Credit Score powered by our Bureau Partners 
® | 
CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Get home loans in India that are best matched to your credit profile
Currently not available! for similar products
Processing Fee
nil*
Max Tenure
nil*
Best Rate
Piramal home loans are offered by Piramal Capital and Housing Finance. These home loans are designed to provide credit at affordable interest rates starting at 9.75%. Read on to know more about Piramal home loans.
Some of the benefits to be availed from Piramal home loans are:
The ongoing interest rate on Piramal home loans starts at 9.75% per annum. These interest rates are subject to frequent changes depending on announcements made by RBI. Also, the central bank’s repo rate will have an impact on ongoing interest rates.
Follow the below-mentioned steps to apply for Piramal home loans:
Here are the various fees applicable on Piramal home loans:
| Fees and Charges | Details |
|---|---|
Processing Fees |
|
Part Payment/Pre-closure charges |
|
Documents deposited with the Lender | Rs. 500/- + applicable taxes |
Statement of loan Pre-closure | Rs. 1,000/- + applicable taxes |
Statement of loan account | Free once per year For any additional requests, Rs. 500 + applicable taxes |
Loan repayment schedule request | Rs. 500/- + applicable taxes |
Additional fees | 2% p.m. + applicable taxes applicable on the outstanding loan amount. This is applied for non-compliance of loan terms and conditions and for the period of noncompliance until meets the satisfaction of the Lender. |
Issuance charges for No Dues certificate | Free for 1st request Subsequent requests Rs.500/- + applicable taxes |
Retrieval of original property documents | Rs. 2,000 + applicable taxes |
Photocopy of documents | Rs. 1,000/- + applicable taxes |
Mentioned below are the eligibility criteria for availing of a home loan from Piramal housing finance:
Particulars | Applicant Type | |
Salaried | Self-Employed | |
Age | Minimum - 21 years Maximum – a. Govt employees – 70 yrs considering pension b. Others – 62 yrs | Minimum - 23 years Maximum - 70 years |
Profession type | Employed in a
| Self Employed Professionals:
|
The online home loan EMI calculator offered by Piramal Housing Finance can help home loan borrowers know the approximate loan instalment amounts that they will have to pay every month towards home loan repayment
There are many other online EMI calculators available for calculating home loan EMI. Most of these are for free. These are easy to use and can provide instant results as per the home loan parameters input into the calculator. Some of the details to be input include the loan amount, interest rate and loan tenure. A home loan borrower can use multiple combinations of these parameters to check the best suitable EMI before actually borrowing a home loan.
Owning your dream home is easy with Piramal home loans. The lender ensures a hassle-free loan application process with maximum transparency. There is a dedicated relationship manager allocated and always available on-call if needed for any form of help related to a home loan, such as understanding of the application process, loan terms, etc.
Since the loan comes with flexible repayment options, you can take charge of your finances and plan them well. Every loan application is processed quickly and the loan allows you to buy your dream home easily, whether a new construction or resale property.
1. What is the loan tenure in Piramal home loans?
Piramal home loan tenures can vary anywhere from 5 to 30 years. The lender may modify home loan tenures as per factors associated with the specific home loan and eligibility criteria met by the applicant.
2. Are there any tax benefits under home loans?
Home loan applicants can avail of tax benefits as per section 24 of the Income-tax act.
3. Has Piramal Housing Finance reduced home loan rates?
Piramal home loan interest rates start at 9.75% per annum. The lender is known to offer one of the most competitive interest rates on home loans across the country.
4. Why should I opt for a balance transfer to Piramal Housing Finance?
Through a balance transfer of a home loan to Piramal housing finance, a loan borrower can save substantially on the interest outflow. This is because Piramal housing finance offers one of the most competitive interest rates in the country.
5. Can I combine my income with a family member’s to improve eligibility for a higher loan amount from Piramal Housing Finance?
Yes, Piramal Housing Finance allows home loan borrowers to combine their income with a close family member, including spouse, parents, or children. This can result in a higher loan amount and improve eligibility for a home loan from this lender.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application