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Indian Overseas Bank Personal Loan 24X7 Customer Care
The customers can contact the customer care department for any queries related to personal loans by calling up the following number 1800 425 4445
Alternate numbers for Indian Overseas Bank Customer Support: 044-28519568, 044-28591029, 044-28525496, 044-28587353
About Indian Overseas Bank Personal Loan Customer Care
About Indian Overseas Bank Personal Loan
Indian Overseas Bank (IOB) is a public-sector bank which was founded in 1937. It offers investment banking, commercial banking, retail banking, private banking, mortgage, loans and credit cards amongst other products. The bank has its headquarters in Chennai, Tamil. The bank is operating with about 3700 domestic branches, including 1150 branches in Tamil Nadu, 3 extension counters, and eight branches and offices overseas as of 2014. It also has 3300 ATMs across India.
Being one of the largest banks in India, Indian Overseas Bank offers a wide range of services in the personal loan segment. It is the most preferred bank by all kinds of people for any financial service. For any immediate financial requirement like wedding, medical treatments, house repair, pleasure vacation etc. can be fulfilled using the personal loans offered by Indian Overseas Bank. You could get attractive interest rates on the personal loan with easy repayment options.
Advantages of Indian Overseas Bank Personal Loans
- Low interest rate
- No hidden costs and administrative charges
- Less paperwork
- Long tenure
- Minimum Income Requirement
- Pensioners get attractive offers
IOB has a well-established customer service department that can help resolve any enquiry, clarification or issue you might have. They can answer the customers’ queries related to interest rate, loan tenure, repayment options etc. The customers can get their grievances related to personal loan addressed quickly through various channels as mentioned above.
You can approach the customer service cell for any kind of clarification. If you are looking for a personal loan and seeking information or have already applied for the loan, you can get track the status by contacting the personal loan 24X7 customer care team.
The customers can easily contact Indian Overseas Bank’s personal loan customer care representative through the 24x7 toll-free number 1800 425 4445
You can also write to Indian Overseas Bank at the below address:
Indian Overseas Bank,
Central Office,
6th Floor, Annex Building,
763, Anna Salai,
Chennai - 600 002,
Tamil Nadu, India.
Phone: +91 044-28524212
Send an Email: Customers can use the ‘Reach Us’ option on the homepage of the Bank’s website to send an email to the customer support.
Indian Overseas Bank Grievance Redressal Procedure
The bank has a systematic procedure of handling customers’ queries, complaints, grievances and feedback.
Level 1:
Your Branch Manager is the first point of contact to register your grievance. You can contact the Branch Manager over the phone or in person and submit your complaint. You can expect a resolution within 7 business days.
Level 2:
If you are unhappy with the resolution given by the Branch Manager, you may write to the Regional Manager or send an email. You can expect a response within 7 days.
Level 3:
If the Regional Manager’s response too is not satisfactory, you may escalate the issue with the General Manager, Customer Service Department, who is the Nodal Officer for Public grievances at the Central Office. You should get a response within 7 days.
Level 4:
The bank has an Internal Ombudsman to help you with your grievance, provided the above executives have failed to provide you with a satisfactory resolution.
Level 5:
Even after having followed the above steps, if you are not satisfied, you may approach the Banking Ombudsman constituted by RBI under Banking Ombudsman Scheme-2006.
Address & Contact Details of Regional Offices:
| Region | Regional Office Address | Phone Number | E-Mail Address |
|---|---|---|---|
Agra | Sector 12 A, | agrarcc[at[dot]iobnet[dot]co[dot]in | |
Ahmedabad | 1st Floor | rcc[at]ahmsco[dot]iobnet[dot]co[dot]in | |
Bangalore | 10/1, III, | 080-22950207 | rcc[at]bansco[dot]iobnet[dot]co[dot]in |
Baroda | 3rd Floor | roplan[at]barsco[dot]iobnet[dot]co[dot]in, 2012ro[at[dot]iobnet[dot]co[dot]in, barodaro[at[dot]iobnet[dot]co[dot]in | |
Berhampur | VOS Campus, 2nd Floor | rcc[at]bersco[dot]iobnet[dot]co[dot]in | |
