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Tata Mutual Funds is a subsidiary of the Tata Groups, India’s leading industrial conglomerate. It is managed by Tata Asset Management, which was established in the year 1994. They provide efficient fund management services to help their customers in fulfilling long term wealth accumulation to fulfil their dreams.
Mutual Fund Schemes offered by Tata Mutual Funds
Tata Banking and Financial Services Fund
| Fund Type | An open ended equity scheme investing in Banking & Financial Services Sector |
| Launch Date | December 2015 |
| Fund Objective | The fund aims at creating long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the banking and financial services sector in India |
| Ideal For | Investors looking to participate in potential Capital appreciation opportunities in Banking & Financial Services sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme. |
| Risk Rating | High |
| Benchmark | Nifty Financial Services TRI |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 0.25% of NAV if redeemed on or before expiry of 3 months from the date of allotment. |
Tata Digital India Fund
| Fund Type | An open ended equity scheme investing in Information Technology Sector |
| Launch Date | December 2015 |
| Fund Objective | The fund aims at creating long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the Information Technology (IT) sector in India |
| Ideal For | Investors looking to participate in potential Capital appreciation opportunities in information technology sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme. |
| Risk Rating | High |
| Benchmark | S&P BSE IT TRI |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 0.25% of NAV if redeemed on or before expiry of 3 months from the date of allotment. |
Tata India Consumer Fund
| Fund Type | An open ended equity scheme investing in Consumption Oriented Sector |
| Launch Date | December 2015 |
| Fund Objective | The investment objective of the scheme is to seek long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the consumption-oriented sectors in India |
| Ideal For | Investors looking to participate in potential capital appreciation opportunities in consumption oriented sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme. |
| Risk Rating | High |
| Benchmark | NIFTY India Consumption TRI |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 1% if redeemed on or before expiry of 12 months from the date of allotment |
Tata India Pharma & Healthcare Fund
| Fund Type | An open ended equity scheme investing in Pharma Oriented Sector |
| Launch Date | December 2015 |
| Fund Objective | The investment objective of the scheme is to seek long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the pharma and healthcare sectors in India |
| Ideal For | Investors looking to participate in potential Capital appreciation opportunities in Pharma & Healthcare sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme |
| Risk Rating | High |
| Benchmark | NIFTY Pharma TRI |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 0.25% If redeemed on or before expiry of 3 months from the date of allotment. |
Tata Multicap Fund
| Fund Type | An open ended equity scheme investing across large cap, mid cap, and small cap stocks |
| Launch Date | September 2018 |
| Fund Objective | The fund aims at achieving medium to long term capital growth by investing in a diversified portfolio consisting of equity and equity related instruments across market capitalization. The scheme is an open-ended equity scheme investing across large cap, midcap, small cap stocks. |
| Ideal For | Investors looking for Diversified Portfolio. With a long-term investment horizon looking to diversify across market capitalization. |
| Risk Rating | Moderately High |
| Benchmark | S&P BSE 500 TRI |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 12 Months from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment - Nil On or before expiry of 12 Months from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment - 1% Redemption after expiry of 12 Months from the date of allotment - Nil |
Tata Resources & Energy Fund
| Fund Type | An open ended equity scheme investing in Resources & Energy Sector |
| Launch Date | December 2015 |
| Fund Objective | The investment objective of the scheme is to seek long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the resources and energy sectors in India |
| Ideal For | Investors looking to participate in potential Capital appreciation opportunities in resources and commodities sector benefiting from Indian economic growth. Investors with higher risk profile looking to invest in a theme oriented Scheme. |
| Risk Rating | High |
