® 
88+ Offers
Reward Type
Rewards
Joining Fee
2000₹
Annual Fee
2000₹
Features
- 8,000 Reward Points
- 10 Reward Points on Rs. 100 spent on dining, entertainment, fuel, utilities and international transactions
- 2 Reward Points on all other transactions
- 10,000 Reward Points on spending Rs. 2.5 Lakhs a year
- 10,000 Reward Points on spending Rs. 4 Lakhs a year
- 1 Free movie ticket every month
- 2 Complimentary Domestic Aiport lounge visits every quarter
- 1 Reward Point = Rs. 0.25
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 2,000
- Annual Fees Rs. 2,000
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Reward Type
LifeStyle
Joining Fee
4999₹
Annual Fee
4999₹
Features
- Voucher worth Rs. 5,000
Welcome Benefits
- Rs. 250 off on every movie ticket (maximum upto 2 tickets per month)
- 5X Reward Points on Dining, Departmental stores and Grocery Spends
- 15,000 bonus Reward Points on annual spends of Rs. 5 Lakh and Rs. 8Lakh
- 2 Complimentary Domestic Aiport lounge visits every quarter
- 6 complimentary International airport lounge visits every year
- Get 1 complimentary Upgrade Voucher and Club Vistara Silver membership
- Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flight bookings
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 4999
- Annual fees Rs. 4999 (Waived on annual spends of Rs. 10 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
Reward Type
Shopping
Joining Fee
499₹
Annual Fee
499₹
Features
- Get Amazon gift card worth Rs. 500 on payment of Joining Fee of Rs. 499
Welcome benefits
- Earn 10X rewards on online spends with exclusive partners - Apollo24X7 / BookMyShow / Cleartrip / Eazydiner / Lenskart / Netmeds
- Earn 5X rewards on all other online spends
- e-voucher worth Rs.2,000 on annual online spends of Rs. 1 Lakh
- e-voucher worth Rs.2,000 on annual online spends of Rs. 2 Lakhs
- 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499 (waived on annual spends of Rs.1 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- A signed consent form.
Reward Type
Shopping
Joining Fee
499₹
Annual Fee
499₹
Features
- 2000 RPs on spending Rs. 2,000 (Within 60 days post card setup)
Welcome benefits
- Enjoy 10 Reward Points per Rs.150 spent on Dining, Movies, Departmental Stores and Groceries
- On all your other spends, earn 1 Reward Point per Rs. 150 spent
- 1% fuel surcharge at any petrol pump on transaction amt between Rs. 500 to Rs. 3,000 at any petrol pump
- 1 Reward Point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499 (waived on annual spends of Rs.1 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- A signed consent form.
Reward Type
Travel
Joining Fee
1499₹
Annual Fee
1499₹
Features
- Get 5,000 Reward Points on payment of joining fee
Welcome Benifits
- Anniversary bonus Reward Points 2,000 every year
- 1% fuel surcharge waiver in every petrol pump in India
- Upto 15 Reward Points on every Rs. 100 spent on Air India Tickets
- Upto 15,000 bonus Reward Points on annual spends of Rs. 3 lakh
Cashbacks & Rewards
Pricing
- Joining Fees 1499
- Annual Fees 1499
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
Reward Type
Travel
Joining Fee
4999₹
Annual Fee
4999₹
Features
- Get 20,000 Reward points on payment of joining fee
- Earn 30 Reward Points (for self) & 10 Reward Points (for others) for every Rs. 100 spent on Air Indias website & app
