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Indian Overseas Bank provides its customers with a seamless banking experience by offering debit cards that allow easy access to funds. With an Indian Overseas Bank debit card, customers can withdraw money, shop online, and make payments at POS terminals. However, to use the card, customers must first generate an ATM PIN.
What is an ATM PIN?
An ATM PIN (Personal Identification Number) is a 4-digit code that protects your IOB debit card from unauthorised use. It is required for withdrawing cash, making transactions, and accessing banking services at ATMs. For security reasons, customers should never share their PIN with anyone.Methods to Generate Indian Overseas Bank ATM PIN
Indian Overseas Bank provides multiple ways to generate an ATM PIN, ensuring convenience and security for its customers. Below are the different methods to generate your Indian Overseas Bank ATM PIN:
1. Indian Overseas Bank ATM PIN Generate through ATM
The easiest way to generate your Indian Overseas Bank debit card PIN is by visiting an IOB ATM. Here’s how:
Step-by-Step Process:
- Visit an Indian Overseas Bank ATM and insert your debit card into the machine.
- Choose the PIN Generation option from the menu.
- Enter your 11-digit account number and confirm.
- Enter your registered mobile number and confirm again.
- A Green PIN (OTP) will be displayed on the screen and sent to your mobile.
- Press Confirm to complete the process.
- Once you receive the OTP (Green PIN), visit any IOB ATM within two days.
- Insert your card and select Banking > PIN Change.
- Enter the OTP (Green PIN) received on your mobile.
- Set a new 4-digit ATM PIN of your choice and confirm.
2. Indian Overseas Bank Debit Card PIN Generation Online (Internet Banking)
If you prefer to generate your Indian Overseas Bank ATM PIN online, you can do so using Internet Banking. Follow these steps:
Step-by-Step Process:
- Log in to your IOB Net Banking account.
- Go to the Card Services section.
- Click on Generate PIN for Debit Card.
- Select your debit card and enter the 16-digit card number and CVV.
- Enter the grid number printed on the back of your card.
- A 4-digit OTP will be sent to your registered mobile number.
- Enter the OTP and submit.
- Set a new 4-digit ATM PIN and confirm.
- Your registered mobile number will receive a confirmation message.
3. Indian Overseas Bank Debit Card PIN Generation via SMS
If you do not have access to an ATM or Internet Banking, you can generate your Indian Overseas Bank ATM PIN via SMS.
Step-by-Step Process:
- Send an SMS in the format: PIN < last four digits of debit card > < last four digits of account number >
- Send the SMS to the designated IOB number from your registered mobile number.
- You will receive an OTP via SMS.
- Visit any IOB ATM within two days to set your new ATM PIN.
4. Indian Overseas Bank ATM PIN Generation via Customer Support
If you are facing issues with the above methods, you can call IOB customer support to generate your Indian Overseas Bank ATM PIN.
Step-by-Step Process:
- Dial the IOB customer care number from your registered mobile number.
- Select your preferred language.
- Choose ATM & Prepaid Card Services.
- Select Generate Green PIN.
- Enter your debit card number and confirm.
- Enter your account number linked to the debit card and confirm.
- A one-time password (OTP) will be delivered to your registered mobile.
- Visit an IOB ATM within two days to set your new PIN.
Disclaimer: All the methods and other information specified above are sourced when this page was written and are subject to change. For exact information, refer to the official IOB website or contact the bank.
FAQs on Indian Overseas Bank ATM PIN Generate
1. What is a Green PIN?
A Green PIN is a secure OTP-based PIN generation process that eliminates the need for a physical PIN mailer. It allows customers to set their own ATM PIN through IOB ATMs.
2. How to set Green PIN at an IOB ATM?
- Visit an IOB ATM and insert your debit card.
- A six-digit OTP will be sent to your registered mobile number.
- Reinsert your card and enter the OTP.
- Set a new 4-digit ATM PIN of your choice.
3. How long does it take to receive the Green PIN OTP?
The OTP is sent to your registered mobile number within one minute. However, it is only valid for 3 minutes, so make sure to complete the process quickly.
4. Can I generate my IOB ATM PIN at a non-IOB ATM?
No. You can only generate or reset your PIN at an IOB ATM.
5. What happens if I try to use my card at another bank’s ATM before setting the PIN?
If you attempt a transaction at another bank’s ATM before setting your IOB ATM PIN, you will receive an "Invalid Card" error.
6. Can I still request a physical PIN mailer?
Yes. If you do not have a registered mobile number, you can request a physical PIN mailer from your nearest IOB branch.
7. What should I do if I don’t receive the Green PIN OTP?
If you do not receive the OTP, it could be due to:
- Weak mobile network signal.
- Your mobile number is not registered correctly with the bank.
- Ensure your mobile number is updated at your IOB branch.
Disclaimer:This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.
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