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United Bank of India Debit Card
Do you hate standing at long ATM lines, waiting in queues to make utility bill payments and fear robbery in the city? Well, with the advent of the debit card, all the above hassles are completely avoided. Debit cards are commonly known as plastic money and people generally prefer this to actual money in hand. Customers who have debit cards enjoy so many benefits such as shopping cashless and making bill payments with easy. A debit draws money from the cardholder’s linked account instantly, thereby helping him/her spend within budget and not overspend. In addition to all this, a debit card has many more features such as cashbacks, discounts, partner tie-ups, airport lounge access, reward points and so on.
About United Bank of India Debit Card
Types of United Bank of India Debit Cards
United Bank of India offers a wide variety of debit cards depending on the customer’s requirement.
United Bank of India currently offers six debit cards to their customers.
- United Visa Debit Card
- United EMV Debit Card
- United RuPay Debit Card
- United RuPay Kisan Debit Card
- United RuPay EMV Card
- United RuPay Platinum EMV Card
Features of United Visa Debit Card
- United Visa Debit Card is a basic card that is provided to customers willing to avail debit card services for the ease of transactions.
- A maximum of 5 transactions (including withdrawals of cash and POS/E-Commerce) can only be done.
- It is signature based, thereby making it secured
- E-Commerce transactions are secured with an OTP (One Time Password) that is sent to the mobile number that is registered with the bank.
- This debit card can be used at all United Bank of India ATMs, all Visa member bank ATMs, POS and E-commerce in India and all NFS member bank ATMs.
- There is a Rs.150/- issuance charge that is applicable plus tax as applicable.
| Type of card | Transaction limit per day |
|---|---|
| United Visa Debit Card | ATM withdrawal limit – Rs.75,000/- POS/E-Commerce transaction limit – Rs.75,000/- |
Eligibility for United Visa Debit Card
Customers who have a savings, current, overdraft and a minor account holder above 10 years, the visually impaired, NRE and NRO accounts in any of the United Bank of India branch anywhere in India are eligible for this debit card.
Features of United EMV Debit Card
- United EMV Debit Card is a chip-based debit card. It is for all customers who have swiped their debit cards at least once at any of the international ATM terminals and for those customers who need to make transactions in the future at foreign locations. It is also issued to esteemed customers on demand.
- Fund transfers of up to Rs.1,00,000/- can be done within the bank
- A maximum of 10 transactions (including 5 transactions for withdrawals of cash and 5 transactions at POS/E-Commerce) can only be done.
- It can be used both in India and abroad.
- This debit card can be used at all United Bank of India ATMs, all Visa member bank ATMs, POS and E-commerce in India and all NFS member bank ATMs.
| Type of card | Transaction limit per day |
|---|---|
| United EMV Debit Card | ATM withdrawal limit – Rs.1,00,000/- POS/E-Commerce transaction limit – Rs.1,50,000/- |
Eligibility for United EMV Debit Card
Customers who have a savings account, current account or an overdraft and having used or want to use their card at an International location are eligible for this card.
Features of United RuPay Debit Card
- United RuPay Debit Card is a debit card that can be used only domestically by the customer. It is the first Indian debit card that is RuPay based and driven by the National Payment Corporation of India (NPCI).
- A maximum of 5 transactions (including withdrawals of cash and POS) can only be done.
- It is signature based, thereby making it secured
- This debit card can be used at all United Bank of India ATMs, all NFS member bank ATMs and RuPay enabled POS.
| Type of card | Transaction limit per day |
|---|---|
| United RuPay Debit Card | ATM withdrawal limit – Rs.25,000/- POS/E-Commerce transaction limit – Rs.40,000/- |
Eligibility for United RuPay Debit Card
Customers who have a savings account, current account, an overdraft, a minor account holder above 10 years or the visually impaired are all eligible for this card.
Features of United RuPay Kisan Debit Card
- United RuPay Kisan Debit Card is launched for the KCC account holders of the bank.
- A maximum of 5 transactions (including withdrawals of cash and POS) can only be done.
