IndianOil Citi Credit Card

Features

Welcome benefits

• 8,000 Reward Points

Cashbacks & Rewards

• 10 Reward Points on Rs. 100 spent on dining, entertainment, fuel, utilities and international transactions
• 2 Reward Points on all other transactions
• 10,000 Reward Points on spending Rs. 2.5 Lakhs a year
• 10,000 Reward Points on spending Rs. 4 Lakhs a year
• 1 Free movie ticket every month
• 2 Complimentary Domestic Aiport lounge visits every quarter
• 1 Reward Point = Rs. 0.25

Pricing

• Joining Fees Rs. 2,000
• Annual Fees Rs. 2,000

Features

• 8 Reward Points on every Rs. 200 spent on Travel & Dining (Capped at 1,500 Reward Points per statement cycle)
• 4 Reward Points on every Rs. 200 spent on other categories (except few categories like Transportation, Utilities, Insurance, etc.)
• Accelerated rewards point on selected transactions on YESCART
• 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
• Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
• Exclusive Catalogue of Products
• Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)
• Enjoy 4 complimentary rounds of Golf per calendar year at select Golf courses in India
• Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India
• 1 complimentary Domestic Airport Lounge visit in India per calendar quarter for Primary Cardmember

Pricing

• Joining Fees Rs. 399 (waived on spending Rs. 10,000 within 30 days of card set up date)
• Annual fees Rs. 399 ( waived on annual spends of Rs. 1 Lakh)

Features

• 4 Reward Points on every Rs. 200 spent on Travel & Dining
• 2 Rewards Points on every Rs. 200 spent on other categories (except Transportations & Utilities etc.)
• 1 Reward Point on every Rs. 200 spent on Transporation & Utilities

Pricing

• Joining Fees Rs. 399 (Waived on spending Rs. 5,000 within 90 days of card set up date)
• Annual fees Rs. 250 (Waived on annual spends of Rs. 25,000)

Features

Welcome Benefits

• Voucher worth Rs. 5,000

Cashbacks & Rewards

• Rs. 250 off on every movie ticket (maximum upto 2 tickets per month)
• 5X Reward Points on Dining, Departmental stores and Grocery Spends
• 15,000 bonus Reward Points on annual spends of Rs. 5 Lakh and Rs. 8Lakh
• 2 Complimentary Domestic Aiport lounge visits every quarter
• 6 complimentary International airport lounge visits every year
• Get 1 complimentary Upgrade Voucher and Club Vistara Silver membership
• Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flight bookings

Pricing

• Joining Fees Rs. 4999
• Annual fees Rs. 4999 (Waived on annual spends of Rs. 10 Lakh)

Features

Welcome benefits

• Get Amazon gift card worth Rs. 500 on payment of Joining Fee of Rs. 499

Cashbacks & Rewards

• Earn 10X rewards on online spends with exclusive partners - Apollo24X7 / BookMyShow / Cleartrip / Eazydiner / Lenskart / Netmeds
• Earn 5X rewards on all other online spends
• e-voucher worth Rs.2,000 on annual online spends of Rs. 1 Lakh
• e-voucher worth Rs.2,000 on annual online spends of Rs. 2 Lakhs
• 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000

Pricing

• Joining Fees Rs. 499
• Annual fees Rs. 499 (waived on annual spends of Rs.1 Lakh)

Features

Welcome benefits

• 2000 RPs on spending Rs. 2,000 (Within 60 days post card setup)

Cashbacks & Rewards

• Enjoy 10 Reward Points per Rs.150 spent on Dining, Movies, Departmental Stores and Groceries
• On all your other spends, earn 1 Reward Point per Rs. 150 spent
• 1% fuel surcharge at any petrol pump on transaction amt between Rs. 500 to Rs. 3,000 at any petrol pump
• 1 Reward Point = Rs. 0.25

Pricing

• Joining Fees Rs. 499
• Annual fees Rs. 499 (waived on annual spends of Rs.1 Lakh)

Features

Welcome Benifits

• Get 5,000 Reward Points on payment of joining fee

Cashbacks & Rewards

• Anniversary bonus Reward Points 2,000 every year
• 1% fuel surcharge waiver in every petrol pump in India
• Upto 15 Reward Points on every Rs. 100 spent on Air India Tickets
• Upto 15,000 bonus Reward Points on annual spends of Rs. 3 lakh

