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Features
- 500 Reward Points on doing the 1st txn worth Rs. 2,000 within 60 days post card setup
- Get exciting offers while making online payment of utility bills, insurance, or telephone
- Get easy installment plan with lower interest rate
- Discounts in railway ticket booking from IRCTC
- 1% Fuel Surcharge Waiver upto Rs. 100 per statement cycle (On txn amt Rs. 500 - Rs. 3,000) across all petrol pumps
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
SBI Tata Titanium Credit Card
The SBI TATA Titanium Card is a credit card offered by the State Bank of India (SBI) in partnership with Tata Group. This card is designed to provide customers with a range of benefits and rewards.Key Features of the SBI Tata Titanium Credit Card
1. Worldwide Acceptance – The SBI Tata Titanium Credit Card can be used worldwide at 24 million outlets, including 3,25,000 outlets in India.
2. Add-on Card – Avail of an add-on card for parents, spouses, or children after they attain the age of 18.
3. Credit facility – Enjoy the flexibility of payment with an extended credit option. Pay either the minimum amount due or the total outstanding at your convenience. Avail of the facility of carrying forward the unpaid balance at a lower interest rate.
4. Cash on the go – Enjoy the facility to withdraw cash from over 1 million ATMs around the world.
5. Online railway ticket booking facility – Enjoy home delivery of railway tickets when you book online at the official Indian railway website.
6. Ease of utility bill payment – You can pay your electricity, telephone, and insurance bill using the SBI Tata Titanium Credit Card.
7. 24/7 Helpdesk – You can call the Global customer assistance services available worldwide for any issues.
8. Balance transfer facility – Avail of the facility to transfer the outstanding balance of other banks’ credit cards to the SBI Tata Titanium Credit Card.
9. Flexipay – You can pay your dues in easy monthly installments with Flexipay. Get low-interest rates and schedule a call to avail yourself of Flexipay within 30 days of purchase.
10. E-statement facility – Get E-statements every month delivered to your postal address.
Key Benefits of SBI Tata Titanium Credit Card
1. Welcome offer – Enjoy gift vouchers and offers that can be redeemed from Tata partner outlets and other brands.
2. Fuel Surcharge Waiver – Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3,000. Offer valid on all petrol pumps across the country. The maximum waiver that can be claimed is Rs. 100 every statement cycle, for every credit card.
3. Value back offers – Attractive value back offers on spends on croma. Get 1.5% value back on all croma stores and online purchases. Get 5% value back on spending on Tata outlets.
4. Empower points – Get 3X reward points on spending on grocery and departmental stores. Get 1 point for every Rs. 100 spent. 1 empower point = Re. 1.
5. Annual fee reversal – Enjoy waiver of annual fee on spending Rs. 1,00,000 in a year.
Fees and Charges for SBI Tata Titanium Credit Card
Sr. no. | Type of Fee | Fee | Notes |
|---|---|---|---|
1 | Annual fee (only once) | Rs. 499 + GST | - |
2 | Renewal fee (every year) | Rs. 499 + GST | - |
3 | Add-on card fee | NIL | - |
4 | Interest-free credit period | 20-50 days | only for retail purchases |
5 | Finance charges for unsecured cards | 3.5% per month (42% per annum) | - |
6 | Finance charges for secured cards | 2.75% per month (33% per annum) | - |
7 | Minimum amount due | 5% of the total outstanding | minimum of Rs. 200 |
8 | Cash advance finance charges | 3.5% per month (42% per annum) | - |
9 | Cash advance fees SBI and all domestic ATMs International ATMs | 2.5% of the transaction amount 2.5% of the transaction amount | minimum of Rs. 500 minimum of Rs. 500 |
10 | Cash Payment | Rs. 100 | - |
11 | Cheque pick-up fee | Rs. 100 | - |
12 | Cheque fee | Rs. 100 | For payments made via cheque up to Rs. 10,000 |
13 | Payment dishonor fee | 2% of the payment amount | minimum of Rs. 500 |
14 | Statement retrieval fee | Rs. 100 per statement | - |
15 | Charge slip retrieval | Rs. 225 per charge slip | - |
16 | Late payment fee Outstanding Rs. 0-Rs.500 Outstanding Rs.500-Rs.1,000 Outstanding Rs.1000-Rs.10,000 Outstanding Rs.10,000-Rs.25,000 Outstanding Rs.25,000-Rs.50,000 Outstanding greater than Rs.50,000 | NIL Rs.400 Rs.750 Rs.950 Rs.1,100 Rs.1,300 | - |
17 | Overlimit charges | 2.5% of over limit | minimum of Rs.600 + taxes |
18 | Card replacement fee | Rs. 100 | - |
19 | Foreign currency mark-up fee | 3.50% | - |
20 | Cash upgrade fee | Rs.500 | - |
21 | Surcharge Railways tickets on the counter | Rs.30 + 2.5% of the transaction amount Railways tickets through the website 1.8% of transaction amount + taxes | - |
Eligibility Criteria for SBI Tata Titanium Credit Card
1. Eligibility depends on the applicant’s income and employment details.
2. The eligibility criteria are different for Tata employees as compared to non-Tata employees.
3. Tata employees need to fill out a form and provide details like DOB, residential address, office address, residential number, PAN card details, etc.Documentation needed for SBI Tata Titanium Credit Card
1. PAN Card
2. ID proofs – Aadhaar card/Passport/Voter ID/Driving licenseProcess to Book Railway Tickets using SBI Tata Titanium Credit Card
Booking railway tickets using the SBI Tata Titanium Credit card is simple. Follow the below steps –
1. First, create an account and register on the official website of IRCTC.
2. Log in to your account by entering the user ID and password.
3. Choose the destination and train that you want to book.
4. Choose the category (AC/Non-AC) you want to book.
5. Proceed to fill in the rest of the details.
6. Use the SBI Tata Titanium credit card for payment.
Application Process for SBI Tata Titanium Credit Card through CreditMantri
Apply for SBI Tata Titanium Credit Card via CreditMantri –
1. Click on “Check Eligibility”2. Enter details like Email ID, Mobile Number, Residence city, Employment type, Residence Pin code
3. Click on “Submit”
4. You will get an OTP on the mobile number registered on CreditMantri. Enter that.
5. Proceed to fill in the rest of the details in the application. Your application will soon be submitted.
Apply for SBI Tata Titanium Credit Card on the Tata cards website –
1. Go to the Tata Cards website.2. Go to “Personal < Credit Cards < Classic < Tata Titanium Card”
3. Enter “Title”, “First name”, “Email ID”, “Select a city”, “Mobile number”, and click on “Verify with OTP”.
4. Enter the OTP and click on “Verify”
5. Check on the terms and conditions box.
6. Click on “Apply now”
7. Continue with the rest of the process.
Apply for SBI Tata Titanium Credit Card through the SBI website –
1. Go to the SBI Card website.
2. Go to “Credit Cards < Tata Titanium Card”
3. You will be redirected to the Tata cards website to continue with the rest of the process.
FAQs Of SBI Tata Titanium Credit Card
1. What should I do if I lose my SBI Tata Titanium credit card?
If you lose your SBI Tata Titanium credit card, you should immediately report it to the SBI Card customer care helpline. The helpline number is 1860 180 1290 or 39 02 02 02 (prefix your city code). You can also block your card using the SBI Card website or mobile app.
2. What is the annual fee for the SBI Tata Titanium credit card?
The annual fee for the SBI Tata Titanium credit card is Rs. 499. However, the fee is waived if you spend more than Rs. 1,00,000 in a year.