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In India, the journey of a girl child is mired with adversity. Even with widespread awareness in recent times, the census data indicates that the child sex ratio has declined to 919 girls per 1,000 boys, showing a deep-rooted bias against girl child. Many girl children face discrimination even before birth, and female infanticide is still a disturbing reality across the country. Even after birth, these girl children often face inequality in nutrition, education, and opportunities as compared to their male siblings.

If you have a girl child, you will be glad to know that the Indian government has launched several government schemes for girl child which are targeted to support their education, health and provide financial aid. These initiatives are largely focussed on empowering the girl with resources so that they thrive.

10 Best Government Schemes for Girl Child in India 2025

Central Government Schemes for Girl ChildState Government Schemes for Girl Child

Beti Bachao Beti Padhao (BBBP) Scheme

Mukhyamantri Rajshree Yojana (Rajasthan)

Balika Samriddhi Yojana (BSY)

Kanya Sumangala Yojana (Uttar Pradesh)

CBSE Udaan Scheme

Karnataka Bhagyashree Scheme (Karnataka)

National Scheme of Incentives to Girls for Secondary Education (NSIGSE)

Ladli Scheme (Haryana and Delhi)

Sukanya Samriddhi Yojana (SSY)

Mazi Kanya Bhagyashree Scheme (Maharashtra)

1. Beti Bachao Beti Padhao

Beti Bachao Beti Padhao is a central government scheme for girl children that is implemented throughout the nation. The primary purpose of this scheme is to save the child from social problems such as gender-based abortions and promote education schemes for girl child across India.

This program was initially meant for districts considered to have a low sex ratio and successfully extended to other regions of the country. This girl child empowerment scheme focuses on changing the attitude of the society rather than offering direct financial schemes for girl child. The key aims of this child protection scheme include:

  • Preventing selective gender abortion
  • Ensure infant survival and wellbeing in childhood
  • Ensure the child's education and inclusion
  • Challenging gender stereotypes and supporting gender equality
  • Giving a safe and stable atmosphere to girls
  • To endorse the right of girls to inherit property.

2. Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana is one of the most popular government schemes for girl child in India, providing a savings plan for parents to ensure financial assistance for girl child education and marriage. The scheme allows parents to set up a trust for their child's eventual schooling and marriage expenses. This financial scheme for girl child encourages parents to save for their daughter’s education and marriage, that promote the primary goals of various girl child welfare schemes in India.

All parents and guardians of girl children under the age of 10 can open this account. Only one account per child is allowed. Parents can open up to two accounts for two of their children (exceptions allowed for twins and triplets). The account is portable across India, making it a flexible and accessible option under Indian government schemes for girl children.

  • Savings account specially designed for parents of girl children
  • Encourages parents to save towards the education of the girl child; introduced as part of the ‘Beti Padhao Beti Bachao’ movement
  • Parents of girl children under the age of 10 can open this account
  • Only 2 accounts allowed per family; exemptions allowed in case of twins or triplets
  • Minimum deposit of Rs.250 per annum and maximum of Rs.1.5 lakhs
  • Tax exemption available on the deposited amount, interest accrued and the withdrawal amount
  • Maximum tenure of the account shall be 21 years from the date of opening of account or the marriage of the girl child, whichever is earlier
  • Deposits allowed for a maximum of 15 years from the date of opening of account
  • Partial withdrawal of up to 50% allowed once the girl reaches 18 years of age
  • Account can be opened at your nearest post office or any of the public and private sector banks
  • Deposits into the account can be made via cash, cheque, DD or online transfers
  • The account can be transferred from one post office to another, one bank to another or between post office and banks, upon submission of valid address proof
  • Pre-closure of account is allowed to take care of marriage of the girl child, provided that the girl child has attained the age of 18 and relevant proofs are submitted thereof.