Bhopal | 2 | bhorcc[at]jaisco[dot]iobnet[dot]co[dot]in | |
Bhubhaneshwar | B/2, West Sahid Nagar, | rcc[at]bhusco[dot]iobnet[dot]co[dot]in | |
Chandigarh | SCO-11, | rcc[at]chasco[dot]iobnet[dot]co[dot]in | |
Chennai I | 763, New Building Annex | rcc[at]chemsco[dot]iobnet[dot]co[dot]in | |
Chennai II | 3rd Floor | rcc[at]chensco[dot]iobnet[dot]co[dot]in | |
Coimbatore | 11/952, Cross Cut Road | rcc[at]coisco[dot]iobnet[dot]co[dot]in | |
Dehradun | 595, | dehradunro[at[dot]iobnet[dot]co[dot]in | |
Delhi | 2, 3rd Floor | 011-25761904 | rcc[at]delsco[dot]iobnet[dot]co[dot]in |
Dindigul | 23, New Agraharam | dinrcc[at]madsco[dot]iobnet[dot]co[dot]in | |
Ernakulam | Vettukattil Building | 0484-2378675 | rcc[at]ernsco[dot]iobnet[dot]co[dot]in |
Erode | 12/1 | rcc[at]erosco[dot]iobnet[dot]co[dot]in | |
Goa | 2nd Floor | rcc[at]goasco[dot]iobnet[dot]co[dot]in | |
Guwahati | 2nd Floor, Jupitara Palace | gurcc[at]calnsco[dot]iobnet[dot]co[dot]in | |
Hubli | 1st Floor, Madhava Arcade, | hubrcc[at]goasco[dot]iobnet[dot]co[dot]in | |
Hyderabad | 5-1-664,665,679 | rcc[at]hydsco[dot]iobnet[dot]co[dot]in | |
Jaipur | SB-57, Ridhi Tower, | rcc[at]jaisco[dot]iobnet[dot]co[dot]in | |
Jalandhar | SCO 31/31 | jalrcc[at]ludsco[dot]iobnet[dot]co[dot]in | |
Kancheepuram | No. 20-21 | rcc[at]kansco[dot]iobnet[dot]co[dot]in | |
Karaikudi | 26/7, College Road | rcc[at]karsco[dot]iobnet[dot]co[dot]in | |
Kolkata - I | 119, | 033-22299700 | rcc[at]calmsco[dot]iobnet[dot]co[dot]in |
Kolkata II | 119, | rcc[at]calnsco[dot]iobnet[dot]co[dot]in | |
Kozhikode | 11/41 E, | rcc[at]kozsco[dot]iobnet[dot]co[dot]in | |
Lucknow | 10, | rcc[at]lucsco[dot]iobnet[dot]co[dot]in | |
Ludhiana | 550/1 | rcc[at]ludsco[dot]iobnet[dot]co[dot]in | |
Madurai | Plot No. 40 | rcc[at]madsco[dot]iobnet[dot]co[dot]in | |
Mangalore | Kayar Manj Building | rccmangalore[at]goasco[dot]iobnet[dot]co[dot]in | |
Meerut | LIC Building | rcc[at]meesco[dot]iobnet[dot]co[dot]in | |
Mumbai | Maker Tower 'E', V FLO | roplan[at]mummsco[dot]iobnet[dot]co[dot]in | |
Mysore | 2254/A | mysorercc[at[dot]iobnet[dot]co[dot]in | |
Nagapattinam | 12/2, | rcc[at]nagasco[dot]iobnet[dot]co[dot]in | |
Nagercoil | 552/1, | rcc[at]nagesco[dot]iobnet[dot]co[dot]in | |
Nagpur | 4C, | nagrcc[at]jaisco[dot]iobnet[dot]co[dot]in | |
Ncrdel | M-13, | 011-23417503 | rcc2[at]delsco[dot]iobnet[dot]co[dot]in |
Patna | 2nd & 3rd Floor, | rcc[at]patsco[dot]iobnet[dot]co[dot]in | |
Pondicherry | 9-11, | 0413-2207804 | rcc[at]ponsco[dot]iobnet[dot]co[dot]in |
Pune | 759/51, | 020-25670951 | rcc[at]mumnsco[dot]iobnet[dot]co[dot]in |
Raipur | Phase-II | raircc[at]jaisco[dot]iobnet[dot]co[dot]in | |
Rajkot | 601-609, | rajkotrcc[at[dot]iobnet[dot]co[dot]in | |
Ranchi | 1st Floor, | ranrcc[at]patsco[dot]iobnet[dot]co[dot]in | |
Salem | 7/54, 2nd Floor | 0427-2440386 | rcc[at]salsco[dot]iobnet[dot]co[dot]in |
Siliguri | Ojas Mall, 1st & 2nd Floor | 2975rcc[at[dot]iobnet[dot]co[dot]in | |
Tanjore | Karups Towers, Rajappa Nagar I St | 0816ro[at[dot]iobnet[dot]co[dot]in | |
Tirunelveli | 131, | 0817rcc[at[dot]iobnet[dot]co[dot]in | |
Tirupathi - RCC | 630, | tirupathircc[at[dot]iobnet[dot]co[dot]in | |
Tiruppur | 10(2)/68B, | tiruppurrcc[at[dot]iobnet[dot]co[dot]in | |
Trichy | 4, | rcc[at]tri1sco[dot]iobnet[dot]co[dot]in | |
Trivandrum | IOB Building | rcc[at]trisco[dot]iobnet[dot]co[dot]in | |
Tuticorin | 65/A, 1st & 2nd Floor, | rcc[at]tutsco[dot]iobnet[dot]co[dot]in | |
Varanasi | C-33/2 | varrcc[at]lucsco[dot]iobnet[dot]co[dot]in | |
Vellore | 13/25, | vel.rcc[at[dot]iobnet[dot]co[dot]in | |
Vijayawada | 40-9-27, | rcc[at]vijsco[dot]iobnet[dot]co[dot]in | |
Visakhapatnam | 48-14-111/112 | rcc[at]vissco[dot]iobnet[dot]co[dot]in | |
Warangal | No. 2-4-641 to 646, | warangalrcc[at[dot]iobnet[dot]co[dot]in |
FAQS
1. How can I apply for the Indian Overseas Bank personal loan?
You can either apply online or visit the nearest Indian Overseas Bank loan centre for a personal loan.
2. How much loan amount does Indian Overseas Bank offer as personal loan?
IOB offers personal loans of 10 times of the gross salary or 90% of the cost of article whichever is less. The loan amount cannot exceed Rs. 5.00 lacs
3. What is the maximum repayment tenure on Indian Overseas Bank personal loan?
The customer can repay the personal loan in 60 months.
Indian Overseas Bank Personal Loan Customer Care - Customer Reviews
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