- It is signature based, thereby making it secured
- This debit card can be used at all United Bank of India ATMs, all NFS member bank ATMs and RuPay enabled POS.
| Type of card | Transaction limit per day |
|---|---|
| United RuPay Kisan Debit Card | ATM withdrawal limit – Rs.25,000/- POS/E-Commerce transaction limit – Rs.40,000/- |
Eligibility for United RuPay Kisan Debit Card
Customers who have a KCC account with the United Bank of India that is opened under the CCUKC scheme are only eligible for this debit card.
Features of United RuPay EMV Card
- United RuPay EMV Debit Card is a chip-based debit card. It is for all customers who have swiped their debit cards at least once at any of the international ATM terminals and for those customers who need to make transactions in the future at foreign locations. It is also issued to esteemed customers on demand.
- Fund transfers of up to Rs.1,00,000/- can be done within the bank
- A maximum of 10 transactions (including 5 transactions for withdrawals of cash and 5 transactions at POS/E-Commerce) can only be done.
- It can be used both in India and abroad.
- This debit card can be used at all United Bank of India ATMs, all Visa member bank ATMs, POS and E-commerce in India and all NFS member bank ATMs.
| Type of card | Transaction limit per day |
|---|---|
| United RuPay EMV Debit Card | ATM withdrawal limit – Rs.1,00,000/- POS/E-Commerce transaction limit – Rs.1,50,000/- |
Eligibility for United RuPay EMV Debit Card
Customers that have a savings account, current account or an overdraft and having used or want to use their card at an International location are eligible for this card.
Features of United RuPay Platinum EMV Card
- United RuPay Platinum EMV Debit Card is a chip-based debit card. It is for all customers who have swiped their debit cards at least once at any of the international ATM terminals and for those customers who need to make transactions in the future at foreign locations. It is also issued to esteemed customers on demand.
- Fund transfers of up to Rs.1,00,000/- can be done within the bank.
- There is a Personal Accident (Death) Insurance of Rs.2,00,000 and a permanent disability of Rs.2 lakhs for the customer.
- It can be used both in India and abroad.
- Concierge services are provided in both Hindi and English.
- There is a free airport lounge access for 30 airports in India.
- There is a 5% cashback on utility bill payments for the cardholder.
- There is a cashback of Rs.25/- on IRCTC booking.
- There is 15% off at Café Coffee Day for the cardholder.
- There is a 1% cashback on fuel surcharge and more.
- This debit card can be used at all United Bank of India ATMs, all Visa member bank ATMs, POS and E-commerce in India and all NFS member bank ATMs.
- A nominal fee of Rs.200 plus service tax is charged towards the issuing of this debit card.
| Type of card | Transaction limit per day |
|---|---|
| United RuPay Platinum EMV Debit Card | ATM withdrawal limit – Rs.1,00,000/- POS/E-Commerce transaction limit – Rs.2,00,000/- |
Eligibility for the United RuPay Platinum EMV Debit Card
Customers who have a savings account, current account or an overdraft and having used or want to use their card at an international location are eligible for this card.
FAQs: United Bank of India Debit Cards
(1) What is the transaction limit on United RuPay Platinum EMV Debit Card?
There is a daily ATM withdrawal limit of Rs.1,00,000/- and a POS/E-Commerce transaction limit of Rs.2,00,000/- for the United RuPay Platinum EMV Debit Card.
(2) What are the different debit cards offered by United Bank of India?
There are six debit cards offered by United Bank of India. They are United Visa Debit Card, United EMV Debit Card, United RuPay Debit Card, United RuPay Kisan Debit Card, United RuPay EMV Card and United RuPay Platinum EMV Card
(3) How much is given for Personal Accident (Death) Insurance and a permanent disability in the United RuPay Platinum EMV Debit Card?
There is a Personal Accident (Death) Insurance of Rs.2,00,000 and a permanent disability of Rs.2 lakhs for the customer with the United RuPay Platinum EMV Debit Card.
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