3. Balika Samridhi Yojana

Balika Samridhi Yojana is another important government scheme for girl child in India

, offering financial aid to families below the poverty line, similar to Sukanya Samriddhi Yojana. Under the scheme, limited saving opportunities are offered for the parents of the girl child.
  • The scheme is available for new born infants only.
  • Rs.500 is provided at the time of birth of each girl child.
  • This welfare scheme for girl child education provides an annual scholarship between Rs. 300 to Rs. 1000 until the girl child completes Grade X, making it one of the best education schemes for girl children.
  • Maximum age limit for enrolment is 10 years (of the child).
  • A household is qualified to enter this scheme for two of their daughters only. 
  • Beneficiaries under this government financial support for girl child scheme should be of a family that is ‘Below Poverty Line’.
  • Account can be opened at your nearest bank. Only certain banks are designated to carry out the application process under this programme.

4. Mukhyamantri Rajshri Yojana

Mukhyamantri Rajshri Yojana is a state government scheme for girl children launched in Rajasthan, providing financial assistance for girl children from birth till higher education to promote girl child welfare.

  • Rs.2500 is given to the mother at the birth of a girl child
  • Once the child completes one year, with all vaccinations done, Rs 2500 is given through a cheque.
  • This government scheme for girl child offers Rs.4000 when a girl child is admitted to any public school for Grade I.
  • Rs.5000 is paid when the child enters Grade VI
  • s. 11000 is paid once the girl enters Grade XI

Who is eligible to enter the Scheme?

  • The scheme is only open to all permanent residents of the Rajasthan state.
  • The scheme is open for a girl child born after 1st June’16.

How to apply for the benefits under the scheme?

You need to visit the closest bank to register for the scheme. Certain banks have been designated to carry out the application process under this programme. Applicants can also approach the Collector's Office, Gram Panchayat or Zilla Parishad.

5. Mukhyamantri Laadli Yojana

Mukhyamantri Laadli Yojana is a state government scheme for girl children allowing parents to save for their girl child’s education and future expenses. Under this scheme, an initial deposit of Rs.6000 has to be made into your post office savings account for a fixed tenure of five years. The girl child then receives the following monetary benefits in regular intervals.

  • Rs. 2,000 once she enters Grade 6th
  • Rs. 4000 once she enters Grade 9th
  • Rs. 7,500 once she enters Grade 11th
  • Also, a monthly stipend of Rs. 200
  • Once she attains 21 years of age, the deposited amount will mature, offering financial assistance for the girl child marriage.

Eligibility Criteria

  • The applicant must be a permanent resident of the Jharkhand State
  • The applicant should belong to a ‘Below Poverty Line’ family

6. CBSE Udaan Scheme

The CBSE Udaan scheme is a central government scheme for girls and is implemented by the Central Board of Secondary Education, under the Ministry of Human Resources Development, Government of India. The goal of this scheme is to increase the student enrolment of girls in prestigious engineering and technical colleges across India. Students should go to their CBSE school to participate in this programme.

  • This education scheme for girl child provides free online resources, such as video related literature for girl students in the 11th and 12th grades.
  • Virtual interaction courses for girl students in the 11th and 12th grades.
  • Peer learning and mentoring opportunities for all deserving girl students
  • Study helpline resources to clear students' doubts.
  • Continuous observation and recording of students' progress.

Eligibility to enrol in the CBSE Udaan Scheme

  • Girl students who are Indian citizens living in India
  • Girl students must be enrolled in Physics, Chemistry or Mathematics in classes 11th and 12th of CBSE affiliated schools
  • Annual family income of the student does not exceed Rs. 6 lakhs per annum
  • Selection based on merit according to strict requirements

7. National Scheme of Incentive to Girls for Secondary Education

The National Scheme of Incentive to Girls for Secondary Education is a central government scheme designed to provide financial support for girl children, mainly from disadvantaged areas of India. Under this financial scheme for girl children, Rs. 3000 will be deposited as a fixed deposit on her behalf. This balance can be withdrawn with interest after the pupil has passed the class 10 exam and has reached the age of 18 years.