- Earn up to 1,00,000 bonus Reward points annually on milestone spends
- Earn 4 complimentary visits per year to Domestic VISA lounges in India (Max. 2 visits per quarter)
- Earn 4 Reward Points on every Rs. 100 spent elsewhere
- Convert your Reward points into Air India miles (1 Reward point = 1 Air India Airmile)
- Get 5,000 Reward points on payment of annual fees
- 1% Fuel Surcharge Waiver (On txn amt Rs. 500 - Rs. 4,000) across all petrol pumps
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 4999
- Annual fees Rs. 4999
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
Reward Type
Travel
Joining Fee
500₹
Annual Fee
300₹
Features
- Get 1,500 Reward Points worth Rs. 1500 on payment of joining fee
Welcome benefits
- 10% Value Back as Reward Points for your IRCTC ticket Booking (for Android only) on AC1, AC2, AC3, AC CC
- Earn 3 Reward Points per Rs. 125 spent on Dining and standing instructions on Utility spends
- Earn 1 Reward Point per Rs. 125 spent on other non-fuel purchases
- Earn 2,500 Reward Points on annual travel spends of Rs. 50,000
- Earn 5,000 Reward Points on annual travel spends of Rs. 1,00,000
- 1 Reward Point = Rs. 1
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 1499
- Annual fees Rs. 1499 (waived on annual spends of Rs. 2 Lakhs)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
Reward Type
Rewards
Joining Fee
1000₹
Annual Fee
1000₹
Features
- Earn 2 Reward Points for every Rs.100 spent
- Earn 4 Reward Points for every Rs.100 spent during the weekends
- Earn 1,000 Bonus Reward Points every month on swiping your card 5 times for transactions worth Rs.1,000 or more in a calender month.
- Enjoy waiver of fuel surcharge at any petrol pump in India
- (Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.)
Pricing
- Joining Fees 1,000
- Annual Fees 1,000 (waived on annual spends of Rs. 2 Lakhs)
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Reward Type
Fuel
Joining Fee
499₹
Annual Fee
499₹
Features
- 2,000 Reward Points worth Rs. 500
- 13X Reward Points on fuel purchases at BPCL outlets (Up to 1,300 Reward Points per month)
- 5X Reward Points on every Rs. 100 spent on Groceries, Departmental Stores, Movies & Dining (Up to 5,000 Reward Points per month)
- Get 1 Reward Point for every Rs. 100 spent on non-fuel spends
- 1 Reward Point = Rs. 0.25
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499 (waived on annual spends of Rs. 50,000)
Documents Required
- 2 Passport size color photos
- Passport, driving license, voter ID, PAN, Aadhaar card
- Passport, driving license, voter ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
- Latest 3 Months salary slip (or) Last 3 months bank statements
- Last year ITR along with Bank Statement for last 3 months and Form 16
Reward Type
Shopping
Joining Fee
₹500
Annual Fee
₹500
Features
- 2,000 Bonus Reward Points
Welcome benefits
- 1 Reward Point on every Rs. 100 spent everywhere except Fuel
- Earn 20 Reward Points for every Rs.100 spent on Groceries (Maximum 1,000 Reward Points in a month)
- Get 10% discount (up to Rs. 100) on movie tickets at BookMyShow 15 times a year
- Tank up with Shoprite Credit Card with waiver of fuel surcharge at all fuel stations (Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month).
