SBI Arogya Top-up Policy - Features, Benefits, Highlights

SBI Arogya Top-up Policy is a top-up policy that provides additional coverage to policyholders against increasing medical expenses. The policy provides extra protection cover at a low premium and is available as an individual and family floater plan.

Features & Benefits

• Comprehensive insurance coverage including pre and post hospitalization expenses
• No medical checkup required up to 55 years of age for customers who do not have any medical history
• Sum insured between Rs. 1 lakh – Rs. 50 lakhs
• AYUSH cover available
• Offers coverage of 141-day care expenses 
• Ambulance charges up to Rs. 5,000 per hospitalization covered
• Maternity expenses incurred after 9 months waiting period covered
• Organ donor expenses covered
• Mental illness, genetic disorders and related conditions covered up to Rs. 1 lakh
• HIV/AIDS treatment up to Rs. 1 lakh covered except for those conditions which are exclusively excluded
• Expenses for 12 developed treatments and procedures are covered up to 50% of the sum assured
• Premium paid qualifies for tax exemption u/s 80 D of the Income Tax Act, 1961.

Highlights 

Key Points to Remember: 

SBI  Arogya Top-up Policy is a type of top-up policy that gives additional cover to the policyholder for meeting increasing medical expenses.