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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Kotak Mahindra Bank has a range of credit cards which caters to the various needs and requirements of its customers. Swiping the credit card has become a rewarding experience with multiple offers being floated under various categories. Some of the categories under which one can avail offers are – shopping, dining, hotel stay, flight booking, travel, movie ticket booking, fuel etc., the type of offer could range from discounts, reward points to exclusive or premium access etc., Kotak Mahindra Bank has tie-ups with multiple merchants who offer different benefits or offers on various credit cards. The credit cards differ in the credit limit, offers, reward points etc.,
The various types of credit cards which offers variety of credit card benefits. The customer can choose the best credit cards based on the need. Here is a brief on the various types of credit cards and the benefits or card offers extended by them –
| Credit card | Card offers |
|---|---|
| PVR Platinum Credit Card | PVR Coupon (Movie ticket coupons) PVR Shield (Insurance) Add – on card |
| NRI Royale Signature Credit Card | 2x reward points on international spends Purchase and pay in INR Fuel surcharge waiver Railway surcharge waiver Add – on card |
| Feast Gold Credit Card | 10 reward points on every Rs. 100 spent on dining and movies Easy access across most coffee shops, Fast food joints, Pizza joint, pubs, restaurants, Movie Theaters Balance transfer from one credit card to another Feast shield (insurance) |
| Urbane Gold Credit Card | 3x reward points on every Rs. 100 spent Urbane shield (insurance) Add – on card Free PVR tickets or reward points |
| Essentia Platinum Credit Card | 10% Savings on departmental & grocery Store spends 1 Saving Point for every Rs. 250 you spend on other categories without any restrictions Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets or 1200 reward points Priority attend – KASSIST |
| Royale Signature Credit Card | Airport Lounge Access 4X reward points on every Rs. 150 spent Redemption options for reward points including air tickets, mobile recharge, 10,000 merchandise Insurance - cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting Fuel / Railway surcharge waiver Add-on card |
| PVR Gold Credit Card | PVR Rewards PVR Shield Add – on card |
| Aqua Gold Credit Card | Credit limit up to 80% of your term deposit amount Interest free cash withdrawals Fuel surcharge waiver High credit limit of Rs. 12 Lakhs or 90% of your credit limit Cash advance fee Rs. 300 per Rs. 10000 |
| Wealth Management Infinite Card | Personalized card design Minimum credit limit of Rs. 10 Lakh Access to International events Complementary tee-offs at international golf courses Invite to premium events in dinning, entertainment, art & fashion categories |
| Fortune Gold Card | Interest – free cash – 50% of credit limit Fuel / Railway surcharge waiver Balance transfer from one credit card to another Complementary PVR tickets Fortune Shield (Insurance) Add-on card |
| Delight Platinum Credit Card | 10% cashback on dining Easy access to coffee shops, fast food joints, Pizza joint, pubs, restaurants 10% cashback on Movies Fuel / Railway Surcharge waiver Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets or Rs. 750 cashback Delight Shield (Insurance) Add-on |
| Best Price Card | 14 day credit card that starts afresh on every transaction Best price modern wholesale Add-on cards No joining fees |
| Solaris Platinum Credit Card | 5x reward points on every Rs. 150 spend Fuel / Railway surcharge waiver Add – on card Insurance - Rs. 1,25,000 per annum |
Corporate Wealth Signature Credit Card | High cashback credit card offers Interest-free funds Hassle-free spends Fuel / Railway surcharge waiver Airport lounge accessibility Universal acceptability – over 10 million merchants across the world Business-related spend opportunities such as Sales Meets, Association Meetings, Conferences, and Business & Executive Meetings |