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 0
- Annual fees Rs. 500 (Waived on annual spends of Rs. 1.5 lacs)
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Reward Type
Rewards
Joining Fee
500
Annual Fee
500
Features
- Gift voucher worth Rs. 1,000 on doing the 1st txn within 30 days post card setup
- Get 10% off at BookMyShow up to Rs. 300 per month
- Get 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month
- 5 Reward Points for every Rs. 100 spent online
- 1 Reward Point for every Rs. 100 spent offline (except on fuel)
- Voucher worth Rs. 1,000 upon Rs. 2 lakhs spend in a year
- Voucher worth Rs. 5,000 upon Rs. 5 lakhs spend in a year
Welcome benefits
Cashbacks & Rewards
Pricing
- Rs. 100 per month (waived on monthly spends of Rs. 5,000)
Documents Required
- 1 Recent coloured Passport Size photograph
- Filled application form
- ID Proof - PAN card (mandatory)
- Address proof / Driving License / Passport / Voter ID / Aadhaar card / Ration card
Reward Type
Shopping
Joining Fee
1499₹
Annual Fee
1499₹
Features
- Get a Noise ColorFit Pulse Smart Watch worth Rs. 4,999 on payment of Joining Fee
Welcome benefits
- Earn 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Dining and Movies
- Earn 2 Reward Points per Rs.100 spent on all other spends
- Get Rs.1500 voucher on spending Rs. 4 Lakhs in a year
- 8 Complimentary Domestic Lounge visits a year capped at 2 per quarter
- Enjoy 1 year free FITPASS PRO and free Netmeds memberships
- 1 Reward Point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 1499
- Annual fees Rs. 1499 (Waived on annual spends of Rs. 2 Lakh)
Documents Required
- 2 passport size color photos
- AID Proof(any one) - passport, drivers license, voters ID, PAN, Aadhaar card
- Address Proof (any one)- Passport, drivers license, voters ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
- Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
- Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16
Reward Type
Shopping
Joining Fee
Annual Fee
NA
Features
- Get MakeMyTrip voucher worth Rs. 3000
Welcome Benefits
- 5 Travel Reward Points for every Rs. 100 spent on travel
- 2 Travel Reward Points for every Rs.100 spent on other categories
- Get complimentary golf rounds & golf courses across the country
- 0% markup fee on all international spends
- Get 10,000 bonus Travel Reward Points on spends of Rs. 2.5 lakhs in a year
- Get 15,000 Travel Reward Points on spends of Rs. 5 lakhs in a year
- Get additional Gift Card worth Rs. 10,000 from brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on annual spends of Rs. 7.5 lakhs in a year
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 3,000
- Annual fees Rs. 3,000
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Reward Type
Shopping
Joining Fee
Annual Fee
NA
Features
- Get 10% cashback on groceries (Upto Rs. 100 per month)
- Get 10% cashback on BookMyShow, Swiggy & Utility bill payments through RBL MyCard app (upto Rs. 100 per month per category)
- Get 2 Reward Points on every Rs. 100 spent online
- Get 1 Reward Point on every Rs. 100 spent offline (except fuel)
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 75 per month
- Annual fees Rs. 75 per month (waived on monthly spends of Rs. 3000 or more)
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Reward Type
Shopping
Joining Fee
Annual Fee
NA
Features
- Get 10,000 Reward points on payment of joining fee
Welcome Benefits
- Get a complimentary movie ticket every month (up to Rs. 200 on purchase of 2 or more tickets at BookMyShow)
- Get 10 Reward Points for every Rs.100 spent on dining, entertainment, fuel, utility bill payments & international purchases
- Get 2 Reward Points for every Rs.100 spent on all other spends
- Get 2 Complimentary Domestic Aiport lounge visits every quarter
- Get 10,000 Reward Points on annual spends of Rs. 2 Lakhs
- Get 10,000 Reward Points on crossing annual spends of Rs. 3.5 lakhs
- Get 10,000 Reward Points on crossing annual spends of Rs. 5 lakhs
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 2,500
- Annual fees Rs. 2,500
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Features
- Get 20,000 Reward points on payment of joining fee
Welcome Benefits
- Get 1+1 Movie ticket offer (Upto Rs. 200) twice a month at BookMyShow
- Get 20 Reward Points on every Rs.100 spent on international and dining spends on weekends
- Get 2 Reward Points on every Rs.100 spent elsewhere
- Get 10,000 Reward Points on annual spends of Rs. 3 Lakhs
- Get 15,000 Reward Points on crossing annual spends of Rs. 5 lakhs
- Get 20,000 Reward Points on crossing annual spends of Rs. 8 lakhs
- Get 2 Complimentary Domestic Aiport lounge visits every quarter
