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A 4-digit IndusInd credit card PIN is required to carry out IndusInd credit card transactions at POS terminals and for cash withdrawals at ATMs. This PIN should be kept confidential for reasons of security.
How Does a Credit Card PIN Work?
Whenever you use your credit card for a transaction, you must enter your PIN to authenticate it. The system is automated in such a way that the moment you key in your PIN, it is matched with your user ID to enable the transaction. In this way, banks make sure that every transaction made using your credit card is validated by you and the banks themselves only. Nobody else will have access to it. This is the reason why you should not share your credit card PIN with anyone not even bank officials.
How can you generate an IndusInd Bank Credit Card PIN Online?
There are multiple online options to generate the IndusInd credit card PIN.
1. On the IndusInd Bank website:
Step 1: Navigate to the official website of IndusInd Bank.
Step 2: On the right side, navigate to ‘Quick Links’.
Step 3: Click on ‘Credit card related’
Step 4: Next, click on ‘Generate credit card PIN’
Indus Mobile App
Step 1: Login to the Indus mobile app.
Step 2: Go to service request.
Step 3: Navigate to card related requests
Step 4: Click on set or reset credit card PIN
You have to key in the last 4 digits of your credit card number, registered mobile number, and captcha to generate the PIN. A ‘One Time Password’ or OTP will be sent to your mobile after you submit these details. Enter this OTP to create the PIN for your credit card.
How Can You Generate an IndusInd Bank Credit Card PIN Offline?
1. Phone
Step 1: Call 18602677777
Step 2: You can instantly create a PIN using IndusInd Bank’s IVR or interactive voice response system.
2. ATM
Step 1: Put your credit card into the ATM machine.
Step 2: Click on ‘Change PIN’ or ‘Create PIN using OTP’.
Step 3: Input the OTP that you get on your registered mobile number.
Step 4: Enter a 4 digit PIN that you choose. Key it in again to confirm. Then, click on ‘submit’.
3. Bank branch
Step 1: Locate the nearest IndusInd bank branch.
Step 2: Furnish a request for credit card PIN generation.
Step 3: Post verifying your details, your request will be processed promptly.
FAQs on Indusind Bank Credit Card PIN Generation:
1. Should the PIN be changed for renewal or replacement of credit cards?
The PIN for your renewal or replacement card remains the same as that of your earlier card. But, you can still change the PIN if you want to.
2. Should I key in the IndusInd Bank credit card PIN at all the domestic and international POS terminals If I want to transact using my credit card?
Yes, if your POS terminal for domestic and international transactions is activated for PIN authentication, then you may have to key in the PIN for both types of transactions.