Pricing

• Joining Fees 1499
• Annual Fees 1499

Features

Welcome benefits

• Get 20,000 Reward points on payment of joining fee

Cashbacks & Rewards

• Earn 30 Reward Points (for self) & 10 Reward Points (for others) for every Rs. 100 spent on Air Indias website & app
• Earn up to 1,00,000 bonus Reward points annually on milestone spends
• Earn 4 complimentary visits per year to Domestic VISA lounges in India (Max. 2 visits per quarter)
• Earn 4 Reward Points on every Rs. 100 spent elsewhere
• Convert your Reward points into Air India miles (1 Reward point = 1 Air India Airmile)
• Get 5,000 Reward points on payment of annual fees
• 1% Fuel Surcharge Waiver (On txn amt Rs. 500 - Rs. 4,000) across all petrol pumps

Pricing

• Joining Fees Rs. 4999
• Annual fees Rs. 4999

Features

Welcome benefits

• Get 1,500 Reward Points worth Rs. 1500 on payment of joining fee

Cashbacks & Rewards

• 10% Value Back as Reward Points for your IRCTC ticket Booking (for Android only) on AC1, AC2, AC3, AC CC
• Earn 3 Reward Points per Rs. 125 spent on Dining and standing instructions on Utility spends
• Earn 1 Reward Point per Rs. 125 spent on other non-fuel purchases
• Earn 2,500 Reward Points on annual travel spends of Rs. 50,000
• Earn 5,000 Reward Points on annual travel spends of Rs. 1,00,000
• 1 Reward Point = Rs. 1

Pricing

• Joining Fees Rs. 1499
• Annual fees Rs. 1499 (waived on annual spends of Rs. 2 Lakhs)

Features

• Earn 2 Reward Points for every Rs.100 spent
• Earn 4 Reward Points for every Rs.100 spent during the weekends
• Earn 1,000 Bonus Reward Points every month on swiping your card 5 times for transactions worth Rs.1,000 or more in a calender month.
• Enjoy waiver of fuel surcharge at any petrol pump in India
• (Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.)

Pricing

• Joining Fees 1,000
• Annual Fees 1,000 (waived on annual spends of Rs. 2 Lakhs)

Features

Welcome benefits

• 2,000 Reward Points worth Rs. 500

Cashbacks & Rewards

• 13X Reward Points on fuel purchases at BPCL outlets (Up to 1,300 Reward Points per month)
• 5X Reward Points on every Rs. 100 spent on Groceries, Departmental Stores, Movies & Dining (Up to 5,000 Reward Points per month)
• Get 1 Reward Point for every Rs. 100 spent on non-fuel spends
• 1 Reward Point = Rs. 0.25

Pricing

• Joining Fees Rs. 499
• Annual fees Rs. 499 (waived on annual spends of Rs. 50,000)

Features

Welcome benefits

• 2,000 Bonus Reward Points

Cashbacks & Rewards

• 1 Reward Point on every Rs. 100 spent everywhere except Fuel
• Earn 20 Reward Points for every Rs.100 spent on Groceries (Maximum 1,000 Reward Points in a month)
• Get 10% discount (up to Rs. 100) on movie tickets at BookMyShow 15 times a year
• Tank up with Shoprite Credit Card with waiver of fuel surcharge at all fuel stations (Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month).

Pricing

• Joining Fees Rs. 0
• Annual fees Rs. 500 (Waived on annual spends of Rs. 1.5 lacs)

Features

• 8 Reward Points on every Rs. 200 spent on Travel & Dining (Capped at 1,500 Reward Points per statement cycle)
• 4 Reward Points on every Rs. 200 spent on other categories (except few categories like Transportation, Utilities, Insurance, etc.)
• Primary Cardmembers enjoy Domestic Lounge access, limited to 1 visit per quarter, across 30 lounges in India.
• Enjoy one complimentary golf lesson every calendar month

Pricing

• Joining Fees Rs. 399 (waived on spending Rs. 25,000 or more within 90 days of card set up date)
• Annual fees Rs. 399 (waived on annual spends of Rs. 1 Lakh)

Features

Welcome benefits

• Gift voucher worth Rs. 1,000 on doing the 1st txn within 30 days post card setup

Cashbacks & Rewards

• Get 10% off at BookMyShow up to Rs. 300 per month
• Get 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month
• 5 Reward Points for every Rs. 100 spent online
• 1 Reward Point for every Rs. 100 spent offline (except on fuel)
• Voucher worth Rs. 1,000 upon Rs. 2 lakhs spend in a year
• Voucher worth Rs. 5,000 upon Rs. 5 lakhs spend in a year