Eligibility criteria to enrol under the National Scheme of Incentive to Girls for Secondary Education

  • All SC/ST girls who have passed the class 8th examination
  • Girls from other social groups are also eligible if they have passed the class 8 exam through Kasturba Gandhi Balika Vidyalayas.
  • Girls qualifying for the scheme must also be under 16 years of age.
  • Girl students who are married or enrolled in various central government programmes, such as CBS, NVS and KVS, are not eligible for this programme.

8. Mukhyamantri Kanya Suraksha Yojana

Mukhyamantri Kanya Suraksha Yojana is a state government sponsored girl child welfare scheme that rewards the parents of every girl child. Under this scheme, an amount of Rs.2000 is released after the birth of a girl child. You can avail this benefit by producing the birth certificate of the girl child.

What are the eligibility criteria to enrol under this Bihar State Government Scheme for Girl Children?

  • The financial scheme for girl children is applicable to all permanent residents of Bihar state.
  • The applicant must belong to a ‘Below Poverty Line’ family category.
  • The applicant can contact the Collector’s office, Gram Panchayat or Zilla Parishad.
  • The applicant can also submit an application at their nearest Anganwadi center.

9. Mazi Kanya Bhagyashree Scheme

The Mazi Kanya Bhagyashree scheme was launched in the state of Maharashtra. This girl child welfare scheme provides the following monetary benefits to the mother of a girl child –

  • The mother will get Rs. 5,000 for the first five years after her daughter’s birth
  • Rs. 2,500 will be provided per year until she reaches Grade V
  • Rs.3000 will be provided per year until she reaches Grade XII
  • fter the age of 18 years, she will be provided with Rs.1 lakh per year for her education

What are the eligibility criteria to enrol under this Financial Assistance for Girl Child Scheme?

  • The scheme is applicable to all permanent residents of Maharashtra state.
  • The applicant must belong to a ‘Below Poverty Line’ family category.
  • The following list of documents are to be submitted along with the application form:
  • Domicile certificate of the State of Maharashtra
  • Child’s birth certificate
  • Income certificate of parents
  • BPL card or Ration Card
  • Bank Passbook of the child with IFSC code.

10. Nanda Devi Kanya Yojana

This Financial Assistance for Girl Children Scheme is specific to the Uttarakhand state. Under the scheme, a fixed deposit of Rs. 1,500 is made in the name of a new born girl child. The principal amount, along with accrued interest is given to the girl child after she attains the age of 18 years and has completed her higher education.

What are the eligibility criteria to enrol under the Scheme?

  • This Girl Child Empowerment Scheme is applicable to all permanent residents of Uttarakhand state
  • The applicant must belong to a ‘Below Poverty Line’ family category
  • nly two girls from one household can avail the benefit of the scheme

How to apply for the various Government Schemes for Girl Child in India 2025?

The Government of India has taken various measures to make these government schemes for girl child accessible to eligible applicants.

  • Identify the Right Scheme: First, learn about the various government schemes for girl children like Sukanya Samriddhi Yojana, Beti Bachao Beti Padhao, or your state-specific schemes, to know which schemes you are eligible to apply for.
  • Prepare Necessary Documents: Once you have identified the scheme to apply under, collect the required documents; like the girl child’s birth certificate, address proof, parents’ identity proof, your income certificate, and other documents listed to apply for the girl child welfare scheme.
  • Submit Application: Follow the application submission process as directed by the specific financial scheme for girl children. These schemes can be applied at your nearest post offices, designated banks, Anganwadi centers, or online through government portals.
  • Check Application Status: You can approach the office where you submitted your application or the online portals for updates on your application status.

