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In India, the journey of a girl child is mired with adversity. Even with widespread awareness in recent times, the census data indicates that the child sex ratio has declined to 919 girls per 1,000 boys, showing a deep-rooted bias against girl child. Many girl children face discrimination even before birth, and female infanticide is still a disturbing reality across the country. Even after birth, these girl children often face inequality in nutrition, education, and opportunities as compared to their male siblings.
If you have a girl child, you will be glad to know that the Indian government has launched several government schemes for girl child which are targeted to support their education, health and provide financial aid. These initiatives are largely focussed on empowering the girl with resources so that they thrive.
About Top 10 Government Schemes for Girl Children in India
Central Government Schemes for Girl Child | State Government Schemes for Girl Child |
---|---|
Beti Bachao Beti Padhao (BBBP) Scheme | Mukhyamantri Rajshree Yojana (Rajasthan) |
Balika Samriddhi Yojana (BSY) | Kanya Sumangala Yojana (Uttar Pradesh) |
CBSE Udaan Scheme | Karnataka Bhagyashree Scheme (Karnataka) |
National Scheme of Incentives to Girls for Secondary Education (NSIGSE) | Ladli Scheme (Haryana and Delhi) |
Sukanya Samriddhi Yojana (SSY) | Mazi Kanya Bhagyashree Scheme (Maharashtra) |
Beti Bachao Beti Padhao is a central government scheme for girl children that is implemented throughout the nation. The primary purpose of this scheme is to save the child from social problems such as gender-based abortions and promote education schemes for girl child across India.
This program was initially meant for districts considered to have a low sex ratio and successfully extended to other regions of the country. This girl child empowerment scheme focuses on changing the attitude of the society rather than offering direct financial schemes for girl child. The key aims of this child protection scheme include:
Sukanya Samriddhi Yojana is one of the most popular government schemes for girl child in India, providing a savings plan for parents to ensure financial assistance for girl child education and marriage. The scheme allows parents to set up a trust for their child's eventual schooling and marriage expenses. This financial scheme for girl child encourages parents to save for their daughter’s education and marriage, that promote the primary goals of various girl child welfare schemes in India.
All parents and guardians of girl children under the age of 10 can open this account. Only one account per child is allowed. Parents can open up to two accounts for two of their children (exceptions allowed for twins and triplets). The account is portable across India, making it a flexible and accessible option under Indian government schemes for girl children.
Balika Samridhi Yojana is another important government scheme for girl child in India
, offering financial aid to families below the poverty line, similar to Sukanya Samriddhi Yojana. Under the scheme, limited saving opportunities are offered for the parents of the girl child.Mukhyamantri Rajshri Yojana is a state government scheme for girl children launched in Rajasthan, providing financial assistance for girl children from birth till higher education to promote girl child welfare.
You need to visit the closest bank to register for the scheme. Certain banks have been designated to carry out the application process under this programme. Applicants can also approach the Collector's Office, Gram Panchayat or Zilla Parishad.
Mukhyamantri Laadli Yojana is a state government scheme for girl children allowing parents to save for their girl child’s education and future expenses. Under this scheme, an initial deposit of Rs.6000 has to be made into your post office savings account for a fixed tenure of five years. The girl child then receives the following monetary benefits in regular intervals.
The CBSE Udaan scheme is a central government scheme for girls and is implemented by the Central Board of Secondary Education, under the Ministry of Human Resources Development, Government of India. The goal of this scheme is to increase the student enrolment of girls in prestigious engineering and technical colleges across India. Students should go to their CBSE school to participate in this programme.
The National Scheme of Incentive to Girls for Secondary Education is a central government scheme designed to provide financial support for girl children, mainly from disadvantaged areas of India. Under this financial scheme for girl children, Rs. 3000 will be deposited as a fixed deposit on her behalf. This balance can be withdrawn with interest after the pupil has passed the class 10 exam and has reached the age of 18 years.
Mukhyamantri Kanya Suraksha Yojana is a state government sponsored girl child welfare scheme that rewards the parents of every girl child. Under this scheme, an amount of Rs.2000 is released after the birth of a girl child. You can avail this benefit by producing the birth certificate of the girl child.
The Mazi Kanya Bhagyashree scheme was launched in the state of Maharashtra. This girl child welfare scheme provides the following monetary benefits to the mother of a girl child –
This Financial Assistance for Girl Children Scheme is specific to the Uttarakhand state. Under the scheme, a fixed deposit of Rs. 1,500 is made in the name of a new born girl child. The principal amount, along with accrued interest is given to the girl child after she attains the age of 18 years and has completed her higher education.
