® 
Is your Credit Score >750?
- Get low interest loans & Lifetime FREE credit cards
- Get customized Credit Health Report
- Improve your creditworthiness
Get your FREE Credit Score & Report in just 2 minutes
Introduction
Women in India are worshipped and play a crucial role in the upliftment and development of the society. They have even played a crucial role in the Independence struggle. However, even today women have to face many hardships and are subject to many atrocities like child marriages, child trafficking, female infanticide, maternal mortality and many more such heinous situations that have no place in a civilized society. These atrocities are also due to the lack of women empowerment and upliftment of women in every walk of life.
Women even today do not get equal education opportunities or have a say in the family matters especially in financial matters. The Government of India has over the decades made many changes in its policies and brought many schemes that strive for the upliftment or betterment of women in our country. These schemes are often in partnership with the State Government or solely of the State Government as the case may be.
Ladli Laxmi Yojana is the social welfare scheme of the State Government of Madhya Pradesh. It is a scheme that was launched with the view to provide better education and health to the female citizens of the state, particularly those belonging to low income groups. Given below are the details relating to this scheme and the benefits awarded to the eligible female children by the State Government of Madhya Pradesh under this scheme.
History of Ladli Laxmi Yojana
Ladli Laxmi Yojana is an initiative by the Madhya Pradesh Government. It was launched May 2nd, 2007. The scheme was introduced to the citizens by Shivraj Singh Chouhan, the then Chief Minister of the State. It was widely accepted and appreciated by the citizens of the state and later found its way in many other states as well. The other states accepting and integrating the Ladli Laxmi Yojana for the females of their respective states are,
- Uttar Pradesh
- Delhi
- Bihar
- Chhattisgarh
- Goa
- Jharkhand
The scheme targets the girls from lower income families who are born after 1st January 2006. Such families have to be non-tax paying families or girls have to be orphans to get the benefits disbursed under the scheme.
Objectives of the Ladli Laxmi Yojana
The scheme was launched with a view to provide the female children a better opportunity for education and to ultimately help build a better future for them. The scheme was set up with many objectives in mind which are mentioned below.
- One of the main purposes of the scheme is to provide monetary assistance to the eligible girls to ensure they get good education.
- The scheme provides for the education expenses of the girl child to ensure an uninterrupted education for such girls.
- These monetary benefits will not be provided if such girls drop out of school and do not finish their education.
- It also aims at providing equal opportunity for the overall development of the girls and thereby their future families as well.
Benefits under Ladli Laxmi Yojana
The scheme provides monetary benefits for the eligible girl children to ensure they get good education and change the perspective of the society towards the birth of the girl child.
Following are the monetary benefits available under the scheme.
- The scheme allows the State Government to purchase a National Savings Certificate (NSC) worth Rs. 6,000 each year. Such certificate as to be bought in the name of the applicant girl child.
- Such NSC has to be purchased for a period of 5 consecutive years till the total amount is Rs. 30,000.
- Other monetary benefits provided under the scheme are tabled below.
Standard | Amount to be received |
Class VI | Rs. 2,000 |
Class IX | Rs. 4,000 |
Class XI | Rs. 6,000 |
Class XII | Rs. 6,000 |
- Additionally, the girl child will also receive Rs. 200 every month along with Rs. 4,000 for all the educational years after Class XI and Class XII.
- In case the girl child is not married till the time they attain the age of 18 years, such girl child will also receive a lump sum amount of Rs. 1,00,000 when such girl reaches the age of 21 years.
Eligibility for Ladli Laxmi Yojana
The scheme has many prerequisites for the girls to be eligible to avail the benefits under the scheme. These prerequisites ensure that girls get equal opportunity to access good education.
The details of such prerequisites are mentioned below.
- The basic premise for being eligible for this scheme is to be a resident of the state. The parents of the girl child have to be residents of Madhya Pradesh.
- The parents of an eligible girl child cannot be taxpayers.
- The scheme provides monetary benefits for maximum two girls of the family.
- In case the first child is a girl and then twin girls are born, those twin girls will also be eligible for the benefits under the scheme.
- The application for benefits under the scheme has to be submitted within a year of the birth of the girl child.