| Benchmark | NIFTY Commodities TRI |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 0.25% if redeemed on or before expiry of 3 months from the date of allotment. |
Tata Small Cap Fund
| Fund Type | An equity scheme predominantly investing in small cap stocks |
| Launch Date | November 2018 |
| Fund Objective | The investment objective of the scheme is to generate long term capital appreciation by predominantly investing in equity & equity related instruments of small cap companies. The scheme is an open-ended equity scheme predominantly investing in small cap stocks. |
| Ideal For | Investors with a long-term investment horizon looking to tap into opportunities provided by small cap |
| Risk Rating | Moderately High |
| Benchmark | NIFTY Smallcap 100 TRI |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 12 Months from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 12 Months from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 12 Months from the date of allotment: Nil |
Tata Arbitrage Fund
| Fund Type | An open ended scheme investing in arbitrage opportunities |
| Launch Date | December 2018 |
| Fund Objective | Arbitrage funds involve buying and selling of securities, currency, or commodities in different markets or in derivative forms to take advantage of differing prices for the same asset. |
| Ideal For | Investors with a short to medium term investment horizon looking for tax efficient and low risk investments. |
| Risk Rating | Moderately Low |
| Benchmark | NIFTY 50 Arbitrage |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 0.25% of the applicable NAV, if redeemed / switched-out / withdrawn on or before expiry of 30 Days from the date of allotment. |
Tata Large & Mid Cap Fund
| Fund Type | Equity: Large & MidCap |
| Launch Date | March 1993 |
| Fund Objective | The investment objective of the scheme is to proactively take advantage of Potential Capital appreciation opportunities arising from large and midcap segment of the market. |
| Ideal For | Investors looking for investment opportunities in equity markets by investing in companies undergoing re-rating or turnaround or benefiting from changing economic scenario. |
| Risk Rating | Moderately High |
| Benchmark | S&P BSE 200 TRI |
| Plan Types | Regular & Direct - Growth & Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 1.00% if redeemed on or before expiry of 365 days from the date of allotment. |
Tata Ethical Fund
| Fund Type | An open ended equity scheme following Shariah principles |
| Launch Date | March 1996 |
| Fund Objective | The investment objective of the scheme is to provide medium to long-term capital gains by investing in Shariah compliant equity and equity-related instruments of well-researched value and growth-oriented companies. |
| Ideal For | Investors keen to invest in companies which are from Shariah compliant universe of stocks |
| Risk Rating | High |
| Benchmark | NIFTY 500 Shariah TRI |
| Plan Types | Regular & Direct - Growth & Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 1.00% if redeemed on or before expiry of 365 days from the date of allotment. |
Tata Mid Cap Growth Fund
| Fund Type | An open ended equity scheme predominantly investing in mid cap stocks |
| Launch Date | July 1994 |
| Fund Objective | The investment objective of the scheme is to invest predominantly in equity and equity related securities of well researched growth oriented mid cap stocks. |
| Ideal For | Investors keen for investment opportunities in high growth companies predominantly in mid cap segment. |
| Risk Rating | High |
| Benchmark | NIFTY Midcap 100 TRI |
| Plan Types | Regular & Direct - Growth & Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 365 days from the date of allotment: Nil |
Tata Infrastructure Fund
| Fund Type | An open ended equity scheme investing in Infrastructure Sector |
| Launch Date | December 2004 |
| Fund Objective | The fund aims to focus predominantly in sectors which have the potential of creating long term value from the expected investments in Infrastructure oriented sectors. |
| Ideal For | Investors looking for capital appreciation opportunities in the infrastructure and related sectors |
| Risk Rating | High |
| Benchmark | S&P BSE India Infrastructure TRI |
| Plan Types | Regular & Direct - Growth & Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 0.25% if redeemed on or before expiry of 3 months from the date of allotment. |
Tata Large Cap Fund
| Fund Type | An open ended equity scheme predominantly investing in large cap stocks |
| Launch Date | May 1998 |
| Fund Objective | The fund aims at investing in fundamentally strong and undervalued large cap companies. The Fund adopts a mix of top down and bottom up approach to stock picking with a bias towards bottom up approach. |
