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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Exclusive personal loan offers at banks and NBFCs in Patiala for a tenure of up to 5 years. Special offers for existing customers like a reduced interest rate. Simple documentation and quick disbursals of loan. Speedy processing and approvals. Check deals now on CreditMantri!
Processing Fee
2.25%
Max Tenure
24 to 48 Months.
Best Rate
11% P.A
Features
Pricing
Documents Required
Processing Fee
4%
Max Tenure
6 - 36 Months.
Best Rate
14.04% P.A
Features
Pricing
Documents Required
Processing Fee
2000₹
Max Tenure
18 Months.
Best Rate
28% p.a
Features
Pricing
Documents Required
Processing Fee
3-4%
Max Tenure
2 yrs
Best Rate
18%
Features
Pricing
Documents Required
Processing Fee
1.0%
Max Tenure
12-72 Months.
Best Rate
12% P.A.
Features
Pricing
Documents Required
Processing Fee
2.5%
Max Tenure
12 Months.
Best Rate
35.1% p.a
Features
Pricing
Documents Required
Processing Fee
2.5%
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A
Features
Pricing
Documents Required
Processing Fee
2% - 5%
Max Tenure
3 - 60 Months
Best Rate
16% P.A.
Features
Pricing
Documents Required
Processing Fee
3%
Max Tenure
12-72Months
Best Rate
11.04% P.A.
Features
Pricing
Documents Required
Processing Fee
Nil*
Max Tenure
36 Months.
Best Rate
Nil*
Features
Pricing
Documents Required
Processing Fee
2.50%
Max Tenure
12 - 72 Months.
Best Rate
11.04% P.A.
Features
Pricing
Documents Required
Processing Fee
2%
Max Tenure
2 - 60 months
Best Rate
15.96% P.A.
Features
Pricing
Documents Required
Processing Fee
1%
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A.
Features
Pricing
Documents Required
Processing Fee
2.0%
Max Tenure
5 yrs
Best Rate
15.5%
Processing Fee
2%
Max Tenure
nil*
Best Rate
23.0%
Processing Fee
2%
Max Tenure
1-5 yrs
Best Rate
10.75%
Processing Fee
2%
Max Tenure
5 yrs
Best Rate
13.99%
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.50%
Max Tenure
12 - 72 Months.
Best Rate
10.99%
Processing Fee
2%
Max Tenure
1.6 yrs
Best Rate
18%
Processing Fee
2.25%
Max Tenure
5 yrs
Best Rate
14.75%
Processing Fee
999₹*
Max Tenure
5 yrs*
Best Rate
11.49%*
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2%
Max Tenure
6 to 36 Months.
Best Rate
7.99% p.m
Processing Fee
1.50%
Max Tenure
up to 6 years
Best Rate
15.65% p.a
Processing Fee
Nil
Max Tenure
6 years
Best Rate
9.9%-45% p.a.
Processing Fee
2%
Max Tenure
NA
Best Rate
Processing Fee
0.5%*
Max Tenure
5 yrs
Best Rate
12.99%*
Processing Fee
2%
Max Tenure
4 yrs
Best Rate
17.25% *
Processing Fee
2.49%
Max Tenure
NA
Best Rate
16%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.95%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
12.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.20%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.05%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.99%
Processing Fee
3.0%
Max Tenure
NA
Best Rate
1%
Processing Fee
2.5%
Max Tenure
nil*
Best Rate
11.99%
Do you live in Patiala? Are you looking for a personal loan in Patiala and wondering what your options are? Read on!
What is a personal loan?
A personal loan is generally an unsecured loan, meaning you don’t require any guarantor or collateral to avail the loan. Some banks might ask you for a guarantor, depending on your creditworthiness.
Purpose: The end use of the loan could be anything—to fund your child’s wedding, to fund your dream vacation, for a medical emergency or any other personal emergency. It could be used to fund your business as well.
Interest Rates: Note that that personal loans are among the most expensive loans since they are 'unsecured' and come with interest rates which could go up as high as 32%. It is influenced by a variety of factors.
Key features of a Personal Loan:
All major banks and NBFCs offer personal loans in Patiala. Popular banks and NBFCs that offer personal loans in Patiala include: Yes Bank, State Bank of Patiala, ICICI Bank, Kotak Mahindra Bank, HDFC Bank, IDBI Bank, SBI, Punjab & Sind Bank, Bank of India, Central Bank of India, Canara Bank, Axis Bank, Citibank, Mahindra Finance, Fullerton, Shriram Finance, Bajaj Finance, etc.
Personal loans in Patiala for salaried, self-employed, business people and NRIs are available.
It is not entirely impossible to avail a personal loan with bad credit—although it is advisable to first increase your credit score to a healthy number before applying for any kind of loan. Get a copy of your credit report and understand your credit situation. Depending on the severity of your credit situation, it can take anywhere from 4 months to 12 months to get your credit score to a healthy number.
You can check your eligibility for a personal loan in Patiala online, on the lender’s website.
For salaried / self-employed professionals:
Following are an overview of the documents generally asked while applying for a personal loan in Patiala:
For the self-employed and those into business, the following might be requested for in addition to the above-mentioned documents.
If your score is 750 and above you stand a good chance of obtaining a personal loan at low rates, and for a larger sum. With a good score, you can have faster and hassle-free access to credit. You will also be in a position to negotiate for the lowest interest rate possible.
1. How do I check my eligibility for a personal loan?
Many banks and NBFCs have an eligibility calculator on their website, using which you can determine if you fulfill their criteria.
2. What is the interest rate offered on a personal loan?
The interest rate varies with each customer depending on his/her income, credit score and repayment history amongst several other factors. Check with various lenders and compare the base interest rate that is being offered. Personal loans are some of the most expensive loans and it is important to check the rate so you can plan your repayment accordingly.
3. What is the minimum and maximum loan amount for salaried people?
The loan amount depends on various factors like your net annual income, your repayment behavior, your credit score, credit history and your requirement.
4. My personal loan application is rejected even though my credit score is good. Why?
While applying for a personal loan, make sure you apply for a sum that is possible for you to repay within a reasonable tenure. If you apply for too large an amount compared to your net monthly income, you might be rejected. Other factors might include your current income, employment stability, other loan obligations etc.
5. Do I have to pledge any collateral in order to secure a personal loan?
No collateral or security is required for obtaining a personal loan in Patiala.
There are several ways to apply for a personal loan:
Need help? Alternatively, if you think you need help with your personal loan application and advice on loan eligibility, then CreditMantri can guide you through the entire process and match you with the loan offer that best suits your unique credit profile.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application