IndusInd Bank Credit Card Payment

IndusInd Bank Credit Card Payment - Online

1. IndusInd Bank Credit Card Bill Payment Through Netbanking

Step 1: Log in to the IndusNet net banking account using your credentials

Step 2: Click on “Funds Transfer” and pick the “Add a Beneficiary for Visa Credit Card Bill Payment” option.

Step 3: Enter card details, such as the name and the VISA credit card number

Step 4: Under the “Transfer Funds” section, go to the “To any Visa Card” option

Step 5: Select the IndusInd savings/ current account via which the fund has to be transferred.

Step 6: Choose the credit card for which the payment has to be made.

Step 7: Enter the bill amount and confirm the date of transaction

Step 8: Authenticate the transaction by entering the transaction password/ OTP.

2. IndusInd Bank Credit Card Bill Payment Through Mobile Banking or the IndusMobile app

Step 1: Download the IndusMobile app from App Store or Google PlayStore.

Step 2: Sign in to your account using your MPIN or net banking credentials

Step 3: On the home page itself, click on ‘Credit Card.’

Step 4: Click on ‘Pay Now’ to proceed with the process of payment

Step 5: Choose between ‘IndusInd Bank account’ or ‘Swift Pay’, whichever you want to use

Step 6: Enter the amount and confirm the payment using your MPIN.

3. IndusInd Credit Card Bill Payment Through The NACH Facility

You can use the NACH or National Automated Clearing House facility and authorize the bank to do an auto debit of your other bank account to pay your IndusInd Bank Credit Card Bill.

You have to download the NACH Mandate form and fill it completely. Have it emailed to the following address.

IndusInd Bank Ltd. (Credit Card Division),

P.O. Box No.9421,

Chakala MIDC, Andheri (East),

Mumbai, Maharashtra- 400 093

You have to submit a blank cheque of your other bank account along with the NACH form for authentication.

4. IndusInd Credit Card Bill Payment through BillDesk

Step 1: Go to the IndusInd BillDesk portal

Step 2: Enter the details such as credit card number, card type, mobile number, bank account from which the payments have to be made, email ID, and amount

Step 3: Click on the “Submit” button to begin the payment process.

Step 4: From the list, choose the bank account you wish to debit.

Step 5: Click on ‘Pay’.

Step 6: Log in to your net banking account and authenticate the payment post redirecting

Step 7: The amount will be debited, and you will be taken to a transaction acknowledgement screen. Here, you can check your IndusInd credit card payment status

5. IndusInd Credit Card Bill Payment Through NEFT

Step 1: Log into your net banking account

Step 2: Choose NEFT under the ‘Fund Transfer’ option

Step 3: Select ‘Add a beneficiary’ option and add your IndusInd Bank credit card as a beneficiary.

Step 4: Choose IndusInd Bank from the drop-down.

Step 5: Choose ‘Current’ for payee account type.

Step 6: Enter IFSC Code INDB0000018.

Step 7: Enter your full credit card number in the ‘Account Number’ field.

Step 8: The beneficiary's name is the full name as it is on the card.

Step 9: Post entering all the above details, click on the ‘Confirm’ tab

Step 10: Your bank will take around 30 minutes to add IndusInd Bank as your beneficiary.

Step 11: Once the beneficiary is added, you can transfer the funds to your credit card by inputting the amount you want to pay.

It may take between 4 to 24 hours to register a beneficiary. So, it is ideal to do the registration before the IndusInd Bank credit card payment last date. Further, if there are inaccuracies in the IndusInd Bank IFSC code for credit card payment, account number, or branch the registration process will generate an error.

IndusInd Bank Credit Card Bill Payment Using Auto Debit

You can set standing instructions on your IndusInd Bank account for auto debit of your credit card online payment. Here are the steps:

Step 1: Go to the official website of IndusInd Bank and download the ‘Auto Debit Form’.

Step 2: Print and enter the necessary details asked for in the form, such as your name, IndusInd Bank credit card number, bank account number, and branch.

Step 3: Choose between paying the total amount due or the minimum amount due.

After filling, mail the document to the address mentioned below:

IndusInd Bank Ltd.

Customer Care-Credit Cards

P.O. Box No. 9421,

Chakala MIDC, Andheri (East),

Mumbai, Maharashtra- 400093

Post registering for the service, your monthly credit card bills will be automatically debited from your linked account on the payment due date.

7. IndusInd Bank Credit Card Bill Payment Using IMPS

If you want the funds to be transferred instantly, then you can choose IMPS. There are no time restrictions in an IMPS Funds transfer, so the amount will be transferred immediately. Here are the steps involved in an IMPS transfer

Step 1: Log into your netbanking account

Step 2: Choose ‘IMPS’ under ‘Funds Transfer’ option

Step 3: If the IndusInd credit card number is already added as a beneficiary, you will be able to choose it from the drop-down.

Step 4: Enter the amount you want to transfer

Step 5: Enter your email ID or phone number

Step 6: A one time password will be sent to your registered mobile number

Step 7: Enter the OTP in the space given

Step 8: Click on ‘Submit’.

The IndusInd credit card bill payment will be processed immediately.

8. IndusInd Bank Credit Card Bill Payment Through Visa Money Transfer

Step 1: Login to your net banking account using your credentials

Step 2: Choose “Visa Payment” under the “Third Party Fund Transfer”.

Step 3: Enter the requested details for the sender and the receiver. Then, complete the payment

Step 4: Enter the following details:

The 16 digit credit card number will be your account number

Beneficiary name: Credit card holder’s name

IndusInd Bank Credit Card IFSC Code: INDB0000018

9. IndusInd Credit Card Bill Payment Through RTGS

Step 1: Log in to your net banking account through your credentials

Step 2: Go to the ‘Fund Transfer’ tab and choose ‘Add a beneficiary’.

Step 3: Choose IndusInd Bank from the set of banks in the menu.

Step 4: Select the city/branch.

Step 5: Enter the IFSC code for IndusInd Bank Credit Card Payment - INDB0000018.

Step 6: Enter the 16-digit IndusInd Bank credit card number for your account number, The IndusInd Bank Amex Credit Card has a credit card number comprising 15 digits.

Step 7: Click on ‘Submit’.

Step 8: Post registering, you will have to go to the section pertaining to fund transfer and choose RTGS as your preferred mode of transfer.

Step 9: For Payee, choose the IndusInd Bank credit card as your beneficiary

Step 10: Fill in the details asked for along with the amount.

Step 11: Confirm and complete the payment.

10. IndusInd Bank Credit Card Bill Payment through UPI

To make payment of bills through the Unified Payment Interface, you need an account number, virtual payment address, and IFSC code. Firstly, you should register for UPI services.

Here are the steps to register for UPI services

Step 1: Download the mobile app that supports UPI

Step 2: Enter your mobile number for registration purpose

Step 3: Enter the IFSC code and the name of the bank

Step 4: Generate the UPI ID and PIN.

Here are the steps to make the IndusInd Bank Credit Card Payment

Step 1: Log in to the mobile app using your credentials

Step 2: Navigate to the UPI Payment section

Step 3: Click on send money

Step 4: Input the account number and IFSC code

Step 5: Click on Pay to for transaction completion