- Enjoy waiver of fuel surcharge across all fuel stations (valid for fuel transactions between Rs. 500 and Rs. 4,000)
- Get access to global iconic events like Formula 1 races, special awards nights & other exclusive sports events
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 5,000
- Annual fees Rs. 5,000
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Reward Type
NA
Joining Fee
1499₹
Annual Fee
1499₹
Features
- 1 Economy class ticket from Vistara on payment of joining fee
- 3 Club Vistara Points on every Rs. 200 spent on all your spends
- Earn 1,000 bonus CV points on spend of Rs. 50,000 within 90 days of card set-up
- Get 1 Economy class ticket each on annual spends of Rs. 1.25 lakhs, Rs. 2.5 lakhs & Rs. 5 lakhs
- Get 1 Hotel E-Voucher from Yatra worth Rs. 5000 on annual spends of Rs. 5 lakhs
- Earn 4 complimentary visits per year to Domestic Airport lounges
- Get 1 Economy class ticket from Vistara on payment of annual fees
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 1,499
- Annual fees Rs. 1,499
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
Reward Type
NA
Joining Fee
2999₹
Annual Fee
2999₹
Features
- Voucher worth Rs. 3,000 from Bata, Pantaloons, Shoppers stop, Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter
- Earn 10 Reward Points per Rs. 100 spent on Dining, Groceries Movies & Departmental Stores
- Earn 20 Reward Points per Rs. 100 spent on your birthday (Max 2,000 RP per year)
- Earn 2 Reward Points per Rs. 100 spent on all other spends except fuel
- Get Pizza Hut e-Voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter
- 8 Complimentary Domestic Aiport lounge visits every year (Max 2 visits per quarter)
- Complimentary Club Vistara Silver membership for 1 year
- Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights booking
- E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on crossing annual spends of Rs. 5 Lakhs
- 1% Fuel Surcharge Waiver (On txn amt Rs. 500 - Rs. 4,000) across all petrol pumps
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 2999
- Annual fees Rs. 2999 (Waived on annual spends of Rs. 3 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
Reward Type
NA
Joining Fee
2999₹
Annual Fee
2999₹
Features
- Voucher worth Rs. 3,000 from Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside
- Earn up to 5% value back on spends on Tata outlets
- Earn 2% value back on spends at Croma and cromaretail.com
- Get a gift voucher worth Rs. 3000 each on annual spends of Rs. 4 lakhs & Rs. 5 lakhs
- Earn 3X Reward Points on Departmental & Grocery stores, Dining & International spends
- Earn 1 Reward Point per Rs. 100 on all other spends
Welcome benefits
Cashbacks & Rewards
(1X = 1 Reward point per ₹100 spent | 1 Reward point = Rs. 1)
Pricing
- Joining Fees Rs. 2999
- Annual fees Rs. 2999 (Waived on annual spends of Rs. 3 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
Reward Type
NA
Joining Fee
499₹
Annual Fee
499₹
Features
- 500 Reward Points on doing the 1st txn worth Rs. 2,000 within 60 days post card setup
- Get exciting offers while making online payment of utility bills, insurance, or telephone
- Get easy installment plan with lower interest rate
- Discounts in railway ticket booking from IRCTC
- 1% Fuel Surcharge Waiver upto Rs. 100 per statement cycle (On txn amt Rs. 500 - Rs. 3,000) across all petrol pumps
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
Reward Type
NA
Joining Fee
999
Annual Fee
999
Features
- Welcome Benefits -
- Get 4000 Reward Points on spending Rs.2,000 within 30 days of card issuance Cashback & Rewards -
- Get 12 Reward Points per Rs.100 on online spends excluding Education, Insurance, Utilities, Rent Payments fuel & Wallet Load(Upto 800 RP per month)
- Get 1 Reward Points on other spends
- No interest in cash withdrawal
- Buy 1 Get 1 offer on BookMyShow (Offer upto Rs. 200 per month)
- Get fuel surcharge waiver across all petrol pumps in India (upto Rs.100 per month)
- Get 2 complimentary domestic lounge access in a year(1 per quarter)(5 RP = Rs. 1/-)
Pricing
- Joining Fees Rs. 999
- Annual fees Rs. 999(Waived on annual spends of Rs. 3 Lakh)
Documents Required
- Only Adhaar & PAN
Reward Type
NA
Joining Fee
Annual Fee
NA
Features
- Get a FREE movie ticket offer every month on BookMyShow
- Earn 1 reward point for every Rs.100 spent on weekdays
- Earn 2 reward points for every Rs.100 spent on weekends
- Get 8 Domestic Airport Lounge access every year (2 per Quarter)
- EAZYDINER Prime membership absolutely free (For1st year)
- Earn 4000 Bonus rewards points on annual spent of Rs. 6 lakhs
Pricing
- Joining fees Rs. 0
- Annual fees Rs. 0
Documents Required
- Depending on your eligibility the required documents may vary!
