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Kisan Credit Card (KCC) is a popular agriculture credit scheme from the government of India. It provides farmers with timely credit at attractive interest rates and flexible repayment schedules, making it a great choice to meet the seasonal cash needs of farmers.

To apply for the Kisan Credit, the applicant must meet the following criteria:

  • Must be engaged in farming and other agri-related activities. 
  • The age of the applicant must be within 18 to 75 years. For applicants over 60, a co-borrower is required. Only legal heirs can be included as co-borrowers.
  • It’s available to all farmers including land owners, tenant farmers, sharecroppers, oral lessees, individual/joint cultivators, SHGs (Self Help Groups) and joint liability groups.
  • The applicant must reside within the jurisdiction of the bank, he/she is applying.

The eligibility criteria for the KCC is relaxed, making it easy for all eligible farmers to apply. Farmers can apply at any bank of their preference.

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