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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Apply for home loans at banks and NBFCs in Jamshedpur with attractive interest rates and online loan approval. Tailor made products for different customer segments. Get lower EMI and get speedy sanctions. Apply now and get exclusive offers through CreditMantri!
Processing Fee
10,000₹*
Max Tenure
5 yrs
Best Rate
7.35%
Features
Pricing
Documents Required
Processing Fee
0%*
Max Tenure
30 yrs
Best Rate
6.90%
Features
Pricing
Documents Required
Processing Fee
3-5%
Max Tenure
15 yrs
Best Rate
12%
Features
Pricing
Documents Required
Processing Fee
Rs. 10,000/-*
Max Tenure
30 yrs
Best Rate
8.65%
Processing Fee
0.25%
Max Tenure
NA
Best Rate
8.33%
Processing Fee
2%
Max Tenure
15 yrs
Best Rate
15%
Processing Fee
NIL
Max Tenure
30 yrs
Best Rate
9.65%
Processing Fee
Nil
Max Tenure
20 yrs
Best Rate
9.1%
Processing Fee
0.25%*
Max Tenure
25 yrs
Best Rate
8.70%*
Processing Fee
Rs.5000/-*
Max Tenure
30 yrs
Best Rate
8.70%
Processing Fee
Rs.9500/-*
Max Tenure
15 yrs
Best Rate
12%
Processing Fee
1%*
Max Tenure
20 yrs
Best Rate
12%
Processing Fee
1.50%
Max Tenure
60 months
Best Rate
10.75%
Processing Fee
0.25%*
Max Tenure
20 yrs
Best Rate
9.75%
Processing Fee
Rs. 10,000/-*
Max Tenure
30 yrs
Best Rate
8.40%
Processing Fee
1.5%
Max Tenure
20 yrs
Best Rate
10.50%
Processing Fee
NIL
Max Tenure
25 yrs
Best Rate
8.70%
Processing Fee
Rs.2500/-*
Max Tenure
25 yrs
Best Rate
8.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
10,000₹*
Max Tenure
nil*
Best Rate
8.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.7%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
nil*
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10..0%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.10%
Processing Fee
1.50%
Max Tenure
30 yrs
Best Rate
9.1%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
Processing Fee
nil*
Max Tenure
NA
Best Rate
A home is an important investment option for everyone. However, not everyone can afford a home of their choice, as it is an expensive investment option. To help individuals meet their home loan requirements, various lenders have brought in different home loan options at affordable rates of interest and other terms.
Also Read: Benefits of Home Loan Calculators
The common eligibility criteria for home loan borrowers in Jamshedpur are shown below, The parameters could vary from lender to lender, so the borrower should get the same confirmation from the respective lender, through whom they wish to borrow the loan.
Particulars | Borrower Eligibility |
---|---|
Nationality | Resident Indian |
Age of applicant (years) | 18 – 75 years |
Employment | Self-employed or salaried individual |
Address Proof | Documents include Voter ID, Passport, PAN card, Aadhar Card |
Identity Proof | Documents include Voter ID, PAN card, Passport, Aadhar Card, etc. |
Minimum salary/income |
|
Credit Score | A Credit Score of 750 and above is mostly preferred |
Documents | Salaried Individual
Self-employed Individual
|
Also Read: How to calculate Home Loan Eligibility?
Jamshedpur is the largest city of Jharkhand State. Called the industrial city of India, the city is famous as the “The Steel City” of India. Named after the famous industrialist Jamshedji Tata, the city is also called Tata Nagar. The city is home to industrial giants like Tata Steel and Tata Motors. This huge industrial activity in the city has seen an influx of migrants from various parts of India to Jamshedpur. This has led to an increasing need for people to own a home.
Key home loan providers in the city have come up with various home loan options at attractive terms. Home loans in Jamshedpur are provided at a rate of interest between 6.85% - 11.50% p.a. depending on the lender and profile of the borrower. Processing fees are charged up to 0.50% of the loan amount provided. Home loan repayment tenures for eligible individuals can go up to 30 years with the maximum amount of loan that can be availed up to Rs.30 lakh or at times without any upper limit depending on the borrower’s profile.
Also Read: Key considerations while applying for a Home Loan
The credit score is a key indicator of a borrower’s creditworthiness with respect to their debt repayments. A good credit score indicates responsible spending and timely repayments of loans on the part of the borrower, assuring a lender about the financial discipline of the borrower for repaying loans.
Having a good credit score has many benefits for a borrower. They get access to loans in a quick and hassle-free manner. Loans are also available at better terms like higher loan amounts, longer tenure and low rates of interest.
Jamshedpur is a city bustling with industrial activity. As such, the city is home to people who have come here from various parts of India. This has led to rising demand for home and home loans in the city.
1. Can I apply for home loans through online mode in Jamshedpur?
Yes, you can apply for a home loan through online mode in Jamshedpur. Many home loans providers have upgraded technology and made their websites user-friendly, making it easier for home loan borrowers to apply even through online mode.
2. Is it important to be eligible before applying for a home loan?
Yes, before applying for a home loan, one should always check whether they are eligible to apply. This would save the borrower’s time and not create any sort of confusion in checking out other alternatives.
3. Does a good credit score count as important for availing of a home loan?
Yes, most lenders look at good credit as a key eligibility criterion for availing of a home loan.
4. Do I need to have a stable job or stable income to avail of a home loan?
A borrower’s repayment capability is very important for a lender before they grant a home loan. A stable job or stable income assures the lender of the borrower’s capability to repay home loans on time, thus increasing their chances of availing of a home loan.
5. Do I need to submit mandatory KYC documents for availing of a home loan?
Yes, you need to submit the mandatory KYC documents like address proof, ID proof, income tax returns, salary slips (for salaried individuals), and so on. The list of documents could vary from lender to lender, so the borrower needs to verify with the respective lender before submitting the documents.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application