- Some offers have a no- document option
- Latest month Credit card statement for Salaried and Self-employed
- Pay slip required for Salaried & ITR full set for Self-employed
Reward Type
NA
Joining Fee
Rs.1999
Annual Fee
NULL
Features
- Get a FREE movie ticket offer every month on BookMyShow
- Easy EMI options for on txn starting from Rs. 2000/-
- Get 1% fuel surcharge across all petrol pumps in India
- Earn 1 Reward Point on Rs.150 spent
- Get 1 Airline mile for ratio for 1 Reward Point (1 R.P. = Rs. 1/-)
Pricing
- Joining fees Rs. 1999
- Annual fees Rs. 0
Documents Required
- Depending on your eligibility the required documents may vary!
- Some offers have a no- document option
- Latest month Credit card statement for Salaried and Self-employed
- Pay slip required for Salaried & ITR full set for Self-employed
Reward Type
NA
Joining Fee
Rs.499
Annual Fee
Rs.299
Features
- Earn 1% cashback on all Retail spends in every statement cycle (Retail Spends of upto Rs. 10,000 will be eligible for cashback)
- Easy EMI options at just 1.1% rate of interest per month
- Joining fees & annual fees will be reversed on 4th transaction within 60 days
Pricing
- Joining fees Rs. 499(waived on 4th txn of any amount within 60 days from card set-up)
- Annual fees Rs. 299(waived on 4th txn of any amount within 60 days from card set-up)
Documents Required
- Depending on your eligibility the required documents may vary!
- Some offers have a no- document option
- Latest month Credit card statement for Salaried and Self-employed
- Pay slip required for Salaried & ITR full set for Self-employed
HDFC Diners Club Rewards Credit Card
Reward Type
Travel
Joining Fee
1000₹*
Annual Fee
1000₹*
YES Bank Prosperity Rewards Plus Card
Reward Type
Rewards
Joining Fee
2500₹
Annual Fee
2500₹
HDFC Diners Premium Credit Card Features
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
JetPrivilege HDFC Bank Diners Club Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Jetprivilege HDFC Bank World Credit Card
Reward Type
Travel
Joining Fee
nil*
Annual Fee
nil*
Kotak Delight Platinum Credit Card
Reward Type
Entertainment
Joining Fee
nil*
Annual Fee
nil*
Standard Chartered EMIrates World Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Standard Chartered Manhattan Platinum Credit Card
Reward Type
Cashback
Joining Fee
nil*
Annual Fee
nil*
Standard Chartered Super Value Titanium Credit Card
Reward Type
Fuel
Joining Fee
nil*
Annual Fee
nil*
RBL Movies And More Credit Card
Reward Type
Entertainment
Joining Fee
1000₹
Annual Fee
1000₹
HDFC Bank Teachers Platinum Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
HDFC Bank Doctors Superia Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Credit Cards in Ranchi
Ranchi is the capital of one of India’s newest states, Jharkhand and is one of the cities that are to be developed in the smart cities mission.
The city is a major hub for mining and industries allied to minerals as the state is rich with mineral deposits, although over the years the services and agrarian industries have grown. The opportunities for small and independent industries are immense and a good city to start an entrepreneurial journey.
If you are one of those, looking to avail a credit card in the emerging city of Ranchi, look no further, you have come to the right place.
