SBI Credit Card Offers

SBI Credit Card Offers

For the convenience of the customers, SBI brings in a broad range of credit cards with exclusive features. It offers different cards for every need and many options so that you can choose the cards best suited to you. There are Lifestyle cards that lets you enjoy the best of healthcare and luxury with premium benefits. Next is Reward card which allows you to earn brownie points you every time you make a purchase. If you are an avid shopper, SBI has Shopping cards for you so that you can get maximum value for what you choose to spend on. Fuel and travel cards ease the life for those who are into a lot of travelling.

SBI brings about many exclusive offers on its credit cards. Some of these offers are listed below. These offers are applicable on all SBI credit cards except the corporate cards.

Dining

Lifestyle

Travel

Shopping

There is another set of offers that is available on the SBI Visa Credit card. The card eligible are- VISA Signature, VISA Platinum, VISA Gold and others. You can enjoy a plethora of exciting and exclusive offers on overseas merchants. Some of the leading offers under the SBI Visa card are as follows:

Benefits of SBI Credit cards

SBI offers many benefits through its credit cards. Some of the benefits are:

• Lower Interest Option: You can transfer the outstanding balance from your other credit cards to your SBI Card and avail the facility of lower interest rates. You can also convert the transactions into EMI for easy repayment.
• Option to Encash: SBI allows you to avail cash up to or more than your credit limit, so that you are always ready for your immediate commitments. Not just this, SBI card also gives you the facility of instant cash with SBI card’s Easy Money and ATM Cash services.
• Insurance: SBI card allows you to choose from three different types of insurance covers, thus enabling you to stay secured in events like accidents, health issues, loss of card, theft of card.
• Utility Bill Payment: With features like Auto Pay, Register & Pay and Fast Pay, SBI card allows you to pay your bills with absolute convenience.
• Easy Access: You can access your credit card account anytime through facilities like sbicard(dot)com, Simply SMS or download the SBI Card mobile app.

Frequently Asked Questions

1. How can I access the offer details on my SBI card?

You can download the SBI Card App on your smartphone from Play Store & App Store on Android and iOS, respectively, and access your card account details on the move. Alternatively, you can also log into Log in to sbicard(dot)com or request your credit card information via SMS to 5676791 from your registered mobile number.

2. What is Encash programme?

Encash is an on-demand cash facility available on certain SBI offers. The offer to Encash is pre-approved. This is an amount that you are eligible to receive over and above the credit limit on the credit card.

3. What are the categories in which I can avail offers on SBI Credit cards?

You can avail offers on SBI Credit cards in many categories such as Lifestyle, Shopping, Travel & Fuel, other Co-branded cards.

4. What should I do if I lose my card or it is stolen?

In case of loss or theft of card, you must block your card immediately either on IVR or through SMS based service. After that you must contact SBI Card Helpline as soon as possible.

5. Who decides the credit or cash limit on the credit card?

The credit limit or cash limit based on the criterion decided by SBICPSL. These limits are communicated to the cardholder at the time of card delivery.

About SBI

SBI is the pioneer bank of India which also features in the list of Fortune 500 companies. SBI is like an umbrella providing financial products / services of a wide range for large, medium and small customers in the domestic and international sphere. SBI offers a wide array of services in the Personal Banking space. The number of ATMs for SBI has crossed the 21,000 mark. SBI offers products that are flexibly designed to suit your specific requirements.