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Fullerton India Business Loan is meant for micro and small enterprises (MSMEs) in India. This loan helps in facilitating growth and expansion by undertaking additional capital investment.

Highlights

ParticularsFullerton India Business Loans

Rate of Interest

17% - 21% p.a. (dependent on various factors like  location, net income, business stability, collateral offered)

Amount of Loan

Up to Rs. 50 lakhs

Type of Interest

Floating Rate and linked to the prime lending rate of Fullerton India

Loan Tenure

1 year – 5 years

Processing Charges 

Up to 6.5% of the total loan amount

Type of Customers

Proprietor / LLP/ Pvt Ltd / Partnership / Public Ltd

Eligibility Criteria

  • Private limited companies, proprietors, self-employed individuals, and partnership firms involved in trading, manufacturing, or services
  • Business experience of at least five years, and engaged in your current business for at least 3 years
  • The minimum age required is 22 years
  • The maximum age is 65 years at the time of maturity of business loan
  • Your business should be profitable for at least two years
  • Minimum annual turnover should be Rs.10 lakhs
  • Minimum annual income should be Rs.2 lakhs  
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