- In the event of death of the parents of the girl child, the application can be submitted within 5 years of the birth of such girl child.
- The beneficiary has to attend the Anganwadi Center on a regular basis.
- If a girl child is adopted after the existing two girls of the family, such adopted girl is also eligible for the benefits under the scheme. Adoption certificate for the same has to be provided by such family to get the monetary benefits under the scheme.
- In case the application for the scheme is not submitted within a year of birth of the girl child, an appeal can be made within the following year to the collector of the district in which such girl child resides. The discretion to accept or reject the application is solely with the collector.
Documents Required for Ladli Laxmi Yojana
The documents required for the Ladli Laxmi Yojana are very basic and have to be submitted along with the application form. These documents make the application complete.
Following are the documents required to be submitted under the scheme.
- Identity Proof of the applicant and parents or guardians of such applicant
- Address Proof of the applicant and parents or guardians of such applicant
- Recent Passport Size Photograph of the applicant
- Bank Account details of the applicant
- Birth Certificate of the applicant
Application Process for Ladli Laxmi Yojana
The application process for Ladli Laxmi Yojana can be done either through online or offline modes. The application form has to be submitted along with all the necessary documents mentioned above in order to ensure that the application is complete and eligible for the benefits under the scheme. The application process for this scheme is explained below.
Online Application Process
The online application process is when the applicant can apply for the scheme through the website of the scheme from anywhere and at any time. The application process under the online application mode is detailed below.
- First step is to visit the link ‘ladlilaxmi.mp.gov.in’
- After that the applicant has to click on ‘Application Letter’ to proceed with the application
- The next page will provide the applicant with three options namely, Public Service Management, General Public and Project Officer
- Applicants will have to select ‘General Public’ to proceed.
- Next step is to read the application form and duly fill it
- After that the applicant will have to click on ‘Save'
- Finally, before submitting the application form, all the necessary documents have to be attached to make the application complete.
- After that the applicant will have to click on submit post which the application will be sent for further processing.
Offline Application Process
The offline application process is where the applicant has to physically submit the application form along with all the necessary documents. The application form can be availed from the Anganwadi Centers or through the Gram Panchayat or Municipal Corporations in the State.
After submitting the application form along with all the relevant documents, the application will be sent for further processing and when approved, the monetary benefits will be transferred to the bank account of the applicant directly.
FAQs – Ladli Laxmi Yojana
1. What is the monetary benefit available under the Ladli Laxmi Yojana?
The monetary benefit available under Ladli Laxmi Yojana is tabled below.
Standard | Amount to be received |
Class VI | Rs. 2,000 |
Class IX | Rs. 4,000 |
Class XI | Rs. 6,000 |
Class XII | Rs. 6,000 |
Additional benefits include,
- Rs. 200 every month along with Rs. 4,000 for all the educational years after Class XI and Class XII
- Rs. 1,00,000 when the girl reaches the age of 21 years and if she is not married till the age of 18 years.
2. What are the documents needed for Ladli Laxmi Yojana?
The documents needed for Ladli Laxmi Yojana are mentioned below,
- Identity Proof of the applicant and parents or guardians of such applicant
- Address Proof of the applicant and parents or guardians of such applicant
- Recent Passport Size Photograph of the applicant
- Bank account details of the applicant
- Birth Certificate of the applicant
3. Can the adopted girl child in a family already having two girl children be eligible for the benefits under the scheme?
Yes. If a girl child is adopted in a family that already has two girl children, all the three girl children are eligible to avail the monetary benefits under the Ladli Laxmi Yojana.
4. Can a parent or guardian submit the application for the scheme even after the completion of a year since the birth of the girl child?
Application for the scheme has to be submitted to the concerned authority before the completion of one year since the birth of the girl child. However, if the application is not submitted by then, an appeal can be made to the Collector of the district in which such girl resides. Such Collector will have the sole discretion to accept or reject the application.
5. Is the scheme applicable for all the girls of the State of Madhya Pradesh?
No. Ladli Laxmi Scheme is applicable for only the girls belonging to the lower income sections of the society or families that are below poverty lines and are not tax paying families.