| Ideal For | Investors preferring investments in large-cap companies with a long term investment horizon looking to diversify across market capitalization |
| Risk Rating | Moderately High |
| Benchmark | S&P BSE Sensex TRI |
| Plan Types | Regular & Direct - Growth & Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 365 days from the date of allotment: Nil |
Tata Equity P/E Fund
| Fund Type | An open ended equity scheme following a value investment strategy |
| Launch Date | June 2004 |
| Fund Objective | The Scheme aims to invest at least 70% of its assets in companies which, at the time of investment, have a rolling twelve month P/E ratio lower as compared with the rolling twelve month P/E ratio of the BSE Sensex. |
| Ideal For | Investors believing in value style of investing Looking for investing in good stocks at cheap valuations and not cheap stocks |
| Risk Rating | Moderately High |
| Benchmark | S&P BSE Sensex TRI |
| Plan Types | Regular & Direct - Growth/Dividend – Option A (5% Trigger)/Dividend – Option B (10% Trigger) |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 12 months from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: NIL On or before expiry of 12 months from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 12 months from the date of allotment: NIL |
Tata Equity Savings Fund
| Fund Type | An open ended equity scheme investing in equity, arbitrage and debt |
| Launch Date | April 1997 |
| Fund Objective | The Scheme aims at allocating a small percentage of their investments in equities while focusing on earning accrual income on major proportion of their investments. |
| Ideal For | Investors interested in allocating a small percentage of their investments in equities while focusing on earning accrual income on major proportion of their investments. |
| Risk Rating | Moderately High |
| Benchmark | Nifty 50 Index TRI (35%) Nifty 50 Arbitrage Index (30%) CRISIL Short Term Bond Fund Index (35%) |
| Plan Types | Regular & Direct - Growth/Daily Dividend (compulsory reinvestment)/Weekly Dividend/Periodic Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 90 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 90 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 0.25% Redemption after expiry of 90 days from the date of allotment: Nil |
Tata Index Nifty Fund
| Fund Type | An open ended equity scheme tracking S & P BSE Sensex |
| Launch Date | February 2003 |
| Fund Objective | Tata Index Fund is a passively managed fund; The fund aims to provide returns that closely correspond to the returns of the SENSEX/NIFTY. |
| Ideal For | Investors interested to invest a portfolio that reflects/mirrors the market returns with minimum tracking errors. |
| Risk Rating | Moderately High |
| Benchmark | NIFTY 50 Total Return |
| Plan Types | Regular & Direct |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Available |
| Entry Load | NA |
| Exit Load (both plans) | 0.25% if redeemed on or before expiry of 7 days from the date of allotment |
Tata Nifty Exchange Traded Fund
| Fund Type | An Open Ended Exchange Traded Fund) |
| Launch Date | December 2018 |
| Fund Objective | The investment objective of the scheme Tata Nifty ETF is to provide returns that closely correspond to the total returns of the securities as represented by the Nifty 50 index, subject to tracking error. |
| Ideal For | Investors interested in passive fund tracking index returns & looking for a diversified portfolio of well-known companies as represented by Nifty 50 Index. |
| Risk Rating | Moderately High |
| Benchmark | Nifty 50 TRI |
| Plan Types | Regular & Direct - Tata Nifty Exchange Traded Fund |
| Min. Initial Investment | Through the exchange |
| SIP/STP/SWP | NA |
| Entry Load | NA |
| Exit Load (both plans) | NIL |
Tata Balanced Advantage Fund
| Fund Type | An Open Ended Dynamic Asset Allocation Fund |
| Launch Date | Jan 2019 |
| Fund Objective | The fund seeks capital appreciation opportunities and income distribution through investments in a mix of Equity, Arbitrage and Debt portfolios. The Scheme will endeavour to capture the market trend and have an efficient mix of Debt and Equity. |
| Ideal For | Investors looking for valuation aware equity-oriented scheme and for Investments in a mix of equity, hedged equity/arbitrage and debt portfolios |
| Risk Rating | Moderately High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index |
| Plan Types | Regular & Direct - Growth/Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 365 days from the date of allotment: Nil |
Tata Hybrid Equity Fund
| Fund Type | An open ended hybrid scheme investing predominantly in equities & equity related instruments |
| Launch Date | October 1995 |