The Government of India has taken various measures to make these government schemes for girl child accessible to eligible applicants.
1. Which government scheme is best for girls' children?
One of the best government schemes for girls' children in India is the Beti Bachao Beti Padhao Scheme. Launched by the Ministry of Women and Child Development, it aims to promote gender equality, protect the girl child, and ensure her education. The scheme focuses on improving the welfare of girls by increasing their access to education and healthcare while preventing female foeticide. Another notable scheme is Pradhan Mantri Kanya Sumangala Yojana, which offers financial assistance to families for the education and marriage of girls. Both schemes contribute significantly to empowering girls across India.
2. Can I take a loan under the Sukanya Samriddhi plan?
No, loan option is currently available under your Sukanya Samriddhi Yojana account. However, you can withdraw up to 50% of the accrued amount once the girl reaches 18 years of age towards her education expenses.
3. What kind of financial aid can I get under the Beti Bachao Beti Padhao program?
The primary purpose of this girl child empowerment scheme is to save the child from social problems such as gender-based abortions and advance child education around the country.
4. What is the total financial aid available under the Balika Samriddhi Yojana?
Balika Samriddhi Yojana is an affordable savings scheme aimed at families that are ‘Below Poverty Line’. Rs.500 is provided at the time of birth of each girl child. While attending school, an annual scholarship of Rs. 300 – Rs. 1000 is provided till the girl child completes her Grade X.
5. Where can one enrol for these government schemes for girl children?
All these schemes are conveniently available at your nearest post office and public sector banks. A few private sector banks are also roped in to take these benefits to every citizen of the country.
6. What is the Rs. 2 lakh government scheme for girl children?
The Govt. Of India has implemented various schemes for girl children where parents can save for the future of the girl child. The Sukanya Samriddhi Yojana allows parents to save up to Rs. 1.5 lakh annually for their girl child. The scheme encourages parents to save for their daughter's education and marriage, providing attractive interest rates and tax benefits.
7. What is the Rs. 50,000 scheme for girls' children?
The Rs. 50,000 scheme for girls' children is a reference to the Sukanya Samriddhi Yojana (SSY), a government-backed savings plan designed to secure the future of a girl child. Under this scheme, parents or guardians can open an account in the name of a girl child (under 10 years old) and deposit up to Rs. 50,000 annually, with a maximum annual contribution limit of Rs. 1.5 lakh. The account offers a high-interest rate and tax benefits, with the amount maturing when the girl turns 21. It is intended to support the girl's education and marriage expenses.
8. What is the scheme for 1 lakh for girl child?
The scheme for providing financial assistance of ₹1 lakh for a girl child is the "Sukanya Samriddhi Yojana" (SSY). Under this government initiative, parents or guardians can open a savings account in the name of a girl child, and the account can be funded with a minimum deposit of ₹250. The scheme offers an attractive interest rate, tax benefits, and encourages long-term savings for the girl child's education and marriage expenses. The account can be opened for girls below 10 years of age, and the total deposit limit is ₹1.5 lakh per year.
9. What is the ₹15,000 scheme for girl children?
The ₹15,000 scheme for girl children refers to the Sukanya Samriddhi Yojana (SSY), a government-backed savings scheme launched by the Government of India. Under this scheme, parents or guardians of a girl child can open an account with a minimum deposit of ₹250. The scheme offers a high-interest rate and tax benefits, encouraging long-term savings for the girl’s education and marriage. The account can be opened in the name of a girl child below 10 years of age, and the total amount deposited.
10. What is the government scheme specifically implemented for girl children?
The Sukanya Samriddhi Yojana is a savings scheme designed exclusively for girl children, allowing parents to save systematically for their daughter's future education and marriage.
11. What is the Rs. 5000 scheme for girl children?
The Mukhyamantri Rajshri Yojana is a government scheme for girl children which provides Rs.5000 when the girl child reaches Grade VI, supporting her education. The Rajasthan state government has implemented this scheme for girl children.
12. What is the Rs. 2000 per month scheme for girl children?
The Mukhyamantri Laadli Yojana is part of the Jharkhand state government scheme for girl children which provides a monthly stipend of Rs.2000 for girl children, along with other financial aid for girl child education and marriage.
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