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Firstly, anyone who has a family to support and is an income earner can take (and must take) a life Insurance policy. In view of the economic value of their contribution to the family, housewives too need life insurance cover. Even children can be considered for life insurance in view of their future income potential being at risk. To put it simply, anyone can buy a life insurance policy for themselves or for their dependents.

Lets us look into the criterias for different types of life insurance plans:

Term Life Insurance plan:

  • Entry Age - 18 to 65 years 
  • Health status - If you have attained 50 years of age then you may need to undergo some health check up such as HIV test, urine test, blood test and so on.

Whole life Insurance plan:

  • Entry Age - 18 to 65 years
  • Health status - health check up needed.

ULIP:

  • Entry Age - No age limit but highly recommended for youngsters.
  • Health status - NA
  • Risk bearing capacity.

Life Insurance is needed

  • To ensure that your immediate family has some financial support in the unfortunate event of your demise
  • To finance your children’s education and other needs
  • To have a savings plan for the future so that you have a constant source of income after retirement
  • To ensure that you have extra income when your earnings are reduced due to serious illness or accident
  • To provide for other financial contingencies and lifestyle requirements
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A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan

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Credit repair involves rebuilding your credit health to a level where you become eligible for loans.

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A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit

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A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders

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A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900

Is A Credit Score Of 850 Good?

Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans

How To Improve CIBIL™ Score ?

There are several ways in which you can improve your credit score. Depending on how good or bad your score is,

Is A Credit Score Of 800 Good?

Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,

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Is it possible to obtain a free credit check or credit report? The answer is yes and no!

Good CIBIL™ Score For Loans ?

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It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,

What Is The Average Credit Score?

There is really no number that can be established as the average credit score in India. Many people see regular

How Much Does Credit Repair Cost?

You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help

How To Remove Name From CIBIL™ ?

First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other

Why You Need To Check Your Credit Report?

Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.

What Is The Best Credit Score To Have?

In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India

Can I Get A Loan With A Credit Score Of 700?

Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify

Can I Get A Loan With A Credit Score Of 650?

It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding

Can I Get A Loan With A Credit Score Of 600?

It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750

Can I Get A Loan With A Credit Score Of 550?

It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding

How To Improve CIBIL™ Score Immediately ?

A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.

How To Improve CIBIL™ Score After Credit Card Settlement ?

One common worry that runs through your mind after you have made a credit card settlement is,

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