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Kotak Mahindra Bank Debit cards
Digital payments have changed the way Indians shop. They are no longer required to carry wads of cash. Instead, they now carry debit and credit cards. With the introduction of payment wallets, their mobile phone is enough to go shopping. Banks in India are now driven to offer exclusively crafted debit cards and credit cards to meet the rising demand in the digital payment infrastructure.
Kotak Mahindra Bank, since its inception in 1985, has pioneered numerous banking solutions and innovations that have boosted the growth and development of the Indian economy. They have always strived to provide the best banking infrastructure to all their customers to meet their day to day banking needs.
About Kotak Mahindra Bank Debit cards
Features of Kotak Mahindra Bank Debit cards
Kotak Mahindra Bank debit cards are a product of thoughtful and innovative banking. Their debit cards boast of a multitude of features and benefits unlike any other bank in India.
- Personalized design :
Swipe in style. Customize your card with a picture of your choice. More than 70+ designs to choose from
- Widely accepted :
accepted at over a million merchant establishments and ATMs across India and abroad that are powered by VISA
- Safe & Secure :
Chip cards for added security. Mastercard SecureCode and Verified by Visa features for safe online shopping
- Contactless payment :
Fast & secure way of making payment with just a wave
- Scan & Pay :
Scan any BharatQR or mVisa logo through Kotak Mobile banking app and make payments
- Complementary Insurance :
Free insurance for Lost card liability, purchase protection limit of up to Rs. 50000/-, Lost baggage insurance and air accident insurance to card holders
- Priority Pass :
Exclusive lounge access program gives VIP airport lounge access at more than 120 countries and 400 cities worldwide
- 24x7 card assistance services :
Round the clock assistance services for lost/stolen card reporting, emergency card replacement and miscellaneous inquiries
Types of Kotak Mahindra Bank Debit Cards
Kotak Mahindra Bank has one of the best line-up of debit cards for its customers. The debit cards offered by Kotak Mahindra Bank are:
- Platinum Debit Card - For Resident Indians & NRI NRE Savings account
- Classic Debit Card - For Resident Indians & NRI NRE Savings account
- #PayShopMore International Chip Card - For customers who enjoy online shopping
- Privy League Signature Debit Card - Specially designed for Privy League Optima customers
- Privy League Platinum Debit Card - Chip card offered to Privy League Prima & Magna customers
- Gold Debit Card - Available as magnetic strip and chip card
- Classic One Debit Card
- RuPay Debit Card - Basic debit card offered to a basic savings account customer
- World Debit Card - International debit card
- Business Power Platinum Debit Card - Amazing business benefits and shopping offers
- Infinite Wealth Management Debit Card - Exclusively for Kotak Wealth Management customers
- Access India Debit Card - Offered to NRI customers holding an NRO Savings account
- Jifi Platinum Debit Card - Customers of Kotak Jifi Account
- Business Class Gold Debit Card
| Card | Purchasing limit | Cash withdrawal limit | Fuel surcharge waiver | Insurance benefits | Priority Pass eligibility | Other features |
|---|---|---|---|---|---|---|
| Platinum Debit Card | Rs.3,00,000/- per day | Rs.1,00,000/- per day | 2.50% | Lost Card Liability: Rs. 3,50,000 Purchase Protection Limit: Rs. 1,00,000 Lost Baggage Insurance: Rs. 1,00,000 Air Accident Insurance: Rs. 50,00,000 Personal Accidental Death Cover of up to INR 10 lakhs | Yes | |
| Classic Debit Card | Rs.2,00,000/- per day | Domestic - Rs. 40,000 International - Rs. 50,000 | Lost Card Liability: Rs. 2,50,000 Purchase Protection Limit: Rs. 50,000 Personal Accidental Death Cover- up to Rs.2 lakhs | |||
| #PayShopMore International Chip Card | Rs.2,00,000/- per day | Domestic - Rs. 40,000 International - Rs. 50,000 | Lost Card Liability: Up to Rs.2,00,000 Purchase Protection Limit: Up to Rs.50,000 Personal Accidental Death Cover - Rs.2 lakhs | Bharat QR Scan & Pay Samsung Pay Kotak MyImage | ||