| Corporate Platinum Credit Card | High reward points, easy redemption Fuel / railway surcharge waiver Airport lounge offer Universal acceptability – over 10 million merchants across the world Interest free funds |
| Silk Inspire Credit Card | Up to 5x Reward Points Earn 1 reward for every Rs. 200 spent on other categories Offers and deals on shopping, dining, travel, Entertainment and more Fuel surcharge waiver Silk inspired insurance (Rs. 75,000) Add-on card Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets or 1000 reward points |
| Privy League Signature Credit Cards (Optima & Prima) | 5X reward points for every Rs. 100 spent on special categories 2X on other retail spends Priority passes for airport lounge access Complimentary refreshments, free internet access and a relaxed ambience Complementary PVR tickets Balance transfer from one credit card to another Low monthly interest rate Insurance (Rs. 2.5 Lakh) Fuel / Railway surcharge waiver |
| Privy League Signature Credit Card (Insignia) | Airport lounge access through priority passes 5X reward points are earned for Rs. 100 spent in special categories and 2X on other retail spends Reward point redemption on air tickets, 10,000+ merchandise, mobile recharge Free PVR movies Fuel / Railway surcharge waiver Low interest rate per month – 2.49% Balance transfer from one credit card to another Insurance (Rs. 2.5 Lakh) |
| Corporate Gold Credit Card | Fuel surcharge waiver Universal acceptability - 10 million merchants across the globe Free card replacement |
| League Platinum Card | 8X reward points on every Rs. 150 spent across all spends Fuel / Railway surcharge waiver League shield (Rs. 1.25 Lakh) 1, 25,000 every 6 months and get 4 free PVR tickets or 10000 reward points |
There are many credit card offers which are launched from time to time. Some of the offers are specific to certain visa cardholders alone. Below are some of the popular offers available for all credit cards issued by Kotak Mahindra Bank.
| Category | Vendor | Offer | Voucher Code |
|---|---|---|---|
| Electronics | Reliance digital | 5% instant discount | |
| Grocery | Bigbasket | 10% instant discount on Wednesday minimum Rs. 1500 purchase | KOTAKOCT |
| Hotel Stay | Booking(dot)com | 8% cashback on hotel reservations | |
| Hotel Stay | Hilton Honors | Fast track gold membership with 2 days 4 night’s stay | |
| Hotel Stay | Premier Inn (Middle East) | Visa cardholders get 20% discount | |
| Hotel Stay | Bergamo | 10% discount for Visa Platinum, Signature and Infinite cardholders | |
| Hotel Stay | Flemings Mayfair | Stay 4, pay 3 | |
| Hotel Stay | Alila Villas, Bali | Stay 4, pay 3 | |
| Hotel Stay | Grand Hyatt, Seoul | Save 20% | |
| Movie tickets | PVR | Buy 1 ticket, get 1 free on Saturdays | |
| Movie tickets | PVR | Visa cardholders get attractive offers | |
| Others | Google Home | Write a slogan on Kotak 811 and Google Home in 6 words of less. Get 2 Google Home mini everyday | |
| Restaurant | Swiggy | 10% instant discount minimum Rs. 500 purchase | GOKOTAK |
| Restaurant | Talay Kata | 35% off | |
| Restaurant | Rumpoles Bar | 15% off | |
| Restaurant | Gin Khao | 25% off | |
| Restaurant | Som Tam | 20% Off | |
| Restaurant | Lobster Pince & Pints | 15% off | |
| Restaurant | Wakanui | Complementary bottle of wine | |
| Restaurant | Seasonal tastes | 3 for 2 on buffets | |
| Restaurant | Henry J Bean's | 15% off | |
| Restaurant | Hood Bar and Music | 10% off | |
| Restaurant | Ash & Char | 10% off | |
| Restaurant | 100 Mahaseth | 15% off | |
| Restaurant | Fillets | 15% off | |
| Restaurant | J65 | 15% off on buffet meal | |
| Restaurant | Ah Hoi's Kitchen | 15% off | |
| Restaurant | Lime House | 15% off | |
| Restaurant | A Poke Theory | Complementary premium topping | |
| Restaurant | Jekyll & Hyde | 10% off | |
| Restaurant | Drink Culture | 10% off | |
| Restaurant | The May Fair Hotel, Mayfair | $100 USD Foor or Beverage Credit | |
| Restaurant | Hotel Miramar Barcelona | 20% off | |
| Restaurant | Gran Melia Fenix | 25% off | |
| Restaurant | Anantara Angkor Resort | 20% off + Receive $75 credit for incidental spend | |
| Restaurant | Bistro de Luxe | 7% discount on Visa Infinite cardholders | |
