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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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You can contact SVC BANK car loan customer care for any queries regarding car loans. You can reach customer care experts via the SVC BANK toll-free number or SVC BANK customer care number city-wisea. Alternatively, you can contact the customer care team through Email ID or chatbot.
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Shamrao Vithal Bank popularly known as SVC bank is a Co-operative bank incorporated in the year 1906 as a Co-operative credit society. The bank has been in the business of banking and lending money to the public for more than a hundred years and has a huge range of products catering to its national and international customers. The bank also has a customer care service available 24x7 to look after all the needs of the customers and ensure a smooth banking experience.
About SVC bank Car Loan Customer Care
The customer care service of the bank has a dedicated and efficient staff to handle all the queries of the customers, get their feedback or grievances and resolve them in the best possible manner. The customer can contact the bank at their toll free number 1800 313 2120available 24x7 throughout the year. The other means to contact the bank are enlisted here.
Nehru Road,
Vakola Santacruz (E),
Mumbai – 400 055
Thane
Unit No.601-602-603 Dosti Pinnacle
Plot No. E-7,
Road No.22,
Wagle Estate,
Thane - 400604.
Apart from the above customer care channels, the bank also has separate contact details for the customers to register their specific requests or queries.
SMS Banking - Customers can register their mobile number with the bank by filling up the required form at the nearest branch of the bank and avail the benefit of SVC’s SMS Banking service for some immediate transactions that need to be done on the go. The bank has a variety of transactions that the customer can do via SMS Banking, the list of the same is given here:
Transaction | SMS | Number |
---|---|---|
Account balance | SBAL | |
Last 3 transactions | STRA | |
Cheque Status | SCHQ | |
Hotlist/Block the card | STOPCARD |
Apart from the above channels the customers can also contact any of the 6 regional offices of the bank in the following manner,
Regional Office | Address | Telephone |
---|---|---|
D.G.M.’s Office, Bengaluru | 1, Central Bank Road, Chamrajpet, Bengaluru – 560018 | |
GM’s Office, Pune | 303, Chintamani Pride, Near City Pride Kothrud Theatre, Kothrud, Pune – 411038 | |
A.G.M.’s Office, Kolhapur | Unit No. O-2, Mahavir Chambers, C.S.NO. 681 B, E ward Shahupuri, 2nd lane, Kolhapur - 416 001 | |
Regional Office, Aurangabad | 3rd Floor, Sai Trade Center, Opp Railway Station, Aurangabad – 431001 | 0240-2970038 / 2970040 |
Regional Office, Nashik | Dev’s Arcade, Samarth Nagar, Near Tanishq Showroom, Mahatma Nagar Road, Nashik 422005 | |
D.M.’s Office, Gujarat | Unit No. 18, Primate Complex, Cross Road, Satellite, Ahmedabad – 380015 | 79-26871143 / 42 / 40 |
SVC Bank has a very attractive and simplistic car loan scheme for the prospective customers to assist them in purchase of new or old cars for personal or commercial use. The eligible customers for the purpose of these loans are the individuals (having a good financial background, i.e., repaying capacity and employed/engaged in business or profession), firms as well as companies. The bank also requires an invoice from the authorized dealer as part of the documentation process.
The other features of the SVC car loan Scheme are highlighted below,
Category | Details |
---|---|
Age | Minimum – 21 Years; Maximum 60 years (at maturity of loan) |
Amount of loan sanctioned | Up to 90% |
Margin | For new cars – for personal use 10% on cost+registration charges+Insurance For commercial use 25% on cost+registration charges+Insurance For used cars – 40% |
Tenure | New cars – maximum 60 months Used cars – maximum 36 months |
Processing charges | 1% on loan amount |
Rate of interest | 8.90% - 12.30% (depending on type of vehicle loan, borrower, relationship with the bank, etc.) |
Prepayment penalty/charges | NIL |
The other details like documents required, processing time of the loan, hidden costs, etc can be sought by visiting the nearest branch of the bank or by contacting the customer care of the bank of the same.
The grievance redressal process of the bank is fairly simple and systematic. The bank has various stages of escalation of the grievance within its system to properly address the complaint or the grievance of the customer and resolve it in the least possible time frame.
The details of the escalation matrix of the bank and the contact channels for the same are mentioned here.