| Privy League Signature Debit Card | Rs.4,50,000/- per day | Rs.2,00,000/- per day | 2.50% | Lost Card Liability: Rs.4,75,000 Purchase Protection Limit: Rs.1,50,000 Lost Baggage Insurance: Rs.1,00,000 Personal Accidental Death Cover - up to Rs.10 lakhs Air Accident Insurance: Rs.1,00,00,000 | Yes | PayWave for faster payments Visa Concierge facility |
| Privy League Platinum Debit Card | Rs.3,50,000/- per day | Rs.1,50,000/- per day | capped at Rs.30,000/- worth fuel | Lost Card Liability: Rs.4,00,000 Purchase Protection Limit: Rs.1,00,000 Lost Baggage Insurance: Rs.1,00,000 Air Accident Insurance: Rs.50,00,000 Personal Accident Insurance: Rs.10,00,000 | Yes | PayWave Contactless card |
| Gold Debit Card | Rs.2,50,000/- per day | Rs.1,00,000/- per day | 2.50% | Lost Card Liability: Rs.2,85,000 Purchase Protection Limit: Rs.75,000 Lost Baggage Insurance: Rs.1,00,000 Air Accident Insurance: Rs.15,00,000 Personal Accident Insurance: Rs.10,00,000 | ||
| Classic One Debit Card | Rs.10,000/- per day | Rs.10,000/- per day | ||||
| RuPay Debit Card | Combined limit of Rs.10,000/- per day | Personal Accident Insurance of Rs.1,00,000 | ||||
| World Debit Card | Rs.3,50,000/- per day | Rs.1,50,000/- per day | capped at Rs.20,000/- worth fuel | Lost Card Liability: Rs.2,00,000 Purchase Protection Limit: Rs.1,00,000 Air Accident Insurance: Rs.20,00,000 | Yes | Privilege access/special Mastercard rates to select Golf Courses around the world |
| Business Power Platinum Debit Card | Rs.3,00,000/- per day | Rs.2,00,000/- per day | capped at Rs.30,000/- worth fuel | Lost Card Liability: Rs.3,00,000 Purchase Protection Limit: Rs.1,00,000 Lost Baggage Insurance: Rs.1,00,000 Air Accident Insurance: Rs.50,00,000 | Yes | Visa PayWave Contactless card |
| Infinite Wealth Management Debit Card | Rs.5,00,000/- per day | Rs.2,50,000/- per day | 2.50% | Lost Card Liability: Rs.5,00,000 Purchase Protection Limit: Rs.1,50,000 Lost Baggage Insurance: Rs.1,00,000 Air Accident Insurance: Rs. 5,00,00,000 Personal Accident Insurance: Rs.10,00,000 | Yes | Visa Concierge Travel planning service |
| Access India Debit card | Rs.2,00,000/- per day | Rs.40,000/- per day | Lost Card Liability: Rs.2,50,000 Purchase Protection Limit: Rs.50,000 | |||
| Jifi Platinum Debit Card | Rs.3,00,000/- per day | Rs.1,00,000/- per day | Lost Card Liability: Rs.3,00,000 Purchase Protection Limit: Rs.1,00,000 Lost Baggage Insurance: Rs.1,00,000 Air Accident Insurance: Rs.20,00,000 Personal Accident Insurance: Rs.10,00,000 | |||
| Business Class Gold Debit Card | Rs.2,50,000/- per day | Rs.50,000/- per day | up to Rs.20,000 worth fuel | Lost Card Liability: Rs. 2,50,000 Purchase Protection Limit: Rs. 1,00,000 Lost Baggage Insurance: Rs. 1,00,000 Air Accident Insurance: Rs. 20,00,000 | ||
FAQs: Kotak Mahindra Bank Debit Cards
(1) What is Contactless card?
Contactless cards enable you to make payments with just a wave of the card near the swiping machine. They can be used to make payments of up to Rs.2000 without a PIN
(2) Can a Contactless card be automatically charged when it is too close to the swiping machine?
No, the card has to be within 4cm of the swiping machine for it to be read. Also, the merchant has to input the amount and initiate the transaction before the card is read by the machine.
(3) How can I generate the PIN number for my ATM card?
You can generate PIN number for your ATM card through Mobile banking, Net banking or SMS banking.
(4) What is Priority Pass?
Priority Pass is an exclusive VIP Lounge Access program offered to customers of select Kotak Mahindra Bank debit cards. It allows access to over 1000 VIP lounges in more than 130 countries and 500 cities worldwide. It enables you to bring a guest with you. It provides access to amazing leisure and entertainment facilities like complimentary refreshments, free wi-fi and conference space
(5) What should I do if my Kotak Mahindra Bank debit card is lost/stolen?
If you find your Kotak Mahindra Bank debit card lost/stolen, please contact the bank immediately to block the card. You can block the card by
- Calling the 24hr customer service number
- Logging into Net banking, or
- By visiting your nearest Kotak Mahindra Bank branch
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