| Restaurant | The Garden court | Discounted price for lunch and buffet dinner | RMB230 |
| Restaurant | Coquille Seafood Bistro | 10% off | |
| Restaurant | Mitzo | 20% off + Complimentary glass of wine | |
| Restaurant | 21 on Rajah | 20% off weekday lunch & dinner buffet and weekend brunch & dinner buffet | |
| Restaurant | Flavors at Zhongshan Park | 20% off a la carte dinner and buffet lunch | |
| Restaurant | Soma Restaurant | 15% off | |
| Restaurant | Danieli's | 25% off | |
| Restaurant | Press Club Bar | 25% off | |
| Restaurant | Celestial Court | 25% off | |
| Restaurant | Mamanda Restaurant | 10% - 15% off | |
| Restaurant | Press Club Bar | 30% off on all beverages | |
| Restaurant | The Peranakan | 24% off | |
| Restaurant | Yan Ting | 20% off | |
| Restaurant | Wujie Shanghai The Bund | 10% off | |
| Restaurant | Danieli's | Complementary bottle of Prosecco | |
| Restaurant | Peacock Alley | 10% off | |
| Restaurant | Zjin Mansion | 10% off + Priority for private dining room | |
| Restaurant | Seki – Tei | 20% Off | |
| Restaurant | Bespoke | 20% off + Complimentary drink | |
| Restaurant | Duck de chine - Jin Bao Jie | 10% off | |
| Restaurant | Chilli Padi Nonya | 15% - 30% off | |
| Restaurant | Joie by Dozo | 20% off on a la carte dinner offers + complementary drink | |
| Restaurant | Hua Restaurant | 10% - 15% off | |
| Restaurant | Bo.Lan | Complementary seasonal mocktail + 15% off | |
| Restaurant | Brasserie 1893 | 10% off + complementary welcome drink | |
| Restaurant | Hard Rock Café, Tbilisi | Visa Gold cardholders 5% discount | |
| Restaurant | Hard Rock Café, Tbilisi | Visa Platinum and Visa Infinite Cardholders 10% discount | |
| Retail | Jabong | 10% cashback every Sunday | GOKOTAK |
| Retail | TATA CLIQ | 10% instant discount minimum Rs. 5000 purchase | GOKOTAK |
| Retail | Medanta | 15% discount on Consultation, diagnostics and health packages | |
| Retail | Co.Mode | Visa Platinum and Visa Infinite Cardholders 10% discount | |
| Retail | Co.Mode | Visa Gold cardholders 5% discount | |
| Travel | Goibibo | Rs. 1200 cashback on domestic flight bookings | GOKOTAK |
Credit card applicants can be individuals who are either salaried or self-employed. They need to provide income, address, age and identity proof as part of the documentation process. The credit card can be availed easily if the applicant has an account with the bank, however, one can also avail even without holding an account with Kotak Mahindra Bank.
The credit card application can be submitted online, depending on the suitability, credibility Kotak Mahindra Bank credit cards will be issued to the applicant. Alternatively, physical copy of the application can be submitted in the nearest branch of Kotak Mahindra Bank.
1. What are the exclusive credit card features?
The exclusive credit card features are –
2. How can one avail the offers available from time – to time?
Some of the offers will be applied automatically. The ones with the voucher code have to be keyed in at the time of payment. Most of the e-retail offers will highlight the voucher code or coupon code before checkout to avail the offer applicable.
3. Are all the offers applicable across all the Kotak Mahindra Bank credit cards?
Some of the offers are applicable on all the cards issued by Kotak Mahindra Bank, some of them are applicable only on international credit cards.
Kotak Mahindra Bank is one of the well-known banks in India. It has a host of services and product offerings which are customized to suit the needs of the customers. Kotak Mahindra Bank was established after obtaining banking license from RBI in the year 2003. The finance company operates in other spaces within the finance business as well - personal finance, investment banking, general insurance, life insurance, and wealth management are other finance operations that they are adept at. Kotak Mahindra Bank operates with 1369 branches across 689 locations. In 2018, it was adjudged as the second largest private bank by market capitalization after HDFC Bank.
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