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Karnataka Bank provides various ways for customers to check their account balance. Let us now look into the methods for Karnataka Bank Balance Enquiry in Detail
Methods for Karnataka Bank Balance Enquiry
Karnataka Bank Account holders can check their balance
1. By giving a missed call to the toll-free number - 1800-425-1445
2. Through netbanking
3. Through ATM
4. Via Mobile banking
5. Through USSD
6. Through SMS Banking
7. Through UPI
8. Through Passbook
1. Missed call Balance Check for Karnataka Bank
Customers can check their account balance by giving a missed call to the Karnataka Bank balance check number: 1800-425-1445. The balance check number is a helpline number provided by the bank for support. It is toll-free. However, missed call service can be availed only from the registered mobile number. The steps for the missed call process are as shown below:Step 1: Give a missed call on the toll-free number - 1800-425-1445 from your registered mobile number.
Step 2: The call will be disconnected automatically after a brief ring.
Step 3: An SMS will be sent to your registered mobile number with the available account balance.
How to register your mobile number for Karnataka Bank balance check?
To avail missed call services, account holders must register their mobile numbers with Karnataka Bank. This can be done very easily. They can go to the nearest branch of the bank and get their mobile number updated. After the registration, Karnataka Bank account holders can start availing of missed call services to check their account balance.
2. Karnataka Bank Balance Check Through Netbanking
Balance check can be done through netbanking. Netbanking is a facility that can be accessed by customers anywhere across the world. Just like the missed call service, before you avail of the netbanking services, it is important to register for it. Once registered, the customer will receive a username and password, which will be used to access the netbanking account. Here is how netbanking can be used for balance enquiry
- Customers of Karnataka Bank can opt for internet banking while opening an account with the bank.
- Customers have to log in with the username and password for Karnataka Bank account balance check.
- After that, choose account summary from the menu option.
- The account balance will be shown on the screen instantly.
- E-Statement: Customers can check the Karnataka Bank account balance through the E-Statement. They can see the detailed summary of the transactions also.
3. Karnataka Bank Balance Enquiry Through ATM
Karnataka Bank account holders can check their account balance by visiting the nearest ATM of the bank. The bank issues an ATM cum debit card for every savings and current account. Customers can swipe this card to check the balance. The steps involved are as follows:
Step 1: Go to the nearest Karnataka Bank ATM. You can also use ATMs of other banks to check the Karnataka Bank account balance.
Step 2: Swipe the ATM cum debit card at the ATM
Step 3: Key in the 4 digit ATM PIN
Step 4: Choose the ‘Balance Enquiry’ option
Step 5: Submit the request for ‘Balance Enquiry’.
Step 6: The balance in your Karnataka Bank account will be displayed on the screen.
You can also access the mini-statement to check the last 5 transactions. The steps involved in getting a mini-statement are as follows:
Step 1: Go to the nearest ATM of Karnataka Bank. You can also use the ATMs of other banks to access the mini statement.
Step 2: Swipe the ATM cum debit card at the ATM
Step 3: Enter the 4 digit ATM PIN
Step 4: Choose the ‘Mini Statement’ option
Step 5: Submit the request for ‘Mini Statement’
Step 6: You will also be able to take a printout of the mini statement.
4) Check Karnataka Bank Account Balance Through Mobile Banking
Karnataka Bank balance enquiry can be done through mobile banking facility. The bank provides mobile apps for this purpose. Some of the mobile apps and their services are as follows:
- KBL Mobile Plus App: This app can be used by both the savings and current account customers. To use this app, customers have to download and install the app on their Android or iOS devices. This app can be used for various other purposes other than Karnataka Bank balance enquiry. The other services include mini statement check, verifying the status of cheques, getting the IFSC code of a branch, loan account enquiry, transferring funds, etc.
- BHIM KBL UPI App: The app should be downloaded and installed on Android or iOS devices to use this facility. Here are the steps to follow to avail this service after downloading and installing the app.
Step 1: Log in with your credentials.
Step 2: Post successful login, click on the added account number and then click balance enquiry option.
Step 3: The account balance will be shown on the screen.