| Fund Objective | The fund aims at seeking a combination of equity & debt investments which optimize the returns of the portfolio and at the same time manages the volatility of fund. The scheme actively manages the combination of the equity & debt investments depending upon the existing market conditions & outlook. It aims to seek an optimum combination of capital appreciation & income opportunities. |
| Ideal For | Investors looking to invest in a combination of debt & equity instruments to provide a portfolio which combines the growth opportunities of equity & steady income from the debt. |
| Risk Rating | Moderately High |
| Benchmark | CRISIL Hybrid 25+75-Aggressive Index |
| Plan Types | Regular & Direct - Growth/Periodic Dividend/Monthly Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 365 days from the date of allotment: Nil |
Tata Ultra Short Term Fund
| Fund Type | An open ended ultra-short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months |
| Fund Objective | Scheme will aim to generate regular income and capital appreciation by investing in a portfolio of short term debt and money market instruments with relatively lower interest rate risk. The Scheme will maintain the Macaulay duration of the portfolio between 3 months and 6 months. |
| Ideal For | Investors with moderate to low risk appetite and an investment horizon of less than 1 Year and below |
| Risk Rating | Moderately Low |
| Benchmark | CRISIL Ultra Short Term Debt Index |
| Plan Types | Regular & Direct - Growth/Weekly Dividend/Monthly Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | Nil |
Tata Treasury Advantage Fund
| Fund Type | An open ended low duration debt scheme investing in instruments such that the Macaulay Duration of portfolio is between 6 months and 12 months |
| Fund Objective | The Scheme will invest in various money market & fixed income securities with the objective of providing liquidity & generating reasonable returns with lower interest rate risk. The security will be identified based on various parameters such as issuer credit rating history, financial track record of the issuer, corporate governance track record of the issuer, liquidity of the security, maturity of the security, interest rate scenario etc. |
| Ideal For | Investors with moderate to low risk appetite and an investment horizon of less than 1 Year and below |
| Risk Rating | Moderately Low |
| Benchmark | CRISIL Low Duration Debt Index |
| Plan Types | Regular & Direct - Growth/Weekly Dividend/Daily Dividend (Compulsory reinvestment)/Periodic Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | Nil |
Tata Medium Term Fund
| Fund Type | An open ended medium term debt scheme investing in instruments such that the Macaulay Duration of portfolio is between 3 years and 4 years |
| Fund Objective | The Scheme aims to identify and allocate the assets of the scheme between various fixed income securities with the objective of generating reasonable returns at moderate risk. The security will be identified based on various parameters such as issuer, financial track record of the issuer, corporate governance track record of the issuer, liquidity of the security, maturity of the security, interest rate scenario etc. |
| Ideal For | Investors with moderate risk appetite |
| Risk Rating | Moderate |
| Benchmark | CRISIL Medium Term Debt Index |
| Plan Types | Regular & Direct - Growth/Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 365 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 365 days from the date of allotment: Nil |
Tata Corporate Bond Fund
| Fund Type | An open-ended debt scheme predominantly investing in AA+ and above rated corporate bonds |
| Fund Objective | The Scheme endeavours to generate returns & capital appreciation by predominantly investing in corporate debt securities of varying maturities across the credit spectrum. The Scheme will seek opportunities across the credit curve & will endeavour to take benefit from superior yield available from time to time. |
| Ideal For | Investors looking to take benefit from superior yield available from time to time |
| Risk Rating | Moderate |
| Benchmark | CRISIL Corporate Bond Composite Index |
| Plan Types | Regular & Direct - Growth/Daily Dividend/Weekly Dividend/Monthly Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | Nil |
Tata Gilt Securities Fund
| Fund Type | An open ended debt scheme investing predominantly in government securities across maturities |
| Fund Objective | The scheme endeavours to generate returns by investing predominantly in government securities |
| Ideal For | Investors looking to long term accrual income with capital appreciation opportunities. |
| Keen to invest in medium term to long term government securities. | Looking for avenues to invest in government securities. |
| Risk Rating | Moderate |
