Interested in financial products
CreditMantri
Processing
Credit card

Get your FREE Credit Score & Report in just 2 minutes

Credit cards have become a very common financial tool for people to make daily purchases as well as bigger transactions on credit. Kotak Bank also provides credit card facilities to its customers at lucrative interest rates. After applying for a credit card and receiving it at your residence, you are required to generate a PIN and activate your card.

Kotak credit card PIN generation can be done using the below methods:

  • Online/Internet banking
  • Kotak mobile application
  • Calling customer care
  • Through official Kotak Bank website

After generating a PIN using any of the specified methods, you will be able to use your Kotak credit card for making purchases and online transactions.

Let’s have a look at each of these methods step-by-step in detail.

Kotak Credit Card PIN Generation Via Internet/Online Banking

  • Log in: Enter your CRN or customer ID and password.
  • Choose Credit Cards: Select this option from the main menu.
  • Select PIN Change: Choose the option mentioning "Change or Create 6-digit chip credit card/ATM PIN."
  • Enter Card Details: Provide your Kotak Mahindra Credit Card information.
  • Create PIN: Type your new PIN twice.
  • Submit: Click "Submit" to generate your PIN.

Kotak Credit Card PIN Generation Via Mobile Banking/Application

  • Open the App: Access and sign in to the Kotak Mahindra application on your phone.
  • Select Credit Cards: Find this option in the menu.
  • Choose Service Requests: Select this from the dropdown.
  • Choose Re-generate PIN: Select this option.
  • Enter Card Details: Provide your card number, CVV, expiry date, etc.
  • Choose a New PIN: Enter your preferred PIN two times for verification.
  • Confirm: Confirm your PIN to complete the process.

Kotak Credit Card PIN Generation Via Kotak Bank Website

  • Visit the Website: Go to the Kotak Mahindra instant PIN Generation webpage.
  • Choose Credit Card: Select this option.
  • Enter Card Details: Provide your card number, expiry date, and CVV.
  • Create PIN: Enter your desired 6-digit PIN twice.
  • Submit: Click "Submit" to generate your new PIN.

Kotak Credit Card PIN Generation Via Customer Care

  • Call Customer Care: Dial 18602662666.
  • Follow IVR Instructions: Pay attention to the automated instructions.
  • Select Services: Press 3 for credit card services.
  • Choose Existing Cardholder: Press 1.
  • Provide Details: Enter your CRN, card number, and T-PIN.
  • Create PIN: Enter your new 6-digit PIN.
  • Call from Registered Number: Ensure you're calling from your registered mobile number for the first-time PIN generation.

Recommended Read: How to Get Kotak Mahindra Bank Credit Card Offers - Deals & Vouchers + 10X Reward

Change/Update Your Kotak Bank Credit Card PIN

You can change or update your PIN using any of the methods described above:

  • Online: Through Net Banking or the mobile app
  • Phone: By calling customer care
  • Website: Using the instant PIN generation webpage

To change your PIN, you'll need to provide your card details and create a new PIN. The process is quick and easy as long as your information is correct.

Disclaimer: All the steps and other information specified above are sourced when this page was written and are subject to change. For exact information, refer to the Kotak Bank’s official website or contact them.

Frequently Asked Questions:

1. I forgot my PIN. How do I reset it?

You can reset your PIN online through the website, mobile application, or by calling customer care.

2. I didn't receive my PIN. What should I do?

You can generate it online, by phone, or using the instant PIN generation option.

3. Can I generate my PIN at an ATM?

No, you can't. Call customer care instead or generate it through online banking or mobile application.

4. I don't have internet banking. How can I generate my PIN?

You can use phone banking or the instant PIN generation option on the website.

5. Can I change my PIN if my card is blocked?

No, you must unblock your card first and then change your PIN.

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.

×Thank you! Your comment will be reviewed and posted shortly.
Mastercard
Visa
Rupay
SafeKey
thawtr
Corporate Agent (Composite)

CreditMantri Finserv Private Limited

CIN No

U72100TN2012PTC085154

IRDAI Registration Number

CA0665

Valid Till

01-Aug-2025

ADDRESS

CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002

Copyright © 2024 CreditMantri