Pricing

• Rs. 100 per month (waived on monthly spends of Rs. 5,000)

Features

Welcome Offers

• 5,000 Reward Points on payment of joining Fees

Cashbacks & Rewards

• 5% cashback on txns above Rs. 1,000 at supermarkets (capped at Rs. 500 a month)
• Get 20% on BookMyShow upto Rs. 100
• Get 3X Reward Points on all other spends

Pricing

• Joining Fees 999
• Annual Fees 999 (waived on annual spends of Rs. 1.2 Lakh)

Features

• - Get 5X Reward Points for every Rs. 150 spent at fine-dining outlets
• Get 5X Reward Points for every Rs. 150 spent on fuel
• Get 1 Reward Point for every Rs. 150 spent on other categories
• (1 Reward Point = Rs. 0.25)

Pricing

• Joining Fees Rs. 250
• Annual fees Rs. 250

Features

• 20% off at Myntra once per month (capped at Rs. 700)
• 10% off at Grofers up to 5 times a month (capped at Rs. 1,000 a month)
• 10% off on Zomato orders up to 5 times a month (capped at Rs. 150 per txn)
• 20% off on Yatra on domestic flights upto Rs. 750 and a 10% discount on international flights upto Rs. 10,000
• 25% off on domestic hotel bookings upto Rs. 4,000
• 15% cashback on your Ola cab bookings with a maximum cashback of Rs. 600 per month
• Buy One Get One (BOGO) movie ticket free at INOX on Saturdays and Sundays! Valid for 2 transactions per month with a maximum discount of Rs. 200 per transaction

Pricing

• Rs. 49 per month (waived on monthly spends of Rs. 5,000)

Features

Welcome benefits

• Get a Noise ColorFit Pulse Smart Watch worth Rs. 4,999 on payment of Joining Fee

Cashbacks & Rewards

• Earn 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Dining and Movies
• Earn 2 Reward Points per Rs.100 spent on all other spends
• Get Rs.1500 voucher on spending Rs. 4 Lakhs in a year
• 8 Complimentary Domestic Lounge visits a year capped at 2 per quarter
• Enjoy 1 year free FITPASS PRO and free Netmeds memberships
• 1 Reward Point = Rs. 0.25

Pricing

• Joining Fees Rs. 1499
• Annual fees Rs. 1499 (Waived on annual spends of Rs. 2 Lakh)

Features

Welcome benefits

• Voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card setup
• 5% cashback (up to Rs. 1,000) on the transaction value of first EMI done within 90 days of card setup

Cashbacks & Rewards

• 10X Reward Points on every Rs. 150 spent on spends above Rs. 20,000 per month and spends done on your birthday
• 6X Reward Points on every Rs. 150 spent on online shopping for spends upto Rs. 20,000
• 3X Reward Points on every Rs. 150 spent on offline shopping for spends upto Rs. 20,000
• (1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25)
• 4 complimentary Railway lounge visits per quarter
• Fuel surcharge waiver of 1%, at all fuel stations across India, up to Rs. 200/month

Pricing

• No annual fee. Lifetime Free Credit Card

Features

Welcome Benefits

• Voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card setup
• 5% cashback upto Rs. 1000 on first EMI txn within 90 days

Cashbacks & Rewards

• 10X Reward Points on spends above Rs. 30,000 per month and spends done on your birthday
• 6X Reward Points on online shopping for spends upto Rs. 30,000
• 3X Reward Points on offline shopping for spends upto Rs. 30,000
• 'Buy one, get one' offer on movie tickets up to Rs. 500 on PayTM mobile app (valid twice per month)
• 4 complimentary Domestic & International Airport lounge, spa visits per quarter
• 2 Complimentary Golf rounds per month
• Upto 20% off at 1500+ restaurants
• Upto 15% off at 3000+ health & wellness outlets
• Exciting discounts on Airport fast track immigration services, luxury hotels and Airport transfers
• 1.5% forex markups for all international transactions
• 1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25

