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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Get simple documentation and quick processing for personal loans in Vijayawada banks and NBFCs. Choose from tenures ranging from 1 to 5 years. Facility to apply online with most of the lenders. Amounts starting from a few thousands to many lakhs are lent. Check eligibility on CreditMantri!
Processing Fee
2.25%
Max Tenure
24 to 48 Months.
Best Rate
11% P.A
Features
Pricing
Documents Required
Processing Fee
4%
Max Tenure
6 - 36 Months.
Best Rate
14.04% P.A
Features
Pricing
Documents Required
Processing Fee
2000₹
Max Tenure
18 Months.
Best Rate
28% p.a
Features
Pricing
Documents Required
Processing Fee
3-4%
Max Tenure
2 yrs
Best Rate
18%
Features
Pricing
Documents Required
Processing Fee
1.0%
Max Tenure
12-72 Months.
Best Rate
12% P.A.
Features
Pricing
Documents Required
Processing Fee
2.5%
Max Tenure
12 Months.
Best Rate
35.1% p.a
Features
Pricing
Documents Required
Processing Fee
2.5%
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A
Features
Pricing
Documents Required
Processing Fee
2% - 5%
Max Tenure
3 - 60 Months
Best Rate
16% P.A.
Features
Pricing
Documents Required
Processing Fee
3%
Max Tenure
12-72Months
Best Rate
11.04% P.A.
Features
Pricing
Documents Required
Processing Fee
Nil*
Max Tenure
36 Months.
Best Rate
Nil*
Features
Pricing
Documents Required
Processing Fee
2.50%
Max Tenure
12 - 72 Months.
Best Rate
11.04% P.A.
Features
Pricing
Documents Required
Processing Fee
2%
Max Tenure
2 - 60 months
Best Rate
15.96% P.A.
Features
Pricing
Documents Required
Processing Fee
1%
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A.
Features
Pricing
Documents Required
Processing Fee
2.0%
Max Tenure
5 yrs
Best Rate
15.5%
Processing Fee
2%
Max Tenure
nil*
Best Rate
23.0%
Processing Fee
2%
Max Tenure
1-5 yrs
Best Rate
10.75%
Processing Fee
2%
Max Tenure
5 yrs
Best Rate
13.99%
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.50%
Max Tenure
12 - 72 Months.
Best Rate
10.99%
Processing Fee
2%
Max Tenure
1.6 yrs
Best Rate
18%
Processing Fee
2.25%
Max Tenure
5 yrs
Best Rate
14.75%
Processing Fee
999₹*
Max Tenure
5 yrs*
Best Rate
11.49%*
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2%
Max Tenure
6 to 36 Months.
Best Rate
7.99% p.m
Processing Fee
1.50%
Max Tenure
up to 6 years
Best Rate
15.65% p.a
Processing Fee
Nil
Max Tenure
6 years
Best Rate
9.9%-45% p.a.
Processing Fee
2%
Max Tenure
NA
Best Rate
Processing Fee
0.5%*
Max Tenure
5 yrs
Best Rate
12.99%*
Processing Fee
2%
Max Tenure
4 yrs
Best Rate
17.25% *
Processing Fee
2.49%
Max Tenure
NA
Best Rate
16%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.95%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
12.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.20%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.05%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.99%
Processing Fee
3.0%
Max Tenure
NA
Best Rate
1%
Processing Fee
2.5%
Max Tenure
nil*
Best Rate
11.99%
Do you live in Vijayawada? Are you looking for a personal loan in Vijayawada and wondering what your options are? Read on!
What is a personal loan?
personal loans are unsecured loans which can come in handy during times of need. There is no requirement to pledge your assets or provide collateral to get a personal loan. Lenders look at your credit score and current income to evaluate your repayment capacity and decide whether you are creditworthy.
The end-use of a personal loan could be anything—it is not restricted and you could use the amount for any legitimate purpose. It can be used for personal expenses, or used as cashflow for your business as well.
However, it is important to note that personal loans are among the most expensive loans. They come with the highest interest rates since they are 'unsecured'. This is because the bank/NBFC has no safeguard in case of default. The interest rate on a personal loan could go up to as high as 32% or even more.
Key features of a Personal Loan:
All major banks and NBFCs offer personal loans in Vijayawada. Popular banks and NBFC’s that offer personal loans in Vijayawada include: Vijaya Bank, HDFC Bank, Syndicate bank, Bank of India, Canara Bank, RBL Bank, , Oriental Bank of Commerce, Federal Bank, Indian Overseas Bank, CitiBank, IndusInd bank, Union Bank of India, Indian Bank, SBI, ICICI Bank, IDBI Bank, Standard Chartered Bank, Axis Bank, Bajaj Finance, Shriram Finance, Punjab National Bank, Fullerton, Sundaram Finance etc.
Personal loans in Vijayawada for salaried, self-employed, business people and NRIs are available.
Generally, it is not impossible to avail a personal loan with bad credit, but the cost would be high in terms of interest rates. Hence, it is always advisable to increase your credit score to a healthy number, say 750 or above, so that you can avail a personal loan at reasonably good terms and interest rate.
You can check your eligibility for a personal loan in Vijayawada online, on the lender’s website.
For salaried / self-employed professionals:
Following are an overview of the documents generally asked while applying for a personal loan in Vijayawada:
For the self-employed and those into business, the following might be requested for in addition to the above-mentioned documents.
To land the best deal on a personal loan, you need to make sure you have a healthy credit score. A score of 750 and above would qualify you for loan offers with the lower interest rate and additionally, you will be in a position to negotiate for the best rates. The interest rate on a personal loan is influenced by a variety of other factors, like your repayment record, net annual income, debt-to-income ratio, employment stability and most importantly, your credit history.
1. What is the minimum and maximum loan amount for salaried people?
The loan amount generally varies from a few thousands to lakhs of rupees depending on various factors like income, credit score, borrowing history, employer profile, repayment capacity etc.
2. What is the interest rate charged on a personal loan?
The interest rate varies with each and every customer, largely depending their individual credit score and credit history as well as lender’s policies.
3. Are there any additional charges like processing fees, etc.?
Yes, you would be required to pay a processing fee which would be deducted from the amount disbursed to you. It generally varies from 0.50% to 3% of the loan amount.
4. What are the tenure ranges for a Personal Loan?
The tenure ranges from 1 year to 5 years. You can choose the option which is best suited to your needs and repay the loan in the stipulated time.
5. Can use a personal loan as a debt consolidation tool?
Yes, you can opt for a personal loan to consolidate your credit card debts, since a personal loan interest rate is generally lower than that of a credit card.
6. Do I have to pledge any collateral in order to secure a personal loan?
No collateral or security is required for obtaining a personal loan in Vijayawada.
There are several ways to apply for a personal loan:
Need help? Alternatively, if you think you need help with your personal loan application and advice on loan eligibility, then CreditMantri can guide you through the entire process and match you with the loan offer that best suits your unique credit profile.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application