| Benchmark | CRISIL Gilt Index |
| Plan Types | Regular & Direct - Growth/ Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | Nil |
Tata Income Fund
| Fund Type | An open ended medium term debt scheme investing in instruments such that the Macaulay Duration of portfolio is between 4 years and 7 years |
| Fund Objective | The Scheme endeavours to generate returns by investing predominantly in government securities |
| Ideal For | Investors looking for accrual returns during high interest rate environment and looking for capital appreciation opportunities in a falling interest rate scenario |
| Risk Rating | Moderate |
| Benchmark | CRISIL Medium To Long Term Debt Index |
| Plan Types | Regular & Direct - Growth/ Half Yearly Dividend/Periodic Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/STP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | 1% if redeemed on or before expiry of 365 days from the date of allotment |
Tata Short Term Bond Fund
| Fund Type | An open ended short term debt scheme investing in instruments such that the Macaulay duration of portfolio is between 1 year and 3 years |
| Fund Objective | The Fund aims to create a liquid portfolio of debt as well as money market instruments to provide reasonable returns and liquidity to investors. |
| Ideal For | Investors looking to invest for short to medium term horizon with an objective to benefit from high accrual income and relatively better liquidity than long term debt instrument |
| Risk Rating | Moderately low |
| Benchmark | CRISIL Short Term Bond Fund Index |
| Plan Types | Regular & Direct - Growth/Dividend/Bonus |
| Min. Initial Investment | Rs.5000 |
| SIP/SWP | Yes |
| Entry Load | NIL |
| Exit Load (both plans) | NIL |
Tata Money Market Fund
| Fund Type | An open ended Debt scheme investing in Money Market Instruments |
| Fund Objective | The fund is an alternative to liquid fund investors who are keen to invest in safer short term money market instruments. |
| Ideal For | Investors keen on investing in money market instruments due to their low interest rate and credit risk along with high relative liquidity as compared to corporate debt instruments |
| Risk Rating | Moderately low |
| Benchmark | bCRISIL Money Market Index |
| Plan Types | Regular & Direct - Growth/Daily Dividend (compulsory reinvestment) |
| Min. Initial Investment | Rs.5000 |
| SIP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | NIL |
Tata Dynamic Bond Fund
| Fund Type | An open ended dynamic debt scheme investing across duration |
| Fund Objective | The Fund actively manages the maturities which in the opinion of the Fund Manager is appropriate to the changing interest rate scenarios. |
| Ideal For | Investors looking for active interest rate risk management. Seeking to earn a combination of accrual and capital appreciation income |
| Risk Rating | Moderate |
| Benchmark | CRISIL Composite Bond Fund Index |
| Plan Types | Regular & Direct - Growth/Dividend/Bonus |
| Min. Initial Investment | Rs.5000 |
| SIP/SWP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | 0.50% If redeemed on or before expiry of 30 days from the date of allotment. |
Tata Liquid Fund
| Fund Type | An open ended Liquid scheme |
| Fund Objective | The Fund aims parking short term idle cash with an option to earn potentially tax efficient returns. These funds are ideally meant for money that you do not want to block in longer term investments such as shares, fixed deposits, government bonds, etc. |
| Ideal For | Investors with idle cash savings looking to earn more than Normal Savings account returns. |
| Risk Rating | Low |
| Benchmark | CRISIL Liquid Fund Index |
| Plan Types | Regular & Direct - Growth/Dividend |
| Min. Initial Investment | Rs.5000 |
| SIP/SWP/STP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | NIL |
Tata India Tax Savings Fund
| Fund Type | An Open ended equity linked savings scheme with a statutory lock-in of 3 years &tax benefit |
| Fund Objective | The Fund aims to seek capital appreciation opportunities in medium to long term horizon |
| Ideal For | Investors seeking benefit from deduction U/s 80C of income tax act 1961 up to Rs.1.5 lac |
| Risk Rating | Moderately High |
| Benchmark | S&P BSE Sensex TRI |
| Plan Types | Regular & Direct - Dividend Payout/Dividend Sweep/Growth |
| Min. Initial Investment | Rs.500 |
| SIP/SWP/STP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | Lock-in for 3 years, NIL after 3 years |
Tata Retirement Savings Fund
| Fund Type | An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age, whichever is earlier |
| Fund Objective | The Fund is designed to meet the investment needs of investors planning for retirement. It works as a retirement solution by offering choice of asset allocation to investors based on their life stage and risk preference. |