Pricing

• No annual fee. Lifetime Free Credit Card

Features

• 10X Reward Points on every Rs. 125 spent on spends above Rs. 25,000 per month and spends done on your birthday
• 6X Reward Points on every Rs. 125 spent on online shopping for spends upto Rs. 25,000
• 3X Reward Points on every Rs. 125 spent on offline shopping for spends upto Rs. 25,000
• (1X = 1 Reward point per ₹125 spent | 1 Reward point = ₹0.25)
• 'Buy one, get one' offer on movie tickets up to Rs. 250 on PayTM mobile app (valid twice per month)
• 4 complimentary Domestic airport lounge visits per quarter
• 4 complimentary Railway lounge visits per quarter
• Up to 20% discount at 1500 restaurants
• Up to 15% discount at 3000 Health & Wellness outlets

Pricing

• No annual fee. Lifetime Free Credit Card

Features

Welcome benefits

• Voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card setup
• 5% cashback (up to Rs. 1,000) on the transaction value of first EMI done within 90 days of card setup

Cashbacks & Rewards

• 10X Reward Points on every Rs. 150 spent on spends above Rs. 20,000 per month and spends done on your birthday
• 6X Reward Points on every Rs. 150 spent on online shopping for spends upto Rs. 20,000
• 3X Reward Points on every Rs. 150 spent on offline shopping for spends upto Rs. 20,000
• (1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25)
• 25% discount on movie tickets up to Rs. 100 on PayTM mobile app (valid once per month)
• 4 complimentary Railway lounge visits per quarter

Pricing

• No annual fee. Lifetime Free Credit Card

Features

Welcome benefits

• Voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card setup
• 5% cashback (up to Rs. 1,000) on the transaction value of first EMI done within 90 days of card setup

Cashbacks & Rewards

• 10X Reward Points on every Rs. 150 spent on spends above Rs. 20,000 per month and spends done on your birthday
• 6X Reward Points on every Rs. 150 spent on online shopping for spends upto Rs. 20,000
• 3X Reward Points on every Rs. 150 spent on offline shopping for spends upto Rs. 20,000
• (1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25)
• 25% discount on movie tickets up to Rs. 100 on PayTM mobile app (valid once per month)
• 4 complimentary Railway lounge visits per quarter

Pricing

• No annual fee. Lifetime Free Credit Card

Features

• 2% cashback on all your Online spends, up to Rs. 1,000 per month
• Convert your transactions into EMIs at special interest rate of 0.99% per month at Rs. 0 processing fee
• 1% cashback on your other spends, up to Rs. 500 per month
• Note - Fuel transactions are not eligible for Cashback

Pricing

• Joining Fees Rs. 499
• Annual fees Rs. 499 (Waived on annual spends of Rs. 1.2 lacs)

Features

Welcome Benefits

• Get MakeMyTrip voucher worth Rs. 3000

Cashbacks & Rewards

• 5 Travel Reward Points for every Rs. 100 spent on travel
• 2 Travel Reward Points for every Rs.100 spent on other categories
• Get complimentary golf rounds & golf courses across the country
• 0% markup fee on all international spends
• Get 10,000 bonus Travel Reward Points on spends of Rs. 2.5 lakhs in a year
• Get 15,000 Travel Reward Points on spends of Rs. 5 lakhs in a year
• Get additional Gift Card worth Rs. 10,000 from brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on annual spends of Rs. 7.5 lakhs in a year
• 1 Reward point = Rs. 0.25

Pricing

Fees

• Joining Fees Rs. 3,000
• Annual fees Rs. 3,000

Features

Cashbacks & Rewards

• Get 10% cashback on groceries (Upto Rs. 100 per month)
• Get 10% cashback on BookMyShow, Swiggy & Utility bill payments through RBL MyCard app (upto Rs. 100 per month per category)
• Get 2 Reward Points on every Rs. 100 spent online
• Get 1 Reward Point on every Rs. 100 spent offline (except fuel)
• 1 Reward point = Rs. 0.25

Pricing

Fees

• Joining Fees Rs. 75 per month
• Annual fees Rs. 75 per month (waived on monthly spends of Rs. 3000 or more)

Features

Welcome Benefits

• Get 10,000 Reward points on payment of joining fee

Cashbacks & Rewards

• Get a complimentary movie ticket every month (up to Rs. 200 on purchase of 2 or more tickets at BookMyShow)
• Get 10 Reward Points for every Rs.100 spent on dining, entertainment, fuel, utility bill payments & international purchases
• Get 2 Reward Points for every Rs.100 spent on all other spends
• Get 2 Complimentary Domestic Aiport lounge visits every quarter
• Get 10,000 Reward Points on annual spends of Rs. 2 Lakhs
• Get 10,000 Reward Points on crossing annual spends of Rs. 3.5 lakhs
• Get 10,000 Reward Points on crossing annual spends of Rs. 5 lakhs
• 1 Reward point = Rs. 0.25

