Sbi Whatsapp Banking - All you need to Know

With the use of the internet, everything has become simpler and easy to do. This ranges from a variety of services in the industry right from banking to shopping. With the introduction of Whatsapp banking, you don't need to spend time in long queues at the bank.

State Bank of India has been already providing services to its customers via digital banking. It has now started providing banking services to its clients via Whatsapp. This helps the customers to avail of simple services like checking balances, availing statements etc.

If you have an SBI account, you can use Whatsapp to link your account to your mobile number. To know more about SBI Whatsapp banking and how to use it, keep reading!

What is SBI Whatsapp Banking?

The internet has made it easier than ever to perform financial transactions. In the past, users would have to physically visit their banks to perform various transactions. Today, users can perform the same transactions through the use of apps and websites. One such app that allows users to perform financial transactions through the use of chat messaging is SBI Whatsapp Banking.

SBI WhatsApp Banking is a new digital banking service offered by SBI Bank. It’s a simple service that lets you carry out most of your banking transactions through WhatsApp chat interactions. You don’t need to visit a physical bank branch to use WhatsApp Banking.

Also Read: SBI Mobile Banking

What Are The Services I Can Avail Through SBI Whatsapp Banking?

Here is a list of all the services you can avail yourself through SBI Whatsapp Banking, and a list of suggested keywords to type in Whatsapp.

Check the outstanding balance on your Sbi Credit Card with a message

FacilityWhat information it offersSuggested Keywords
Account balanceCheck the balance in your account/accountsbal

ac bal

acc bal

balance

account balance

my balance

check balance

my bal

check bal

Last 3 transactionsCheck last 3 transactions in your account/accountsstmt

txn

history

transaction

mini statement

transaction history

check statement

Sbi Credit Card LimitGet the available credit limit on your Credit Card with a message

limit

credit card limit

cc limit

credit balance

credit card balance

cc balance

Block /Unblock my cardBlock and unblock your Credit/Debit Cards anytime, anywhere with just a messageblock

unblock

block unblock

block my card

unblock my card

lost my card

card was stolen

found my card

hotlist

dehotlist

Instant loans exclusively for youGet details for your pre-approved loan offeredloan

home loan

personal loan

educational loan

car loan

bike loan

auto loan

instant loans

InstaSaveOpen an InstaSave Account online in minutesinstasave

open instasave account

open ac / open account

savings acc

insta savings

Fixed DepositMake an investment and save for your future. Open Fixed Deposits with WhatsApp BankingFixed Deposit

FD

Sbi Bill PaymentPay your bills using WhatsAppPay bills

Electricity

Gas

Mobile Postpaid

Trade ServicesInquire customer ID and import-export code. Check the limits of all the credit facilities. Customers can see the limit ID, the total amount of sanction limit, available limit and validity of the credit limit on WhatsApp.View all the foreign inward remittances received and pending settlement.Get to know about the credits receivedTrade

services

Customer ID

IE Code

Limit Availability

Pending for settlement Statement

Other ServicesTrack deliverables

SBI Bank ATMs near me - Top 3

Branches near me - Top 3

Newspaper

Magazine

Nearby Stores

Offers

track

deliverable

track deliverables

estimated time

ATM

ATM nearby

ATM around me

branch

branches

bank branch

news

newspaper

today’s newspaper

daily newspaper

magz

mag

magazine

essential

store

grocery

supermarket

Offer

offers

offers near me

travel offers

dining offers

Features of SBI Whatsapp Banking?

  • The application is available to use 24/7.
  • Offers, SBI Bank ATMs, and branches nearby are all services that non-SBI Bank customers can access.
  • Safe & secure transactions through WhatsApp’s end-to-end encryption technology.
  • Free service to all users, no charges for using the app
  • You can send a 'Hi SBI' to 90226 90226 or respond to the WhatsApp message you just got

How to Subscribe to Whatsapp Connect?

  • Save the number 9004022022 and type ‘OPTIN’ on the message
  • Give a missed call at 08080945040 from your mobile number
  • Login to Mobile App, click on - ‘WhatsApp Connect’ in the main Menu to subscribe to WhatsApp services
  • WAOPTIN XXXX to 5676791, where XXXX is the last 4 digits of your card number.

Is it safe to use SBI WhatsApp Banking?

Whatsapp banking can be used 24/7. It is safe to use Whatsapp banking as it uses the end-to-end encrypted model. No information is shared while using Whatsapp banking. Since Whatsapp does not support transactions, you need not enter any PIN number or any OTP for any request.

If your device is stolen or lost, anyone can get details about your account through Whatsapp. If any suspicious activity is seen in your account, please notify the bank immediately.

Conclusion

In today's age where everything is going digital, it is necessary that banking services are also available to customers on the go. SBI Whatsapp banking is one such service. It is safe to use with the end-to-end encrypted model of Whatsapp. The service is safe and easy to use and provides a good variety of services to the customer base across the globe.

FAQS Sbi Whatsapp Banking

1. Is SBI Whatsapp banking free to use?

Yes, it is free to use SBI WhatsApp banking.

2. Can SBI Whatsapp banking be used from multiple phone numbers?

No, SBI Whatsapp banking can only be used with the registered mobile number.

3. Is SBI Whatsapp banking safe and secure?

Yes, since it uses the end-to-end encrypted model, it is absolutely safe to use this facility

4. How to subscribe to SBI Whatsapp banking?

Here is how you can subscribe to SBI Whatsapp banking

  • Save the number 9004022022 and type ‘OPTIN’ on the message
  • Give a missed call at 08080945040 from your registered mobile number
  • Login to the Mobile App, click on - ‘WhatsApp Connect’ in the main Menu to subscribe to WhatsApp services
  • Message WAOPTIN XXXX to 5676791, where XXXX is the last 4 digits of your card number.

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