What is the Axis Bank Insta Easy Credit Card?

Axis Bank Insta Easy card offered by Axis Bank comes with the feature of guaranteed bank approval, with the only criteria for the card applicant having a fixed deposit with Axis Bank. This card gets offered only against your fixed deposit at Axis Bank. The credit card comes with various benefits.

Points to Remember: 

• Axis Bank Insta Easy card is only provided on the fixed deposit maintained with Axis Bank.
• If you’re ineligible for other Axis Bank credit cards, then the Insta Easy Card is a great starter card. All you need to do is open an FD with Axis Bank and apply for the card with the FD as collateral.

Card Highlights

• Exciting eDGE Loyalty Rewards program
• 6 reward points on every domestic spend of Rs. 200 
• 12 reward points on every international spend of Rs. 200 
• The first online transaction earns 100 reward points 

• Accumulated reward points can be redeemed for 500+ reward items through the rewards catalogue
• Interest-free period of 50 days
• A flexible credit limit for up to 80% of the principal amount of the fixed deposit
• Cash withdrawals  up to 100% of the credit limit sanctioned
• Up to 4 Axis add-on credit cards 
• Guaranteed Bank approval

Key Benefits

Fuel 

• 1% fuel surcharge waived on fuel across India
• Surcharge gets refunded to your card
• Waiver offer applicable only for fuel transactions between Rs.400 and Rs.4,000.

Dining 

• Avail minimum discount of 15% under 'Dining Delights' program
• Offer applicable only across  partner restaurants 

Global Emergency Help

• Access to Visa International Global Card Assistance Services worldwide
• Report  loss of card, emergency card replacement or emergency cash advance

EMIs

• Purchase above  Rs.2,500 through your credit card  can be converted to EMI at low interest rates