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State Bank of India, one of India's largest public sector banks, provides around 64,000+ ATMs nationwide. SBI Automated Teller Machines help customers access the funds in their savings and current accounts with ease. ATMs are available 24/7 all year round, enabling you to withdraw money at any time. However, they place limits on the number of transactions you can make in a particular duration of time. SBI withdrawal limits differ for different types of withdrawals and each of the 7 debit cards offered. Let us now read on to find out more about the SBI ATM withdrawal limit.
SBI ATM Cash Withdrawal Limits 2024
Cash withdrawal limits for SBI ATMs range from Rs. 40,000 to Rs. 1 lakh with debit cards. Each month, the bank provides Upto 5 free ATM withdrawals. If customers exceed this limit, they must pay extra fees.
Daily SBI Withdrawal Limits of the 7 SBI Debit Cards
Card Type | Withdrawal Limit per day |
|---|---|
SBI Classic and Maestro Debit Cards | Rs. 40,000 |
SBI Global International Debit Card | Rs. 40,000 |
SBI Platinum International Debit Card | Rs. 1,00,000 |
SBI Gold International Debit Card | Rs. 50,000 |
sbiINTOUCH Tap & Go Debit Card | Rs. 40,000 |
SBI Mumbai Metro Combo Card | Rs. 40,000 |
SBI My Card International Debit Card | Rs. 40,000 |
Note: For Visa Cards, you can change the transaction limits by applying to the bank using the SBI Yono mobile app.
Daily SBI Cash Withdrawal Limits 2024
Type of Withdrawal | Withdrawal Limit |
|---|---|
For RuPay Cards (Per day) | Minimum: Rs. 100 Maximum: Rs. 40,000 |
For Visa Cards (Per day) | Maximum: Rs. 40,000 for Visa debit cards. Maximum Rs.1 lakh for international Visa debit cards. |
Without OTP | Upto Rs. 10,000 |
With OTP | More than Rs. 10,000 |
For global cards | Minimum: Rs. 100 Maximum: Rs. 40,000 |
One-Time withdrawal | Varies between Rs. 40,000 to Rs. 1 lakh |
SBI ATM Withdrawal Limit Per Month
SBI has not announced any specific monthly withdrawal limit through ATMs. However, the daily withdrawal limit has to be followed for free withdrawals. If this limit is exceeded, you will be charged Rs. 20 plus GST. Also, the charges levied on you for withdrawing from another bank’s transaction is Rs. 20 plus GST.
SBI ATM Withdrawal Limit Without the OTP
For withdrawals below Rs. 10,000, SBI does not send an OTP. However, if you are taking out more money than Rs. 10,000, you have to enter an OTP that will be sent to your registered mobile number. This process was implemented by SBI to make the withdrawals more secure. You can withdraw the money once you enter the correct OTP.
SBI ATM Withdrawal Limit with OTP
For security reasons, SBI sends an OTP to your registered mobile number if you are withdrawing cash above the limit of Rs. 10,000. You have to enter the OTP to verify your identity. This OTP is valid for withdrawal from ATMs till the maximum limit of your debit card.
SBI ATM Withdrawal Limit for Global Card
SBI Global debit card comes with several benefits such as cashless shopping, reward points, or tap-to-pay payment options. This debit card can be used for withdrawing cash at ATMs both domestically and internationally. For domestic transactions, the upper and lower withdrawal limits are Rs. 100 and Rs. 40,000 respectively. For international transactions, this differs across countries. However, the upper cap is Rs. 40,000.One-time SBI Withdrawal Limit
The one-time ATM withdrawal limit for SBI ranges from Rs. 40,000 to Rs. 1,00,000, and you cannot exceed this threshold. However, you can modify the daily transaction limit through the SBI YONO mobile application. This withdrawal limit also applies to ATMs of non-SBI banks. The withdrawal limit is the same for non-SBI Bank ATMs. But, if you exceed the threshold limit set by the bank, you will have to pay a penalty to withdraw money. The maximum number of free transactions at non-SBI Bank ATMs is 5. Additionally, for every transaction, you will have to pay Rs. 20 plus GST additionally for every transaction.
Step-by-step guide to withdraw cash from the SBI ATM
Here are the steps to withdraw money from the SBI ATM.
Step 1: Insert the debit card into the ATM machine
Step 2: Choose your preferred language
Step 3: Click the ‘Cash Withdrawal’ option.
Step 4: Choose the account type
Step 5: Input the amount of money you desire to withdraw
Step 6: Enter your ATM PIN.
Step 7: Check the amount withdrawn and take out your card from the machine.
FAQs On SBI ATM Withdrawal Limit:
1. Can I withdraw 50,000 from the SBI ATM at one shot?
You can withdraw Rs. 50,000 in one transaction from the SBI ATM if you are using specific debit cards such as the SBI Gold International Debit Card. But, if you are taking out more than the daily SBI ATM withdrawal limit, you can not withdraw the amount in one go.
2. How many free transactions does SBI ATM offer per month?
5 transactions including financial and non financial transactions are free at the SBI ATM per month. Account holders will be levied with an extra charge if they exceed this limit.
3. Can I withdraw 1 lakh from SBI ATM?
Yes, you can withdraw 1 lakh rupees from an SBI ATM. SBI typically allows withdrawals up to 1 lakh rupees per day from its ATMs, depending on the type of account and specific ATM limits. SBI account holders are allowed up to 5 free withdrawals in a month. If they exceed this limit, additional charges may apply.
4. What is the maximum withdrawal amount from an SBI ATM?
SBI allows a maximum withdrawal limit of ₹40,000 per day for Classic and Maestro Debit Cards, and up to ₹1 lakh per day for Platinum Debit Cards. These limits are subject to the availability of funds in the account linked to the debit card.
5. How many times can I withdraw money from an SBI ATM in a day?
As per SBI guidelines, you can withdraw money from an SBI ATM up to 5 times for free in a month. If you exceed this limit, additional charges may apply.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source before taking any choices or actions.