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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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LIC provides a variety of online services to make transactions easier and faster for its many customers.
LIC's e-services offer almost every service that used to be available only at branch offices.
Staying on top of your LIC policy status is just as crucial as purchasing the policy. With busy schedules, missing premium deadlines or grace periods can happen easily. Regularly reviewing your policy status helps ensure you're always informed about upcoming premium payments.
In the past, you had to visit an LIC branch or contact an agent to check your policy status. With LIC's digital platform, you can now check your policy status and access many other services instantly.
Mobile services can also be used to check status of policy and premium settlement. Make sure you have your LIC policy number ready when calling customer care or checking your status online.
Anyone with an LIC policy can check its status regularly. An LIC policy provides protection against unexpected events, and checking its status is crucial. Failing to pay premiums on time can lead to policy lapse, rendering it useless. Therefore, policyholders should check LIC policy status to know their premium payment dates.
LIC offers multiple ways for LIC policy status check, catering to both online users and those without internet access. These include:
Online Methods:
Offline Methods:
To check your LIC policy status online, you first need to register and create a new user account on the LIC e-service portal. Here's how:
Step 1: Visit the LIC e-service portal: Go to the official website of LIC's e-service portal.
Step 2: Sign Up: Click on the "Sign Up" button on the website.
Step 3: Fill in the Registration Form: Provide the necessary information to complete the form:
Step 4: Confirm Your Email: An email will be sent with a link for the confirmation.
To successfully register, you must have the following information:
Step 1: Visit the LIC Website: Go to the official website of Life Insurance Corporation of India (LIC).
Step 2: Register as a New User: Click on the "New User" option and fill out the online registration form. Decide on a username and password for your account registration.
Step 3: Confirm Your Email: Find the confirmation link in your email and click it to validate your email address.
Step 4: Link Your Policy: Log in to your newly created account and enter the details of your LIC policy, such as policy number, premium amount, and date of birth.
Step 5: View Policy Status: Once you submit the information, the system will verify the details and display the status of your policy.
Note: If you enter incorrect information, you will receive an error message. Incorrect information will be automatically deleted after 5 days.
If you're already a registered user on the LIC India website, you can easily check the details of your LIC policy, including premium payments, group schemes, and accrued bonuses. Here's how:
Step 1: Visit the LIC India Website: Go to the official website of Life Insurance Corporation of India (LIC).
Step 2: Log In to Your Account: Click on the "Online Services" option and select "Registered User."
Step 3: Enter Login Credentials: Enter your username, date of birth, and password, then click on "Go."
Step 4: Access Policy Tools:This will open a page with various policy tools for registered users.
Step 5: View Enrolled Policies: Select the "View Enrolled Policies" option.
Step 6: Review Policy Details: This will display a list of your enrolled policies, including details like enrollment date, premium amount, and vested bonuses.
Step 7: Check Policy Status: Click on the policy number of the policy you want to check for more details and its current status.
Recommended Read: Loan Against LIC Policy
Life Insurance Corporation of India (LIC) offers convenient ways to check your policy status without needing an online account. You can use either SMS or phone calls to inquire about your policy details.
1. Choose Your Message Format:
2. Receive Your Policy Update:
Once you send your SMS, LIC will reply with a message containing the details you requested. This could include information like premium due date, policy term, or other relevant details about your specific policy.
Important Note: Remember to send the SMS from your mobile number registered with LIC for verification purposes.
Send the messages to 56767877.
Type of Enquiry | Description | SMS Code |
---|---|---|
To Check the Instalment Premium Amount | Find out your instalment premium, which can be paid annually, semi-annually, quarterly, or monthly. | Type ASKLIC |
To Check the Bonus Amount | View the bonus amount accumulated so far. | Type ASKLIC |
To Check the Revival Amount | Find out the revival amount to reinstate your policy within 5 years if it has lapsed. | Type ASKLIC |
To Check the Loan Amount Available | See the loan amount available on your policy. | Type ASKLIC |
To Check Nomination Details | Get details of the nomination for your policy. | Type ASKLIC |
Send the messages to 56767877.
