Improve Your Credit Score With CreditMantri: The No.1 Credit Improvement Service in India

Free Credit Score Check

The first step to improving your credit score is to know where you stand. Check your credit score for free anytime and from anywhere. Besides giving your credit score, we also offer:

• Free credit health assessment and insights – check the number of loans you have taken in the past and present, negative and positive accounts, length of your loan accounts and more.
• Get the best loans and credit cards matched to your credit profile.

*You can check your credit score for free any number of times using CreditMantri, without hurting your score.

Credit Health Report

Get accurate, in-depth Credit Health Reports (CHR) month-on-month. Keep track of your credit health and get actionable insights and guidance from our credit experts to improve your credit score. Subscribe to our plans starting from just Rs. 1.40 per day.

Here’s how our Credit Health Reports can help you improve your credit score:

• Receive your latest credit score – understand its impact on your creditworthiness and check where you stand.
• Get monthly updates of all your credit activities – loans, credit cards and more.
• Get in-depth account level analysis: we show your list of negative and positive accounts.
  • Make payments to negative accounts to become credit healthy
  • Continue paying positive accounts on time to maintain your credit health
• Get alerts for missed EMIs, delayed payments, etc.
• Analyse your credit health report to identify credit frauds, credit report errors and account misuse
• Keep track of monthly spending, and analyse your spending habits to keep your credit utilisation ratio in check.

Credit Improvement Services

Our credit improvement services are tailored exclusively for individuals who have a negative account. If you have missed a couple of loan EMIs, didn’t repay a credit card bill payment, or settled a loan, then the credit account is reported as negative on your credit report. Negative accounts on your report hurt your credit score.

Our credit improvement services help you resolve a negative account. We act as your intermediary between the lender and the bureau, helping you work out a suitable repayment plan to remove the negative account's impact on your credit score.

Business Health Report

Our Business Health Report (BHR) empowers businesses to make informed credit decisions. Our report will give you all the insights required to improve and maintain your business credit score, secure future business loans at the best rates and more.

What’s included in our Business Health Report?

• Receive your latest business credit score – understand its impact on the creditworthiness of your business and check where you stand.
• Get detailed and accurate information about your business since inception – the year of registration, type of business, type of credit facilities availed, etc.
• In-depth analysis of all your business loan accounts – past and present
• Discover the best loan products matched to your business credit profile
• Get smart tips from credit experts to improve your eligibility for future business loans
• Twelve exclusive business health reports included in our yearly subscription plan