Following are the contact details of eh bank’s 8 Zonal Offices that are headed by the Divisional Manager/AGM/DGM
Zone | Branches Covered | 2nd level contact | 3rd level contact | Contact Numbers |
---|---|---|---|---|
Mumbai | Mumbai, Navi Mumbai, Thane | Divisional Manager, Retail Distribution, Mumbai | Assistant. General Manager, Retail Distribution, Mumbai | |
Mumbai | Gujarat | Divisional Manager, Corporate Banking | Assistant. General Manager, Retail Distribution, Mumbai | 079-26871143/42/40 |
Mumbai | Nashik | Divisional Manager, Corporate Banking | Assistant. General Manager, Retail Distribution, Mumbai | 0253-2353553/554 |
Pune | Pune area, Ahmednagar, Solapur | Divisional Manager, Retail Distribution, Pune | Assistant. General Manager, Retail Distribution, Pune-Kolhapur-Aurangabad | |
Kolhapur | Kolhapur area, Icchalkaranji, Jaisingpur, Karad, Sangli, Belgaum , Goa | Divisional Manager, Retail Distribution, Kolhapur | Assistant. General Manager, Retail Distribution, Pune-Kolhapur-Aurangabad | |
Marathwad | Aurangabad, Nagpur, Akola, Amravati, Jalna, Jalgaon, Khamgaon, Latur, Nanded, Waluj | Divisional Manager, Corporate Banking | Assistant. General Manager, Retail Distribution, Pune-Kolhapur-Aurangabad | 0240-2324931/4929 |
Bengaluru | Bengaluru, Mangalore, Shirali, Hubli, Dharwad, Chennai, Hyderabad, Secunderabad, Mysore, Coimbatore | Divisional Manager, Retail Distribution, Bengaluru | Asst. General Manager, Bengaluru Region | |
New Delhi | New Delhi | Divisional Manager, Corporate Banking | Dy. General Manager, Retail Distribution, Mumbai |
Head - Corporate Banking
SVC Co-operative Bank Ltd.
SVC Tower, J. Nehru Road
Vakola, Santacruz (East)
Mumbai - 400 055
Postal address - AGM-Privilege Banking (Nodal Officer)
SVC Co-operative Bank Ltd.
Unit No.601-602-603
Dosti Pinnacle Plot No. E-7
Road No.22
Wagle Estate, Thane 400604
Telephone – 7199 1454
Managing Director
SVC Co-operative Bank Ltd.
SVC Tower, J. Nehru Road
Vakola, Santacruz (East)
Mumbai - 400 055
If the grievance of the customer still remains unresolved after approaching even the highest level of escalation matrix of grievance redressal within the bank’s system, the customer can contact the Banking Ombudsman at the following addresses,
Branch Centre | Address of Banking Ombudsman | Area of Operation | Telephone | |
---|---|---|---|---|
Bengaluru, Mysuru Mangalore, | C/o Reserve Bank of India | Karnataka | bobangalore[at]rbi[dot]org[dot]in | (080)22210771/ 22275629 |
Chennai | C/o Reserve Bank of India | Tamil Nadu, Union Territories of Puducherry (except Mahe Region) and Andaman and Nicobar Islands | bochennai[at]rbi[dot]org[dot]in | |
Gujarat | C/o Reserve Bank of India | Gujarat, Union Territories of Dadra and Nagar Haveli, Daman and Diu | boahmedabad[at]rbi[dot]org[dot]in | (079)26582357/26586718 |
Hyderabad | C/o Reserve Bank of India | Andhra Pradesh and Telangana | bohyderabad[at]rbi[dot]org[dot]in | (040)23210013/23243970 |
Mumbai | C/o Reserve Bank of India | Districts of Mumbai, Mumbai Suburban and Thane | bomumbai[at]rbi[dot]org[dot]in | |
Rest of Maharashtra | C/o Reserve Bank of India | Goa and Maharashtra, (except the districts of Mumbai, Mumbai Suburban and Thane) | bomumbai2[at]rbi[dot]org[dot]in | |
New Delhi | C/o Reserve Bank of India, | Delhi | bonewdelhi[at]rbi[dot]org[dot]in | (011)23725445/23710882 |
Madhya Pradesh | C/o Reserve Bank of India | Madhya Pradesh | bobhopal[at]rbi[dot]org[dot]in | (0755)2573772/2573776 |
Jaipur | C/o Reserve Bank of India, | Rajasthan | bojaipur[at]rbi[dot]org[dot]in |
SVC bank is a prominent private sector bank and caters to a huge customer base with about 198 branches and 209 ATMs across the country.
1. What is the customer care number of the bank?
the toll free customer care number is 1800 313 2120 available 24x7 throughout the year.
2. What is the minimum age to apply for a car loan from the bank?
The minimum age requirement of the applicant for applying for a car loan from the bank is 21 years.
3. Where is the headquarters of the bank?
The bank has its headquarters in Mumbai, India.
4. How many regional offices does the bank have?
The bank has 6 regional offices in Bengaluru, Pune, Kolhapur, Aurangabad, Nashik, and Gujarat.
5. What are the other customer care contact numbers of the bank?
The other contact numbers other than the toll free number are 6699 9999, 7199 99999, or 7199 1000.