Type of Enquiry | Description | SMS Code |
---|---|---|
To Check the IPP Policy Status | Find the status of your Individual Policy Plan (IPP). | Type ASKLIC |
To Check Existence Certificate Due | See if your Existence Certificate, which verifies your status, is due. | Type ASKLIC |
To Get Last Annuity Released Date | View the date when the last annuity payment was released. | Type ASKLIC |
To Check Annuity Amount | Find out your annuity amount, which is paid in regular intervals. | Type ASKLIC |
To Get Cheque Return Information | Check if a cheque was returned due to insufficient funds in your account. | Type ASKLIC |
To inquire about your LIC policy status, you can directly call the LIC customer care number: +91-02268276827. This service is available in English, Hindi, and eight regional languages from 8:00 AM to 8:00 PM, Monday to Friday.
For a more personalised approach to checking your LIC policy status, you can visit your nearest LIC branch. Simply head to the customer service desk and bring along your valid policy documents and identification proof.
The customer service representative will verify your information and provide you with specific details about your policy, such as its current status, premium due dates, and any accrued benefits.
Recommended Read: LIC Credit Cards Are Here: Check Out The Features, Benefits & Eligibility
Losing your LIC policy documents can be a frustrating experience. However, there are several ways to retrieve your policy details:
1. Check with Your Loan Provider: If you've taken a loan against your LIC policy, your loan provider likely has a copy of your policy documents. Get in touch with them to obtain the relevant details.
2. Obtain a Duplicate Policy: If you're unable to locate your policy documents through your loan provider, you can apply for a duplicate policy from your nearest LIC branch. Here's how:
Once you have your policy number or other relevant details, you can check your policy status using online methods or by contacting LIC customer care.
Regularly checking your LIC policy status is crucial for maintaining your financial security and ensuring your policy's health. Here's why:
1. Timely Premium Payments:
2. Monitor Policy Benefits:
3. Assess Loan Eligibility:
4. Explore Policy Revival Options:
5. Verify Nomination Details:
6. Monitor Annuity Payments (for Pension Plans):
7. Prevent Administrative Errors:
To ensure you stay informed about your LIC policy, keep these tips in mind:
1. Learn the SMS Codes:
2. Keep Your Policy Number Handy:
3. Monitor Premium Payment Deadlines:
4. Track Bonus Accrual:
5. Assess Loan Eligibility:
6. Update Nomination Details:
7. Stay Informed About Policy Revival:
8. Track Annuity and Pension Payments:
9. Prevent and Detect Errors:
10. Utilise Multiple Channels:
1. How can I check my LIC policy status?
To check your LIC policy status, follow these steps:
2. Is there a way to check my LIC policy status through the website?
To check your policy status online, log in to your LIC account using your credentials. Once logged in, navigate to the "View Enrolled Policies" section. Here, you can view details about your policies, including premium amounts, due dates, and current status.
3. Can I check my policy status without registering online?
Yes, you can check your policy status without registering online. You can do this by using the SMS service or by calling the LIC customer care number.
4. How can I check my LIC policy status by SMS?
To check your LIC policy status via SMS, simply send an SMS with the message "ASKLIC
5. Can I call the IVRS number from anywhere in India?
Yes, you can call the IVRS number from anywhere in India to check your LIC policy status. You can also contact specific LIC branches or departments for more detailed information.
6. How can I check my LIC policy status through customer care?
To check your LIC policy status through customer care, you can simply call the customer care number +91-02268276827. When you call, you'll need to provide your policy number and other relevant details to the customer care representative. They will then provide you with the necessary information about your policy's status, including premium due dates, loan details, and other important updates.
7. Should I check my LIC policy status regularly?
Yes, it's highly recommended to check your LIC policy status regularly. Regular checks help you stay informed about your policy's status, ensuring that you don't miss any important deadlines, such as premium payments. This helps prevent policy lapses and potential financial losses.
8. Are there any specific services for certain LIC policies?
No, the service of checking policy status is available to all LIC policyholders, regardless of the specific policy type. As long as you have your policy number and other relevant details, you can use this service to check the status of your policy.
9. Is there a limit to how often I can check my policy status?
No, there is no limit to the number of times you can check your LIC policy status. You can check your policy status as often as you need to, whether it's daily, weekly, or monthly.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.
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