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Axis Bank Ace Credit Card is among the top-rated cash back credit cards in India. It comes with a range of offers including one of the highest cashback at 2% for all transactions. Along with this, the card also offers up to 5% cashback on select brands and expense categories. The card can be availed at an annual fee of Rs. 499 only. It is best suited for the needs of users who aim to get substantial value back on all spendings.

Key Highlights of Axis Bank ACE Credit Card

Card Rating

4/5

Joining Fee

Rs.499/- (credited back upon spending Rs. 10,000 within 45 days of card issuance)

Annual Fee

Rs.499/- (waiver on annual spends of Rs. 2 lakhs or more)

Best Suited For

Cashback on spendings

Cashback Rate

  • 5% cashback on bill payments, DTH, and mobile recharges via Google Pay
  • 4% cashback on Swiggy, Zomato & Ola
  • 2% cashback on other spends

Axis Ace Credit Card’s Features

  • 5% cashback on all bill payments, DTH recharges, and mobile recharge initiated via Google Pay
  • 4% cashback on Swiggy, Ola, and Zomato
  • 2% cashback on all other spends
  • No upper limit or maximum cashback earned

Benefits and disadvantages of Axis Bank Ace Credit Card

Benefits

Disadvantages

1. Simple cashback with direct credit to user’s account every month

2. Highest cashback rate of 2%

3. Low annual fee of Rs. 499 only

1. Welcome offer was only for a limited period (till Feb 2021)

2. No cashback on fuel and EMI transactions

Axis bank Ace credit card is best suited for users who are looking for basic benefits and high cashback rates. It has a flat cashback rate of 2% flat rate to allow users to earn good value back on various purchases.

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