Pricing

Fees

• Joining Fees Rs. 2,500
• Annual fees Rs. 2,500

Features

Welcome Benefits

• Get 20,000 Reward points on payment of joining fee

Cashbacks & Rewards

• Get 1+1 Movie ticket offer (Upto Rs. 200) twice a month at BookMyShow
• Get 20 Reward Points on every Rs.100 spent on international and dining spends on weekends
• Get 2 Reward Points on every Rs.100 spent elsewhere
• Get 10,000 Reward Points on annual spends of Rs. 3 Lakhs
• Get 15,000 Reward Points on crossing annual spends of Rs. 5 lakhs
• Get 20,000 Reward Points on crossing annual spends of Rs. 8 lakhs
• Get 2 Complimentary Domestic Aiport lounge visits every quarter
• Enjoy waiver of fuel surcharge across all fuel stations (valid for fuel transactions between Rs. 500 and Rs. 4,000)
• Get access to global iconic events like Formula 1 races, special awards nights & other exclusive sports events
• 1 Reward point = Rs. 0.25

Pricing

Fees

• Joining Fees Rs. 5,000
• Annual fees Rs. 5,000

Features

Welcome benefits

• 1 Economy class ticket from Vistara on payment of joining fee

Cashbacks & Rewards

• 3 Club Vistara Points on every Rs. 200 spent on all your spends
• Earn 1,000 bonus CV points on spend of Rs. 50,000 within 90 days of card set-up
• Get 1 Economy class ticket each on annual spends of Rs. 1.25 lakhs, Rs. 2.5 lakhs & Rs. 5 lakhs
• Get 1 Hotel E-Voucher from Yatra worth Rs. 5000 on annual spends of Rs. 5 lakhs
• Earn 4 complimentary visits per year to Domestic Airport lounges
• Get 1 Economy class ticket from Vistara on payment of annual fees

Pricing

• Joining Fees Rs. 1,499
• Annual fees Rs. 1,499

Features

Welcome benefits

• Voucher worth Rs. 3,000 from Bata, Pantaloons, Shoppers stop, Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter

Cashbacks & Rewards

• Earn 10 Reward Points per Rs. 100 spent on Dining, Groceries Movies & Departmental Stores
• Earn 20 Reward Points per Rs. 100 spent on your birthday (Max 2,000 RP per year)
• Earn 2 Reward Points per Rs. 100 spent on all other spends except fuel
• Get Pizza Hut e-Voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter
• 8 Complimentary Domestic Aiport lounge visits every year (Max 2 visits per quarter)
• Complimentary Club Vistara Silver membership for 1 year
• Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights booking
• E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on crossing annual spends of Rs. 5 Lakhs
• 1% Fuel Surcharge Waiver (On txn amt Rs. 500 - Rs. 4,000) across all petrol pumps

Pricing

• Joining Fees Rs. 2999
• Annual fees Rs. 2999 (Waived on annual spends of Rs. 3 Lakh)

Features

Welcome benefits

• Voucher worth Rs. 3,000 from Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside

Cashbacks & Rewards

• Earn up to 5% value back on spends on Tata outlets
• Earn 2% value back on spends at Croma and cromaretail.com
• Get a gift voucher worth Rs. 3000 each on annual spends of Rs. 4 lakhs & Rs. 5 lakhs
• Earn 3X Reward Points on Departmental & Grocery stores, Dining & International spends
• Earn 1 Reward Point per Rs. 100 on all other spends

(1X = 1 Reward point per ₹100 spent | 1 Reward point = Rs. 1)

Pricing

• Joining Fees Rs. 2999
• Annual fees Rs. 2999 (Waived on annual spends of Rs. 3 Lakh)

Features

Welcome benefits

• 500 Reward Points on doing the 1st txn worth Rs. 2,000 within 60 days post card setup

Cashbacks & Rewards

• Get exciting offers while making online payment of utility bills, insurance, or telephone
• Get easy installment plan with lower interest rate
• Discounts in railway ticket booking from IRCTC
• 1% Fuel Surcharge Waiver upto Rs. 100 per statement cycle (On txn amt Rs. 500 - Rs. 3,000) across all petrol pumps

Pricing

• Joining Fees Rs. 499
• Annual fees Rs. 499