INDUSIND Bank Credit Card

Types of Credit Cards Offered by IndusInd Bank

IndusInd Bank offers multiple types of credit cards like

Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs.

Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets

Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month.

The Platinum Aura Edge

IndusInd Bank provides unique a feature with their credit card as in the customer can choose the benefits that they require from the following

The Platinum Aura Edge Shop Plan

The Platinum Aura Edge Shop Plan highlights:

• Shopping in Departmental Stores: Enjoy 4 Reward Points and above all the promotional schemes at various stores and shop till you drop.
• Purchase of Consumer Durables or Electronic Items: Earn 2 Reward Points on purchase of Consumer Durables or Electronic Items
• Restaurant Bills: Earn 1.5 Reward Points on your entire bill including food, drinks and tax.
• Books: Earn 1.5 Reward Points on purchase of books.
• Any other spends on your Card apart from the above listed categories; you earn 0.5 Reward Points for every Rs.100 spent.

The Platinum Aura Edge Home Plan

The Platinum Aura Edge Home Plan highlights:

• Grocery: Make buying groceries even more exciting with 4 Reward Points on your total grocery and supermarket expenses.
• Cellphone Bills: Pay cellphone bills through your card and earn 2.5 Reward Points on your total bill amount.
• Electricity Bills: Pay electricity bills through your card and earn 2.5 Savings Points on your total bill amount.
• Insurance Premium: Pay your insurance premium with your card and earn up to 1.5 Reward Points.
• Medical Spends: Enjoy 1.5 Reward Points on medical expenses.
• Any other spends on Your Card apart from the above listed categories; you earn 0.5 Reward Points for every Rs.100 spent.

The Platinum Aura Edge Travel Plan

The Platinum Aura Edge Party Plan highlight:

• Hotel Expenditure: Enjoy up to 4 Reward Points with your card every time you check out of a hotel.
• Airline Ticket: Earn up to 2.5 Reward Points on the air ticket prices each time you use your card to make the payment.
• Car Rental Expenses: Earn 1.5 Reward Points on your car rental expenses.
• Railway Tickets: Travelers rejoice, you can earn 1.5 Reward Points on your railway ticket for bookings done through IRCTC.
• Any other spends on Your Card apart from the above listed categories; you earn 0.5 Reward Points for every Rs.100 spent.

The Platinum Aura Edge Party Plan

The Platinum Aura Edge Party Plan highlight:

• Restaurant Bills: Earn 4 Reward Points on your entire bill including food, drinks and tax.
• Shopping in Departmental Store: Enjoy 2 Reward Points over and above all the promotional schemes at various stores, and shop till you drop.
• Parties in Bars and Pubs: Whether you decide to let your hair down at the trendiest discotheque in the city or just chill out with your pals at a popular pub, you will earn up to 2 Reward Points on your bill amount.
• Movies Tickets: Going for a movie? Get a total of 1.5 Reward Points when you buy movie tickets.
• Any other spends on Your Card apart from the above listed categories; you earn 0.5 Reward Points for every Rs.100 spent.

How to Apply For An IndusInd Bank Credit Card?

Apply Online Through CreditMantri

• Check the various IndusInd Bank credit cards available.
• After choosing the card you want to apply for, click ‘Check Eligibility. (If you want more details about the card, Click ‘Know More’).
• You will be redirected to the application page.
• Enter the basic details asked and click submit. An OTP will be dispatched to your mobile.
• Enter this OTP for verification.
• Click on ‘view eligible IndusInd Bank offers and apply’

Online Apply Through The Bank’s Website

• Choose the card you want to apply to and click ‘Apply Now’.
• You will be redirected to the application page.
• Enter the details asked for.
• Click ‘Verify Mobile No.’ and enter your mobile number
• An OTP will be sent. Enter it for verification
• Input details like Name, PAN, income, address etc.
• The best offers for you will get displayed.
• Choose and submit the application.

Offline

• You can also apply for the IndusInd bank credit card offline via customer care, Email, SMS, netbanking account, or by going to the nearest bank branch and completing the physical application form there. Ensure that you keep all the needed documents with you.

IndusInd Bank Credit Card Benefits & Features

Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you

Thus, credit cards provide a card holder a plethora of benefits.

Fees and Charges of IndusInd Bank Credit Cards

The credit card fees and charges will vary according to the card. The list shown below consists of the general fees and charges.

Some other charges may differ across cards

IndusInd Bank Credit Card Customer Care

If you are using a credit card from IndusInd Bank, you might have some queries regarding that. For any doubts/complaints regarding your credit card, you can contact Indusind Bank credit card customer care through:

• The IndusInd bank credit card customer care number: 1860 267 7777
• Email: reachus@indusind.com for all customers and nri@indusind.com for all NRI customers

IndusInd Bank Credit Card Application Status

After applying for a credit card, it is essential to verify the application status. For this purpose, IndusInd bank provides you with the facility to keep yourself aware about the status of your application. You can track this online, through your mobile number, airway bill number, calling customer care, and offline by visiting the nearest branch.

IndusInd Bank Credit Card Bill Payment

Making timely payments of credit card bills is necessary. For this, IndusInd bank provides various methods to pay the credit card bill. Some of the modes of paying the credit card bill are, netbanking, mobile banking, NEFT, RTGS, online through the bank’s website, cash, cheque, or DD.

IndusInd Bank Credit Card Balance Check

Credit card bill payment defaults happen due to financial crunch or forgetting the due date. This can be avoided if the credit card balance is regular. IndusInd bank provides various methods through which you can make credit card balance enquiry. They are netbanking, via SMS alerts, customer service, ATM, visiting a branch, monthly statements, and mobile app.

IndusInd Bank Credit Cards Netbanking

You can bank from the comfort of your home or from anywhere using the IndusInd bank net banking services . You can transmit cash, make bill payments, see your account balance, create a deposit, and more just by logging into net banking.

Closure or Cancellation of Your IndusInd Bank Credit Card

IndusInd bank provides ways to close your credit card such as dialing the 24/7 customer care number - 1860 267 7777 to lodge an official request to close your credit card or sending a written application to the nearest branch of the bank.

Conclusion

IndusInd Bank Credit Cards come with a host of benefits and privileges. Thus, apply for the credit card according to your spending habits and experience a range of rewards and discounts.

IndusInd Bank Credit Card FAQ