Car insurance is not a seasonal buy-in option. It never goes on sale. You can’t go wrong on the timing for switching car insurance companies or buying a new policy. With that said, there are two occasions best suited to consider buying car insurance. It's safe to say that worrying about when to buy is one of the least effective ways to save money on car insurance.

Best time to buy car insurance - Before Renewal

The worst time to buy car insurance is after your policy expires. Buying insurance in haste will result in paying more than if you were to shop around. As such, the moment you receive a notification to renew your car insurance policy, that’s when you should start looking.

This will give you the best opportunity to find discounts on car insurance. If you do decide to stick with your current provider, you can possibly access loyalty discounts. The more time you give yourself when shopping for car insurance, the better chance you have at finding great coverage for the best rate. So, even if you already have car insurance, consider requesting a quote with several insurance providers to see if you could save money by switching your car insurance to a new provider.

Best time to buy car Insurance: Before You Need It

If you’re contemplating buying a car, the best time to buy car insurance is before you buy the vehicle. One of the things you’ll find out about car insurance is that different cars cost different amounts to insure. If you’re trying to decide between two different cars, how affordable insurance is can help make the decision easier. By being able to compare rates of multiple insurers, you’ll not only save a lot of money but get the best coverage. Make insurance a major part of your vehicle buying decision.

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