Credit Cards: An Introduction
A credit card is usually a plastic card issued by a financial company like a bank that gives the card-holder an option to borrow funds at point of sale. Hence, a credit card is plastic money that is essentially borrowed. It comes with an approved credit limit (based on your salary and credit rating) that allows you to make purchases and pay back later, along with interest charges as accrued. It comes in handy for making various transactions, as opposed to carrying money. If you pay back the money you borrowed within the grace period, which is ideally the interest-free period, you don’t have to pay extra in the form of hefty interest charges.
There are different types of credit cards – lifestyle credit cards, rewards credit cards, cashback credit cards, fuel credit cards, shopping credit cards, business credit cards etc. Based on your need, repayment capacity, and existing loan obligations, lenders can approve a credit card in Ranchi for you.
Key features of a Credit Card:
- Easy documentation and speedy approvals
- Quick Processing
- Easy repayment options
- Facility to apply online with most lenders
- Special offers for existing customers—like annual fee waiver, etc.
Benefits of a credit card
Build a credit history – Transactions made using a credit card for your purchases adds to your credit score and consistent repayment of dues helps you build a positive credit history, which will help you secure better loans in the future
Convenience – Credit Cards are very convenient in the sense that you don’t need to carry cash with you, especially in high level transactions. You just need to pull out your card, swipe it and the transaction is done.
Online Purchase – Credit Cards are a convenient method to buy things online. It is safe and secure.
Gives Rewards / Cash Back – Credit Cards give rewards for high usage such as airmiles, movie tickets, cashback and other merchandise. Transactions done using credit cards provide the user with reward points. These points are accumulated and in the end, you can redeem these points for merchandise / vouchers of your choice. /p>
Access cash in times of Emergency – when there is an urgent need for cash, you can take cash on credit card. However, keep in mind that the interest rate for cash advances are very high.
Global transactions made easy – Credit Cards can be used in foreign countries without the need to convert your money into foreign currency.
Eligibility for Credit Card in Ranchi
Different credit cards have different eligibility requirements. Compare different eligibility requirements before applying for credit.
Ideally, one should be salaried or self-employed, having a regular source of income, be over 21 years of age and have a clean credit history.
Documents Required for Credit Card in Ranchi
Documentation is generally minimal. Following are the requirements
- 2 passport size photos and signature-bearing national identity cards
- Proof of address - Ration card, electricity bill etc. can be submitted
- PAN card, Form 16 and the Income Tax Returns Statement
- Proof of salary, employment / proof of business details
- Salary statement for the past 3 months
How to find the Best Credit Card in Ranchi?
To discover the exclusive offers on credit cards in Ranchi, register now on CreditMantri.
Before selecting a credit card, it is advised that you do a credit card comparison and select the ones which fulfill all your requirements, this is one way of ensuring you get the best credit card offers in Ranchi.
Credit Card in Ranchi – FAQS
Can I apply for Credit Card online?
Absolutely. Several lenders have the facility to apply online.
Can I avail the EMI Facility with a credit card?
Most Credit Card issuers offer you attractive repayment terms at affordable interest rates and flexible tenure. You can convert your purchases over Rs. 5,000 to easy EMIs. Generally, once a transaction is converted into EMIs the same cannot be reversed or cancelled. You have the option to only pre-close an EMI, although pre-closure charges are applicable.
How can I convert my credit card purchase into EMI?
You can avail the EMI option by logging to your Net banking platform with your user ID and password, and covert a purchase into EMI online. Alternatively, you can call the customer care for help with converting a purchase into an EMI.
How to apply for credit card loan in Ranchi?
You can check your eligibility and apply for a loan against your credit card limit by logging in to your net banking account.
I got my credit card bill. What are the bill paying options available?
You can choose from the following options to make your bill payment:
- Pay your credit card bill via online banking – such as NEFT/RTGS/EPAY/VMT (from other bank accounts)
- Payment through cheques
- Cash deposit/cheque deposit at ATM/Bank during banking hours
Credit Card – Apply Online
You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.
CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile. In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.
Click here to sign up and apply for loans and credit cards , the CreditMantri way!
Ranchi Credit Card - Customer Reviews
Imran
Too good