- KBL Apna App: This is an Android OS based mobile banking app. The speciality about this app is that it does not require any data connection. Download and install the app and use the facilities. SMS is chargeable.
- KBL mPassBook App: Using this mobile app, the user can view the account balance available. Additionally, the transactions done can be viewed in detail and downloaded.
5. Check Karnataka Bank Account Balance Through USSD
Customers who don’t have an internet connection or data package can make a Karnataka Bank balance enquiry through USSD Banking. Here, when customers dial *99*76#,they will receive an SMS containing their bank balance.6. Karnataka Bank Balance Enquiry Through SMS Banking
SMS banking is a hassle-free and easy method for checking the Karnataka Bank account balance. The balance will be sent in an SMS upon customers sending an SMS enquiring about the balance in the prescribed format. However, to avail of this facility, account holders have to register for SMS banking by visiting the home bank branch. After KYC verification, the bank will activate this service.
To avail of this facility, SMS should be sent from the registered phone number in the laid down format as follows:
- For Balance enquiry: BAL
- For Mini Statement: TRN
Account holders will receive an SMS instantaneously upon sending the message.
7. Check Karnataka Bank Account Balance Through UPI
Karnataka bank balance check can be done using any UPI application. Here are the steps to be followed for the UPI bank balance check.
Step 1: Open the preferred UPI application on your phone.
Step 2: Enter the app using the designated code or through biometrics.
Step 3: To check the account balance, tap on it.
Step 4: Choose “Check Balance”
Step 5: Enter the passcode and the balance will be shown on the screen.
8. Check Karnataka Bank Account Balance Through Passbook
When individuals open an account with Karnataka Bank, they will be provided with a physical passbook. The account holder can go to the home branch and get the passbook updated regularly. This way, the passbook will show the available balance in the account at any point in time. It will also give a detailed summary of the transactions performed.
Reasons for Checking the Karnataka Bank Balance Regularly
Here are the most important reasons for checking the Karnataka Bank balance at any point in time.
- Helps in financial planning: By doing a balance check regularly, account holders will know the balance available at different points of time. It will help you in budgeting - planning your expenditures and savings for the month.
- Helps in correcting discrepancies: Incorrect entries such as wrong debits or fraudulent entries can be found out and corrected if you do the Karnataka Bank balance enquiry regularly. Account holders can ask for clarification on every entry posted.
- Information on the interest received: A regular balance check will help the account holder know how much interest he or she has received. Both credit and debit entries have to be taken into account for this. Any rectifications can be done immediately.
- Reversal of Extra Charges: The fees levied by the bank are debited from the account balance on a quarterly basis. Checking the account balance helps individuals report any wrong imposition of fees instantaneously and get them corrected.
Disclaimer: The toll-free numbers, SMS formats, steps, methods, and information given above are as of 17th May 2024 when this page was written and are subject to change. For exact information, contact the bank or refer to the website of the bank.
FAQs on Karnataka Bank Balance Check Number:
1. How can I check my Karnataka Bank balance by missed call?
To check your Karnataka Bank balance via missed call, simply dial +91 1800 425 1445 from your registered mobile number.
2. How can I check my Karnataka Bank mini statement?
You can check your Karnataka Bank mini statement in different ways. You can give a missed call to +91 1800 425 1446 or download and use KBL MOBILE Plus mobile app or log-in to Karnataka net banking portal. Mini statements can also be viewed from Karnataka or any other bank’s ATM.
3. Can I check my Karnataka bank balance on WhatsApp?
To check your Karnataka Bank account balance via WhatsApp, you'll need to follow these steps:
1. Add the Karnataka Bank WhatsApp banking number +91 963 218 8999 to your contact list.
2. Open WhatsApp and search for Karnataka Bank WhatsApp.
3. Send a message saying "Hi" to the number.
4. To check your account balance, send "1". If you want to receive a mini statement for your account, send "2".
4. How can I check the last 5 transactions done on my Karnataka Bank account using my mobile phone?
You can check the last 5 transactions in Karnataka Bank by dialling the toll-free number 1800-425-1445 or by viewing the account statement online through mobile banking.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.