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What Is Masked Aadhaar? How Can I Get One?
Masked Aadhaar cards are the same as regular Aadhaar cards. The only difference is that the first 8 digits of your Aadhaar number are hidden and only the last 4 are visible. Masked Aadhaar is useful when you do not want to reveal your Aadhaar number to protect your data privacy.Though Aadhaar number was introduced as a unique identification for every Indian, miscreants have found novel ways to commit cyber fraud and other financial crimes using Aadhaar data. Though the government is aware of the problem and is working on a solution, crooks are finding new ways to misuse the system and loot the common man.
Aadhaar based loans have increased manifold in recent years. With the Corona pandemic boosting the digital ecosystem, the common man was very happy with e-KYC, or Aadhaar based KYC, to get instant loans, without having to visit the bank. But criminals found a way to misuse this system too. A large number of loans were taken on the basis of Aadhaar, without the knowledge of the Aadhaar card holder. That is when the government stepped in to protect the common man, by introducing Masked Aadhaar.To make Aadhaar numbers more secure, the UIDAI offers the option of a 'Masked Aadhaar ID'. A masked Aadhaar allows you to conceal the first eight digits of your Aadhaar number while revealing only the last four. It can be shared without revealing sensitive or personal information about the user, including the 12-digit number.
When you download a masked Aadhaar card version of your Aadhaar ID, your photo, unique QR code, demographic information, and other details will remain. You don't have to worry about this card's acceptance or legality because UIDAI will sign it.
Additional Read: How To Apply For Aadhaar Card Online?
Masked Aadhaar VS Regular Aadhaar
The only significant difference between Masked Aadhaar and regular Aadhaar is the visibility of the Aadhaar number. Where Masked Aadhaar has only the last 4-digits of your Aadhaar visible, a regular Aadhaar will display your complete 12-digit Aadhaar number.
Since the complete Aadhaar number is not visible, a masked Aadhaar card cannot be used to avail government schemes and benefits. You can, however, submit your regular Aadhaar and avail the benefits.
Masked Aadhaar is a good option to carry with you during travels, to show identity proof.
Have You Linked Your Aadhaar Card With Your Bank Account? If Not, Learn How!How To Download Masked Aadhaar Online?
Masked Aadhaar can be downloaded in the same manner as your regular Aadhaar, from the UIDAI website. Remember, in order to download your e-Aadhaar or Masked Aadhaar, your mobile number should be linked to your Aadhaar number as an OTP will be sent to initiate download. Here is a step by step guide on how to download your masked Aadhaar -
1. Visit the UIDAI website at https://uidai.gov.in/
2. Hover your mouse over the ‘My Aadhaar’ option on the top of the page, and click on ‘Download Aadhaar’ from the list of options.
3. You can download Aadhaar by either entering your Aadhaar number, Enrolment ID, or Virtual ID.
4. Enter one of the details and input the Captcha code. Now click on the ‘Send OTP’ button.
5. As soon as you click on this option, you get a check box for 'Download Masked Aadhaar'. Check this box.
6. An OTP will be sent to your registered mobile number. Enter the OTP in the field provided.
7. You will get the 'Download File' dialog box so that you can save the masked Aadhaar to your computer.
8. Once downloaded, you can open the Masked Aadhaar using a password. The password will be the first 4 letters of your name, as given in Aadhaar, in capital letters and your year of birth. For example, if your name on Aadhaar is Sreekar. K, and your year of birth is 1976; your password will be SREE1976.
Want To Update The Address On Your Aadhaar Card? Here Is How You Do It!Why Should I Use A Masked Aadhaar?
The Aadhaar card is a unique identification number to identify your individual person. It was initially meant to be an identification number for the residents of India. However, now it is a primary identification number for the whole of India.
Masked Aadhaar helps in preventing identity theft. Identity theft is a serious crime. With Masked Aadhaar, you can rest assured that no one else will be able to use your Aadhaar details. This means that there is no phishing risk, no data leakage, and no fake identity theft.
It makes identity verification a lot easier and helps in faster loan approvals. Masked Aadhaar allows you to open a bank account, avail a loan of any amount, get a loan for your car, or file a tax return, without providing your Aadhaar number.
FAQs of Masked Aadhaar?
1. Where can I use Masked Aadhaar?
Masked Aadhaar can be used at every place that accepts Aadhaar for documentary proof; bank account opening, loan application, identity proof to buy vehicles or property, and more. Only government benefits and schemes require you to provide the complete Aadhaar number.
2. Is Masked Aadhaar valid for e-KYC?
Yes, UIDAI has confirmed that masked Aadhaar is accepted for e-KYC.
3. Where can I get my Masked Aadhaar?
You can download your Masked Aadhaar from the UIDAI website. Or, you can also walk-in to your nearest Aadhaar service center and get your Masked Aadhaar printed out.
4. Are there any charges to get a Masked Aadhaar?
No, just like regular e-Aadhaar download, your Masked Aadhaar download is also absolutely free.
5. Can I use my masked Aadhaar as address proof?
Masked Aadhaar is also authorized and signed by UIDAI and hence, it can be utilised as address proof.
6. What is the advantage of using Masked Aadhaar?
Since masked Aadhaar does not reveal your complete Aadhaar number, it can help in preventing identity theft and cyber fraud.