SBH Credit Card Bill Payment

With the world going digital many people prefer paying their bills through online mediums. SBH has also understood this trend and setup multiple ways that a person can pay their credit card bills.

State Bank of Hyderabad (SBH) Net Banking:

To utilize the SBH Net Banking facility, SBH’s savings and current account holders must register for this service. Only after registration, online payments can be done by customers. Customers can also link their SBH credit cards to Net Banking account, after logging into their SBH Net Banking account. The ATM pin needs to be used to link the SBH credit card to the Net Banking account.

Customers can access or view their SBH credit card information, credit card statements and unbilled transactions through the net banking facility for up to six months. All the Net Banking account will detail the billed/unbilled transactions, credit limit, due dates, reward points earned and outstanding dues. To pay your credit card dues log in to the net banking facility through the bank website and go into the credit card tab and select the “Credit Card Payment Option”. Pay your bills using your SBH savings account.

State Bank of Hyderabad (SBH) Mobile Banking Application:

SBH credit card users can also use the SBH Mobile Banking application to make outstanding bill payments. Customers need to download the app on their mobiles and after installation use their customer ID to log into the app. It has all the features that are present in the Net banking portal. To pay of the credit card dues the user needs to go into the credit card tab and select the “Credit Card Payment Option”. With highly enhanced security for credit card accounts using 128-bit SSL protection a user can pay or transact for anything from anywhere accessing their savings account using the Mobile app.

Autopay:

If you are worried that you might forget to pay your credit card bills, which is a very big problem for people with multiple credit cards then as an SBH customer you can pay your outstanding credit card bills using the Autopay option to set standing instructions for auto debits on their SBH accounts.

The total monthly outstanding amount or the minimum amount due on the SBH credit card can be repaid using the Autopay facility. The SBH savings account should be held by a single customer or as a joint account, with an ‘either’ or 'any' signing mandate.

State Bank of Hyderabad (SBH) credit card payment – Online mode for non-SBH Account

You do not necessarily open an SBH account to have an SBH credit card, you can also pay your credit card bill using a non-SBH account. There are several ways that a person with an SBH credit card can pay their credit card bills through online transactions using other bank accounts. This convenient way of paying your SBH credit card bill through other banks works for SBH as well as other banks.

There are plenty of online modes of SBH credit card bill payment to clear your credit card dues using a non-SBH account. Some of them are mentioned here.

National Electronic Funds Transfer (NEFT)

You can pay your SBH credit card bill from any other bank account by using the NEFT facility. The instructions may vary slightly in different banks, but, in most cases you need to add your credit card number as the payee account number to make the payment through NEFT. Any payments made during the working hours on a weekday are credited on the same day while the payments made after working hours are credited on the next business day.

Real Time Gross Settlement (RTGS)

For people who like to use their credit cards for large transactions, you can pay your credit card bills in one go using the RGTS mode even if they do not hold an SBH account. All you need to have is your net banking activated on your non-SBH account to carry out an RTGS transaction. Through RGTS, you can make payments for Rs. 2 lakhs and more. Any RTGS transactions are executed individually unlike NEFT which are processed in batches.

Visa Fund Transfer

SBH credit card holders can make the payment through Visa Fund Transfer. To do this you need to login to your net banking account and select ‘Third Party Transfer’. You will find ‘Visa Credit Card Pay’, click on it and enter details of the sender and receiver. After doing that select confirm and complete the process.

State Bank of Hyderabad (SBH) Website

Non-SBH account holders can use the Bill Desk web page which is set up for SBH credit card holders. Fill out the required details which also includes the credit card number and payment amount. The customers are then directed to the SBH’s net banking portal to complete the credit card bill payment. The customers will receive an online transaction confirmation as well as a Transaction Reference Number after a successful transaction. If they have given their email id, they will also receive an email with all the transaction details. To know if your bank can be used to avail this service you can see the list in the SBH website.

Your Non-SBH’s Website

In case you don’t have a SBH account you can pay your credit card bills by logging into your bank’s online payment portal using your unique net banking id and password and transfer the due amount. The process is very simple and consists of many more options including NEFT and RTGS. The bill payment will take 2 working days to be credited to your SBH account.

State Bank of Hyderabad (SBH) credit card payment – Offline payment mode

There are many people who still consider paying their bills the traditional way. This could be due to two reasons – either they are not comfortable with the online methods or they don’t have access to the online payment modes. Either way they prefer to pay their bills offline. For such people, SBH provides multiple ways by which any individual can pay their credit card dues.

Cash payment

You can pay your credit card bills by paying in cash at any one of the SBH branches nearest to you in your city.

Cheque payment

If you prefer to pay your credit card bills using cheques then you can do so in the same way as you would pay your credit card bills by paying cash. You can also drop of the cheques mentioning your credit card number and other required details at SBH ATMs where there are drop boxes for this purpose.

SBH Credit Card Bill Payment FAQ