FAQs on Government Schemes for for Girl Child 2025

1. Which government scheme is best for girls' children?

One of the best government schemes for girls' children in India is the Beti Bachao Beti Padhao Scheme. Launched by the Ministry of Women and Child Development, it aims to promote gender equality, protect the girl child, and ensure her education. The scheme focuses on improving the welfare of girls by increasing their access to education and healthcare while preventing female foeticide. Another notable scheme is Pradhan Mantri Kanya Sumangala Yojana, which offers financial assistance to families for the education and marriage of girls. Both schemes contribute significantly to empowering girls across India.

2. Can I take a loan under the Sukanya Samriddhi plan?

No, loan option is currently available under your Sukanya Samriddhi Yojana account. However, you can withdraw up to 50% of the accrued amount once the girl reaches 18 years of age towards her education expenses.

3. What kind of financial aid can I get under the Beti Bachao Beti Padhao program?

The primary purpose of this girl child empowerment scheme is to save the child from social problems such as gender-based abortions and advance child education around the country.

4. What is the total financial aid available under the Balika Samriddhi Yojana?

Balika Samriddhi Yojana is an affordable savings scheme aimed at families that are ‘Below Poverty Line’. Rs.500 is provided at the time of birth of each girl child. While attending school, an annual scholarship of Rs. 300 – Rs. 1000 is provided till the girl child completes her Grade X.

5. Where can one enrol for these government schemes for girl children?

All these schemes are conveniently available at your nearest post office and public sector banks. A few private sector banks are also roped in to take these benefits to every citizen of the country.

6. What is the Rs. 2 lakh government scheme for girl children?

The Govt. Of India has implemented various schemes for girl children where parents can save for the future of the girl child. The Sukanya Samriddhi Yojana allows parents to save up to Rs. 1.5 lakh annually for their girl child. The scheme encourages parents to save for their daughter's education and marriage, providing attractive interest rates and tax benefits.

7. What is the Rs. 50,000 scheme for girls' children?

The Rs. 50,000 scheme for girls' children is a reference to the Sukanya Samriddhi Yojana (SSY), a government-backed savings plan designed to secure the future of a girl child. Under this scheme, parents or guardians can open an account in the name of a girl child (under 10 years old) and deposit up to Rs. 50,000 annually, with a maximum annual contribution limit of Rs. 1.5 lakh. The account offers a high-interest rate and tax benefits, with the amount maturing when the girl turns 21. It is intended to support the girl's education and marriage expenses.

8. What is the scheme for 1 lakh for girl child?

The scheme for providing financial assistance of ₹1 lakh for a girl child is the "Sukanya Samriddhi Yojana" (SSY). Under this government initiative, parents or guardians can open a savings account in the name of a girl child, and the account can be funded with a minimum deposit of ₹250. The scheme offers an attractive interest rate, tax benefits, and encourages long-term savings for the girl child's education and marriage expenses. The account can be opened for girls below 10 years of age, and the total deposit limit is ₹1.5 lakh per year.

9. What is the ₹15,000 scheme for girl children?

The ₹15,000 scheme for girl children refers to the Sukanya Samriddhi Yojana (SSY), a government-backed savings scheme launched by the Government of India. Under this scheme, parents or guardians of a girl child can open an account with a minimum deposit of ₹250. The scheme offers a high-interest rate and tax benefits, encouraging long-term savings for the girl’s education and marriage. The account can be opened in the name of a girl child below 10 years of age, and the total amount deposited.

10. What is the government scheme specifically implemented for girl children?

The Sukanya Samriddhi Yojana is a savings scheme designed exclusively for girl children, allowing parents to save systematically for their daughter's future education and marriage.

11. What is the Rs. 5000 scheme for girl children?

The Mukhyamantri Rajshri Yojana is a government scheme for girl children which provides Rs.5000 when the girl child reaches Grade VI, supporting her education. The Rajasthan state government has implemented this scheme for girl children.

12. What is the Rs. 2000 per month scheme for girl children?

The Mukhyamantri Laadli Yojana is part of the Jharkhand state government scheme for girl children which provides a monthly stipend of Rs.2000 for girl children, along with other financial aid for girl child education and marriage.

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