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Karur Vysya Bank Debit Card
A debit card is commonly referred to as plastic money or as a bank card. It is a payment card that can be used to make payments for purchases without needing to use actual cash. It is very similar to a credit card except the money is instantly deducted or transferred from the cardholder’s bank account when a transaction is made. A debit card can be used to withdraw money from ATMs also if needed. The use of debit cards is becoming increasingly common across the world. With the advent of the debit card standing at long ATM queues, waiting in line to make utility bill payments and the fear of robbery in the city are all done away with. In addition to all this, a Debit Card has many more features such as cashbacks, discounts, partner tie-ups, airport lounge access, reward points and so on.
Types of Karur Vysya Bank Debit Cards
Karur Vysya Bank offers three debit cards to its customers.
- Debit Card for Savings/Current Account
- Prestige Debit Card
- Pride Platinum Debit Card
Features of Debit Card for Savings/Current Account
- Debit card services on Visa, MasterCard and RuPay platforms are offered by Karur Vysya Bank for Savings (except Kalpatharu and Prestige Accounts) and current account holders.
- The card renewal is absolutely free for the customer.
- EMV chip card along with the welcome kit is issued for free.
- Green pin facility is available for the customer. He/she can set the pin at any time at a KVB ATM/Cash recycler based on OTP sent the mobile number that is registered with the bank.
- ATM transactions at KVB ATMs/Cash recyclers are free.
- The debit card can be used for POS transactions, ATM withdrawals and online e-commerce transactions.
- International transactions are disabled for the debit cards. The customer needs to send a request to customersupport(at)kvbmail(dot)com.
| Type of card | Transaction limit per day |
|---|---|
| Debit Card for Savings/Current Account | ATM+POS+E-commerce transaction per day limit is Rs.30,000/- |
Fees and charges
- For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. After that, Rs.20/- per financial transaction, non-financial transaction Rs.9/- (inclusive of GST).
- Annual maintenance fee for EMV chip card is Rs.175/- and Rs.125 for magstripe debit card.
- ATM international transactions are chargeable as Rs. 125/- for a financial transaction and Rs. 25/- for a non-financial transaction.
Features of Prestige Debit Card
- Prestige Debit Card is issued specifically to Prestige Account holders in Karur Vysya Bank. It caters to the needs of the high net-worth individuals who have prestige savings bank accounts.
- Free personalised debit cards are provided to the customers.
- There is no annual maintenance fee that is charged to the customer.
- The EMV chip card along with the welcome kit is issued for free.
- Green pin facility is available for the customer. He/she can set the pin at any time at a KVB ATM/Cash recycler based on OTP sent the mobile number that is registered with the bank.
- ATM transactions at KVB ATMs/Cash recyclers are absolutely free.
- The debit card can be used for POS transactions, ATM withdrawals and online e-commerce transactions.
- International transactions are disabled for the debit cards. The customer needs to send a request to customersupport(at)kvbmail(dot)com.
| Type of card | Transaction limit per day |
|---|---|
| Prestige Debit Card | ATM withdrawal limit Rs.50,000/- |
Fees and charges
- For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. After that, Rs.20/- per financial transaction, non-financial transaction Rs.9/- (inclusive of GST).
- There is no annual maintenance fee for EMV chip card and for magstripe debit card.
- ATM international transactions are chargeable as Rs. 125/- for a financial transaction and Rs. 25/- for a non-financial transaction.
Features of Pride Platinum Debit Card
- The Pride Platinum Debit Card is exclusively issued for high net-worth income customers. It is issued under the Master International Debit Card.
- There is a personal accident insurance coverage of Rs.5 lakhs and lost card liability of up to Rs.50,000/-
- It has an EMV chip that provides the highest level of security against counterfeiting and skimming.
- It has dining and spa benefits for the customer
- There is a free airport lounge access program only in India for Indian card holders at domestic airports.
- International transactions are disabled for the debit cards. The customer needs to send a request to customersupport(at)kvbmail(dot)com.
| Type of card | Transaction limit per day | Pride Platinum Debit Card | ATM withdrawal limit is Rs.1 lakh. Daily transaction limit at merchant establishments is Rs.1.5 lakhs. |
|---|
Fees and charges
- For Metro ATMs: 3 free transactions per month out of the total 5 free transactions. After that, Rs.20/- per financial transaction, non-financial transaction Rs.9/- (inclusive of GST).
- ATM international transactions are chargeable as Rs. 125/- for a financial transaction and Rs. 25/- for a non-financial transaction.
FAQs: Karur Vysya Bank Debit Cards
(1) What is the transaction limit on Pride Platinum Debit card?
ATM withdrawal limit is Rs.1 lakh per day, whereas, daily transaction limit at merchant establishments is Rs.1.5 lakhs per day.
(2) What is the charge for ATM international transactions?
ATM international transactions are chargeable as Rs. 125/- for a financial transaction and Rs. 25/- for a non-financial transaction.
(3) What are the different debit cards offered by Karur Vysya Bank?
There are three debit cards that are offered by Karur Vysya Bank. They are Debit Card for Savings/Current Account, Prestige Debit Card and Pride Platinum Debit Card.
(4) Who are eligible to apply for Prestige Debit Card?
Prestige Debit Cards is issued specifically to Prestige Account holders in Karur Vysya Bank. It caters to the needs of the high net-worth individuals who have prestige savings bank accounts.
(5) How much is given for personal accident insurance for the Pride Platinum Debit Card?
There is a personal accident insurance coverage of Rs.5 lakhs for Pride Platinum Debit Card.
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