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UCO Bank Debit Cards
UCO Bank offers its customers the convenience of digital banking through their numerous debit cards. They have a huge line-up of debit cards for every need.
Their debit cards are powered by VISA and RuPay. They are widely accepted all over India. They have collaborated with the VISA network to provide ATM facilities to customers while travelling abroad too.
Special features of UCO Bank Debit Cards
- Higher daily withdrawal limits & daily purchase limits
- Accepted at over 5 lakhs merchant establishments/POS terminals across India
- Can be used at over 30 million merchant establishments worldwide
- Secure online shopping with Verified by Visa feature
- Cards issued to minor account holders, with parent consent
- Exclusive discounts and offers when using debit cards for dining and shopping purposes
- Special rates and discounts while booking rail tickets, air tickets, movie tickets & bill payments
- Specially designed debit cards for farmers – KCC, Pungrain
- RuPay debit cards offered to PMJDY accounts
Different types of UCO Bank Debit Cards
| TYPE OF CARD | Daily Cash Withdrawal Limit | Daily Purchase limit |
|---|---|---|
| Classic (Visa) | Rs.25,000 | Rs.50,000 |
| Gold (Visa) | Rs.50,000 | Rs.50,000 |
| Platinum (Visa) | Rs.50,000 | Rs.1,00,000 |
| Signature (Visa) | Rs.50,000 | Rs.2,00,000 |
| EMV (Visa) | Rs.25,000 | Rs.50,000 |
| Classic (RuPay) | Rs.25,000 | Rs.50,000 |
| KCC (RuPay) | Rs.25,000 | -- |
| Platinum Personalised (Rupay) | Rs.50,000 | Rs.1,00,000 |
| Platinum Non-Personalised (Rupay) | Rs.50,000 | Rs.50,000 |
| Mudra (Rupay) | Rs.25,000 | Rs.50, |
Cards issued to minors shall have a limit of Rs.3000/- per day and Rs.15,000/- per month
Fees & Charges
| Issuance of New ATM Card/ /PIN/Add on | Free for Visa and RuPay |
| Rs.105/- for Visa Gold | |
| Rs.130/- for Visa Platinum | |
| Rs 155/- for Visa Signature | |
| Annual Maintenance Charge | Rs 120/- per annum |
| Duplicate card/ Duplicate pin | Rs.120/- per occasion per card Rs.60/- per occasion per PIN. |
| Limit on ATM transactions - financial & non-financial | UCO Bank ATM - up to 5 transactions free Other ATMs - up to 5 transactions free |
| Transaction charges beyond free limit for financial transactions | UCO Bank ATM - Rs 5/- for SB & Rs 21/- for Current Other ATMs - Rs 21/-for SB & Current A/c |
| Transaction charges beyond free limit for non-financial transactions | UCO Bank ATM - Rs 5/- for SB & Rs 8/- for Current Other ATMs - Rs 8/-for SB & Current A/c |
| Point of Sales (POS) transactions at Fuel Pumps and Railway Reservation Counters | 2.5% of transaction value + service tax |
| International Usage | |
| Cash withdrawal through VISA Networked ATMs | Rs.110/- + 2% of the currency conversion charges per transaction |
| Balance Enquiry through VISA Networked ATMs | Rs.30 |
UCO Bank Rewardz
UCO Bank Rewardz is a loyalty program offered to all UCO Bank debit card holders. It is designed to reward the customer every time they use their debit card to withdraw cash, pay bills, shop online using internet banking, or make purchases on e-commerce portals. Every UCO Bank debit card holder is automatically enrolled into this program and earn reward points for every swipe.
UCO Bank has partnered with Max Get More, for the rewards program. Debit card holders gets additional reward points every time they use the card at designated merchant partners. They can also avail free gifts and services against the accumulated reward points.
UCO Bank Rewardz program offers attractive offers and discounts for
- Purchase of merchandize on the Max Get More portal
- Movie tickets booking
- Mobile/DTH recharge
- Flight ticket bookings
- Hotel bookings
- Bus ticket bookings
- Selected in-store purchases
FAQs: UCO Bank Debit Cards
(1) What are the services or facilities available at UCO ATMs?
- PIN Change
- Ministatement
- Self-account and third-party account fund transfers
- Card to card fund transfers
- Direct tax payment
- Mobile banking registration
- Cash deposit
- Bill payments
- Mobile top-up
- Loan account enquiry
(2) How can I apply for a debit card?
To apply for UCO Bank debit card, one needs to hold a savings bank account with the bank. One can approach the nearest branch to apply for a savings bank account and obtain a debit card along with the account.
(3) How do I redeem my reward points?
UCO Bank awards reward points for transactions conducted via debit cards. These points can be redeemed for attractive merchandize and other benefits. To redeem reward points, one has to log on to the UCO Bank website.
(4) What do I do if my debit card is lost/stolen?
In case of lost or stolen card, customers should immediately call the UCO Bank customer support for hot listing your debit card. Post intimating, your card will be blocked for further transactions. You can get a new debit card with a new PIN to conduct the future transactions.
(5) What is Verified by Visa?
Verified by Visa is a security feature provided by Visa. It allows you to set a password of your choice to use for online transactions on you Visa Debit Cards. This serves as an additional security blanket for online transactions.
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