month on booking tickets on Book My Show

YES Prosperity Rewards Plus Credit Card

• You can earn benefits worth Rs 5,500 in a year.
• Income criteria: Minimum Net Monthly Income of INR 25,000 or Income Tax Return of INR 5.00 lakhs and above
• Welcome onboard with 1,250 Reward Points and Annual Bonus of 12,000 Reward Points
• Up to 5 reward points per INR 100 of retail spends; reward points that never expire.
• Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings and Salary Account holders

Other Cards

YES Prosperity Edge Credit Card

• You can earn benefits worth Rs 15,000 in a year.
• Income criteria: Minimum Net Monthly Income of INR 60,000 or Income Tax Return of INR 7.20 lakhs and above
• Welcome onboard with 1,500 Reward Points and Annual Bonus of 15,000 Reward Points
• Up to 6 reward points per INR 100 of retail spends; reward points that never expire.
• Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders.
• Complimentary Priority Pass Membership

YES Prosperity Rewards Credit Card

• You can earn benefits over Rs 4,000 in a year.
• Income criteria: Minimum Net Monthly Income of INR 25,000 or Income Tax Return of INR 5.00 lakhs and above.
• Welcome onboard with 1,000 Reward Points and Annual Bonus of 10,000 Reward Points
• Up to 4 reward points per INR 100 of retail spends; reward points that never expire.
• Best Interest Rate on Revolving Credit of 2.99% p.m. for YES BANK Savings & Salary Account holders

Frequently Asked Questions

1. What should I do if my card is lost or damaged?

If in case of loss or damaged card, inform the YES Bank, 24-hour customer care centre. The lost or damaged card will be instantly blocked and a new card will be delivered to you within seven days.

2. Can I retain my credit card if I emigrate?

Credit cards are issued to resident Indians only. Therefore, under RBI guidelines, you have to clear your outstanding and surrender your credit card to the issuing bank if you are proceeding abroad on employment or on emigration

3. Can I use my credit card for expenses on the internet?

Yes, your credit card can be used for expenses on the Internet. However, the Reserve Bank of India prohibits its use for certain expenses on its banned list like football pools, sweepstakes and lotteries.

4. What do I do if my credit card is declined?

In case the card is declined you can call the YES bank Customer Care Centre.