| Ideal For | Investors keen to save for retirement and interested in an alternative to traditional retirement saving avenues |
| Risk Rating | Moderately High |
| Benchmark | CRISIL Short Term Debt Hybrid 75+25 Fund Index |
| Plan Types | Regular & Direct - Growth |
| Min. Initial Investment | Rs.5000 |
| SIP/SWP/STP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | Nil – If redemption or switch out on or after attainment of retirement age i.e. 60years Nil – In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% – If redeemed before 61 months from the date of allotment. |
Tata Young Citizens' Fund
| Fund Type | An open-ended fund for investment for children having a lock-in for at least 5 years or till the child attains the age of majority, whichever is earlier |
| Fund Objective | The scheme aims at helping parents, guardians and well-wishers to save for growing children's needs. It is exclusively designed for exclusively for children aged between 3 months and 18 years. |
| Ideal For | Investors keen at saving for their children’s future needs by investing in a combination of Debt and Equity instruments. |
| Risk Rating | Moderately High |
| Benchmark | CRISIL Hybrid 25+75-Aggressive Index |
| Plan Types | Regular & Direct - Growth |
| Min. Initial Investment | Rs.5000 |
| SIP/SWP/STP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | Compulsory Lock-in Option 5 years or till the child attains the age of majority (whichever is earlier). 1% - If redeemed before child attains 18 years of age. |
Tata Overnight Fund
| Fund Type | An open ended Debt scheme investing in Overnight Securities |
| Fund Objective | Tata Overnight Fund is a debt mutual fund that invests in debt securities that mature in one day. |
| Ideal For | Corporate / HNIs looking with short term investment needs Investors with investment horizon of 1 day to 1 month Investors with very short-term surplus funds Investors looking for high liquidity and very low risk |
| Risk Rating | Moderate |
| Benchmark | CRISIL Overnight Index |
| Plan Types | Regular & Direct - Growth/Daily Dividend (Reinvestment) |
| Min. Initial Investment | Rs.5000 |
| SIP/SWP/STP | Yes |
| Entry Load | NA |
| Exit Load (both plans) | NA |
Tata Value Fund Series – 1 & 2
| Fund Type | A close ended equity scheme following a value investment strategy |
| Fund Objective | This is a close-ended equity scheme following a value investment strategy (Tenure of 1103 days). The fund's overarching philosophy will be to hunt for potential valuable companies for long term wealth creation. |
| Ideal For | Believing in value style of investing Looking for investing in good stocks at cheap valuations and not cheap stocks |
| Risk Rating | Moderately high |
| Benchmark | S&P BSE 200 TRI |
| Plan Types | Regular & Direct - Growth/Dividend/Daily Dividend (Reinvestment) |
| Min. Initial Investment | NA |
| SIP/SWP/STP | NA |
| Entry Load | NA |
| Exit Load (both plans) | NIL |
Tata Fixed Maturity Plan
| Fund Type | A close ended debt scheme |
| Fund Objective | A fixed maturity plan (FMP) is a closed-ended debt scheme, wherein the duration of debt papers is aligned with the tenure of the scheme. This fund will invest in debt instruments that mature in one year or just before this period. This minimizes the interest rate or reinvestment risk and thereby benefit from the interest rates accrual to the fixed tenure. Ideal for investors looking for investing for a fixed time period and minimize the interest rate risk on their investments. |
| Ideal For | This plan is ideal for investors looking for: Lower interest rate risk as it predominantly invests in debt securities matching the maturity of the plan Tax efficient returns as compared to interest income from Fixed Deposits for investors falling in higher tax brackets For illustration click here Indexation benefit for investments of more than 1 year |
| Risk Rating | Moderate |
| Benchmark | S&P BSE 200 TRI |
| Plan Types | Regular & Direct - Growth/Dividend |
| Min. Initial Investment | Rs. 5000 |
| SIP/SWP/STP | NA |
| Entry Load | NA |
| Exit Load (both plans) | NIL |
How to purchase Tata Mutual Funds?
Tata Mutual Funds plans can be conveniently purchased online on the official website. Tata Mutual Funds offer an option called the “Transact Online” that allows you to purchase and manage your portfolios conveniently online. Transact Online offers the following features to the customers
- Purchase
- Switch
- Redemption
- Registration of SWP/STP
- Cancelation of SWP/STP (registered online)
- Viewing portfolio and Transaction History
- Viewing of account statement
- Viewing of Multiple banks registered.
- Change of PIN and Password
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