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Sbi Whatsapp Banking - All you need to Know
With the use of the internet, everything has become simpler and easy to do. This ranges from a variety of services in the industry right from banking to shopping. With the introduction of Whatsapp banking, you don't need to spend time in long queues at the bank.
State Bank of India has been already providing services to its customers via digital banking. It has now started providing banking services to its clients via Whatsapp. This helps the customers to avail of simple services like checking balances, availing statements etc.
If you have an SBI account, you can use Whatsapp to link your account to your mobile number. To know more about SBI Whatsapp banking and how to use it, keep reading!
What is SBI Whatsapp Banking?
The internet has made it easier than ever to perform financial transactions. In the past, users would have to physically visit their banks to perform various transactions. Today, users can perform the same transactions through the use of apps and websites. One such app that allows users to perform financial transactions through the use of chat messaging is SBI Whatsapp Banking.
SBI WhatsApp Banking is a new digital banking service offered by SBI Bank. It’s a simple service that lets you carry out most of your banking transactions through WhatsApp chat interactions. You don’t need to visit a physical bank branch to use WhatsApp Banking.
Also Read: SBI Mobile Banking
What Are The Services I Can Avail Through SBI Whatsapp Banking?
Here is a list of all the services you can avail yourself through SBI Whatsapp Banking, and a list of suggested keywords to type in Whatsapp.
| Facility | What information it offers | Suggested Keywords |
| Account balance | Check the balance in your account/accounts | bal ac bal acc bal balance account balance my balance check balance my bal check bal |
| Last 3 transactions | Check last 3 transactions in your account/accounts | stmt txn history transaction mini statement transaction history check statement |
| Sbi Credit Card Limit | Check the outstanding balance on your Sbi Credit Card with a message | Get the available credit limit on your Credit Card with a message limit credit card limit cc limit credit balance credit card balance cc balance |
| Block /Unblock my card | Block and unblock your Credit/Debit Cards anytime, anywhere with just a message | block unblock block unblock block my card unblock my card lost my card card was stolen found my card hotlist dehotlist |
| Instant loans exclusively for you | Get details for your pre-approved loan offered | loan home loan personal loan educational loan car loan bike loan auto loan instant loans |
| InstaSave | Open an InstaSave Account online in minutes | instasave open instasave account open ac / open account savings acc insta savings |
| Fixed Deposit | Make an investment and save for your future. Open Fixed Deposits with WhatsApp Banking | Fixed Deposit FD |
| Sbi Bill Payment | Pay your bills using WhatsApp | Pay bills Electricity Gas Mobile Postpaid |
| Trade Services | Inquire customer ID and import-export code. Check the limits of all the credit facilities. Customers can see the limit ID, the total amount of sanction limit, available limit and validity of the credit limit on WhatsApp.View all the foreign inward remittances received and pending settlement.Get to know about the credits received | Trade services Customer ID IE Code Limit Availability Pending for settlement Statement |
| Other Services | Track deliverables SBI Bank ATMs near me - Top 3 Branches near me - Top 3 Newspaper Magazine Nearby Stores Offers | track deliverable track deliverables estimated time ATM ATM nearby ATM around me branch branches bank branch news newspaper today’s newspaper daily newspaper magz mag magazine essential store grocery supermarket Offer offers offers near me travel offers dining offers |
Features of SBI Whatsapp Banking?
- The application is available to use 24/7.
- Offers, SBI Bank ATMs, and branches nearby are all services that non-SBI Bank customers can access.
- Safe & secure transactions through WhatsApp’s end-to-end encryption technology.
- Free service to all users, no charges for using the app
- You can send a 'Hi SBI' to 90226 90226 or respond to the WhatsApp message you just got
How to Subscribe to Whatsapp Connect?
- Save the number 9004022022 and type ‘OPTIN’ on the message
- Give a missed call at 08080945040 from your mobile number
- Login to Mobile App, click on - ‘WhatsApp Connect’ in the main Menu to subscribe to WhatsApp services
- WAOPTIN XXXX to 5676791, where XXXX is the last 4 digits of your card number.
Is it safe to use SBI WhatsApp Banking?
Whatsapp banking can be used 24/7. It is safe to use Whatsapp banking as it uses the end-to-end encrypted model. No information is shared while using Whatsapp banking. Since Whatsapp does not support transactions, you need not enter any PIN number or any OTP for any request.
If your device is stolen or lost, anyone can get details about your account through Whatsapp. If any suspicious activity is seen in your account, please notify the bank immediately.
Conclusion
In today's age where everything is going digital, it is necessary that banking services are also available to customers on the go. SBI Whatsapp banking is one such service. It is safe to use with the end-to-end encrypted model of Whatsapp. The service is safe and easy to use and provides a good variety of services to the customer base across the globe.
FAQS Sbi Whatsapp Banking
1. Is SBI Whatsapp banking free to use?
Yes, it is free to use SBI WhatsApp banking.
2. Can SBI Whatsapp banking be used from multiple phone numbers?
No, SBI Whatsapp banking can only be used with the registered mobile number.
3. Is SBI Whatsapp banking safe and secure?
Yes, since it uses the end-to-end encrypted model, it is absolutely safe to use this facility
4. How to subscribe to SBI Whatsapp banking?
Here is how you can subscribe to SBI Whatsapp banking
- Save the number 9004022022 and type ‘OPTIN’ on the message
- Give a missed call at 08080945040 from your registered mobile number
- Login to the Mobile App, click on - ‘WhatsApp Connect’ in the main Menu to subscribe to WhatsApp services
- Message WAOPTIN XXXX to 5676791, where XXXX is the last 4 digits of your card number.
