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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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We'd love to help you through every step along the way.
Get personal loans sanctioned from Kolkata banks and NBFCs with interest rates starting at 12% per annum. Overcome crisis like sudden income loss, medical emergencies or to fund a dream vacation. Enjoy flexible repayment options and speedy processing. Apply deals on CreditMantri!
Processing Fee
2.25%
Max Tenure
24 to 48 Months.
Best Rate
11% P.A
Features
Pricing
Documents Required
Processing Fee
4%
Max Tenure
6 - 36 Months.
Best Rate
14.04% P.A
Features
Pricing
Documents Required
Processing Fee
2000₹
Max Tenure
18 Months.
Best Rate
28% p.a
Features
Pricing
Documents Required
Processing Fee
3-4%
Max Tenure
2 yrs
Best Rate
18%
Features
Pricing
Documents Required
Processing Fee
1.0%
Max Tenure
12-72 Months.
Best Rate
12% P.A.
Features
Pricing
Documents Required
Processing Fee
2.5%
Max Tenure
12 Months.
Best Rate
35.1% p.a
Features
Pricing
Documents Required
Processing Fee
2.5%
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A
Features
Pricing
Documents Required
Processing Fee
2% - 5%
Max Tenure
3 - 60 Months
Best Rate
16% P.A.
Features
Pricing
Documents Required
Processing Fee
3%
Max Tenure
12-72Months
Best Rate
11.04% P.A.
Features
Pricing
Documents Required
Processing Fee
Nil*
Max Tenure
36 Months.
Best Rate
Nil*
Features
Pricing
Documents Required
Processing Fee
2.50%
Max Tenure
12 - 72 Months.
Best Rate
11.04% P.A.
Features
Pricing
Documents Required
Processing Fee
2%
Max Tenure
2 - 60 months
Best Rate
15.96% P.A.
Features
Pricing
Documents Required
Processing Fee
1%
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A.
Features
Pricing
Documents Required
Processing Fee
2.0%
Max Tenure
5 yrs
Best Rate
15.5%
Processing Fee
2%
Max Tenure
nil*
Best Rate
23.0%
Processing Fee
2%
Max Tenure
1-5 yrs
Best Rate
10.75%
Processing Fee
2%
Max Tenure
5 yrs
Best Rate
13.99%
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.50%
Max Tenure
12 - 72 Months.
Best Rate
10.99%
Processing Fee
2%
Max Tenure
1.6 yrs
Best Rate
18%
Processing Fee
2.25%
Max Tenure
5 yrs
Best Rate
14.75%
Processing Fee
999₹*
Max Tenure
5 yrs*
Best Rate
11.49%*
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2%
Max Tenure
6 to 36 Months.
Best Rate
7.99% p.m
Processing Fee
1.50%
Max Tenure
up to 6 years
Best Rate
15.65% p.a
Processing Fee
Nil
Max Tenure
6 years
Best Rate
9.9%-45% p.a.
Processing Fee
2%
Max Tenure
NA
Best Rate
Processing Fee
0.5%*
Max Tenure
5 yrs
Best Rate
12.99%*
Processing Fee
2%
Max Tenure
4 yrs
Best Rate
17.25% *
Processing Fee
2.49%
Max Tenure
NA
Best Rate
16%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.95%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
12.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.20%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.05%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.99%
Processing Fee
3.0%
Max Tenure
NA
Best Rate
1%
Processing Fee
2.5%
Max Tenure
nil*
Best Rate
11.99%
Do you live in Kolkata? Are you looking for a personal loan in Kolkata and wondering what your options are? Read on!
What is a personal loan?
A personal loan is generally an unsecured loan and is one of the quickest and easiest loans to obtain in the market. You can use the loan amount for any purpose—its end use is not restricted, unlike with other loans like a home loan or a car loan, where you could use the loan amount only for the specified purpose.
Using a personal loan, you could fund a dream vacation or the higher education of your children; you could perhaps use get your house redone; or perhaps purchase expense gadgets; get yourself treated for a medical condition; or you could use the amount for your business needs, like expansion or use it as capital/cashflow for business; you could use it as a debt consolidation tool as well; or to overcome a financial crisis, like overcoming sudden income loss.
Based on your actual requirement, repayment capacity, and existing loan obligations, lenders can approve loan amount ranging from a few thousands to lakhs of rupees.
Key features of a Personal Loan:
Disadvantages of a personal loan:
Personal loans are one of the costliest loans in the market with high interest rates. The interest on a personal loan could go up to as high as 32% p.a. or even more, depending on your credit profile and other factors.
All major banks and NBFCs offer personal loans in Kolkata. Popular banks and NBFC’s that offer personal loans in Kolkata include: Kotak Mahindra Bank, Punjab & Sind Bank, Bank of India, SBI, Central Bank of India, HDFC Bank, ICICI Bank, HDFC Bank, IDBI Bank, Canara Bank, Axis Bank, Fullerton, Mahindra Finance, Bajaj Finance, Shriram Finance, Citibank, etc.
Personal loans in Kolkata for salaried, self-employed, business people and NRI are available.
It is not entirely impossible to avail a personal loan with bad credit—it depends on the severity of your credit situation, and the relationship you share with your lender.
It is advisable to first pull out your credit report and understand why your credit situation is bad and know where you stand before applying for any kind of loan. Depending on your credit situation, it can take anywhere from 4 months to 12 months to get your credit score to a healthy number.
You can check your eligibility for a personal loan in Kolkata online, on the lender’s website.
For salaried / self-employed professionals:
Following are an overview of the documents generally asked while applying for a personal loan in Kolkata:
For the self-employed and those into business, the following might be requested for in addition to the above-mentioned documents.
Lenders usually offer a low interest rate to those who have a good credit history. The Interest rate depends on quite a few factors including your annual income, existing EMI obligations, credit score and history, loan tenure and the loan amount compared to your income.
1. What is the minimum and maximum loan amount for salaried people?
The loan amount depends on various factors like your net annual income, your repayment behavior, your credit score, credit history and your requirement.
2. Do I have to pledge any collateral in order to secure a personal loan?
No collateral or security is required for obtaining a personal loan in Kolkata.
3. How do I repay the loan?
You can repay the loan amount in convenient EMI (Equated Monthly Instalments).
4. What is an EMI?
EMI stands for Equated Monthly Installment and is the monthly amount you need to pay your lender towards servicing your personal loan—interest included.
5. Is there any restriction on the end-use of a personal loan?
The personal loan could be used for any legitimate purpose. Its end use is not restricted.
6. What is the interest rate on a Personal Loan?
The interest rate varies with each and every customer and depends on various parameters like credit history and credit score.
There are several ways to apply for a personal loan:
Need help? Alternatively, if you think you need help with your personal loan application and advice on loan eligibility, then CreditMantri can guide you through the entire process and match you with the loan offer that best suits your unique credit profile.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application