Introduction

Bank of Maharashtra is a public sector bank with its head office in Pune, Maharashtra, India. It is one of the earliest banks established in independent India and has one of the largest network of branches in Maharashtra. Bank of Maharashtra has a huge customer base not only in the state but also pan-India. It has many products and services to boast of that cater specifically to the needs of its retail customers, corporate customers, NRI customers and more. Apart from its various unique and bank specific products, Bank of Maharashtra also provides many Government sponsored and promoted schemes that are available with all the nationalized banks and selected private sector banks.

Bank of Maharashtra has come a long way from its humble beginnings decades ago to become a huge banking institution that provides modern banking services in line with the advanced technologies in the banking world. Such services also include online banking which has become a way of life in today’s world. The most important feature of online banking is the facility to transfer/pay/send funds from one bank account to another anytime and from anywhere. IFSC code is an important part of online banking. Without providing the details of the IFSC code, a person cannot enjoy this facility of anytime transfer of funds. The details of the IFSC code of Bank of Maharashtra are discussed below in this article.

What is the IFSC code?

IFSC Code stands for Indian Financial System Code. This code is developed and approved by the Reserve Bank of India (RBI). It is a very distinctive code that is made up of 11 characters. These characters are in the combination of alphanumeric.

Interpreting Bank of Maharashtra IFSC Codes

IFSC codes are developed by RBI and allotted to all the banks and their respective branches in the country after approval. If the IFSC code is not mentioned or incorrectly mentioned during an online funds transfer, such transfer cannot be effected. In case the funds are credited to a wrong account, getting such funds back to the transferor account will involve a long process and require thorough verification on part of the transferor.

Bank of Maharashtra has approximately 2000 branches in 34 states of the country. IFSC code for each branch of the bank is provided by the RBI and is a unique code. The IFSC code of the Bank of Maharashtra is explained below.

  • The first four characters of the IFSC Code of bank of Maharashtra are in relation to the bank name. In case of Bank of Maharashtra, the first four characters are ‘MAHB’.
  • The fifth character of the IFSC Code is always ‘zero (0)’.
  • The last six characters of the IFSC code of Bank of Maharashtra refer to the respective branch code.

IFSC codes are crucial for transferring funds from one bank account to another. This transfer includes transfer within the same bank account or to an account in another bank. Without mentioning the IFSC codes, a person cannot transfer funds to any account.

How to find the IFSC Code of a particular branch of Bank of Maharashtra?

IFSC Code of Bank of Maharashtra can be located easily through various channels. These channels can be either offline mediums or online mediums. These channels that are used to get the information about the IFSC codes of Bank of Maharashtra are mentioned below.

Offline Channels

The offline channels of locating the IFSC code of any branch of Bank of Maharashtra are

Passbook of the account holder

Passbook of the account holder has all the information about the account of the customer. These details include the IFSC code as well as the MICR Code of the branch of Bank of Maharashtra where the customer has his/her bank account.

Cheque book of the account holder

The cheque book of the account holder is another source of getting the information about the IFSC Code of the particular branch of Bank of Maharashtra. Every leaflet of the Cheque Book contains information not only about the account number but also about the IFSC Codes.

Bank statements of the account holder

Bank statement of the account for any period contains the required information about the IFSC codes of the home branch of the account holder.

Contacting the Branch directly

Customers can contact their home branch directly to get information about the IFSC Code of that branch. The branch executives can assist the customers with this information or any other information that they may require.

Connecting with the customer care of Bank of Maharashtra for details of IFSC Code of any branch.

The toll free customer care number of Bank of Maharashtra is 1800 233 4526/ 1800 102 2636. Customers can contact the bank on this number which is available 24x7 for any assistance. The customer care executives can provide the details regarding the IFSC code of the branch where such customer has his/her account with the bank.

Online Channels

Online channels of locating the IFSC Codes of the Bank are available to all the customers of Bank of Maharashtra. These channels are mentioned below.

Online search

Customers can get information about the IFSC code of any branch of Bank of Maharashtra by making an online search for the same through any of the available search portals.

Net Banking 

After logging in to their net bank account, customers can get information about the IFSC code of their home branch account under the tab ’account information’.

Mobile Banking

Mobile Banking is another option available to the customers where they can get information about IFSC code of their home branch.

RBI Website

RBI’s official website is one of the biggest sources of the IFSC Codes of all the banks and their branches in the country. Customers can visit the website of RBI at rbi[dot]org[dot]in.

Next step is to click on the link Home >> More Links >> IFSC / MICR Codes. This link will take the customers to a new page where they can search the required information by filling in the required parameters i.e.

  • Bank Name 
  • Branch Name

CreditMantri Website

CreditMantri is another source of getting information about the IFSC Codes of Bank of Maharashtra.

Customers can find this information under the following link after providing the relevant parameters

Home >> Resources >> IFSC codes

The search parameters required for the same are,

  • State
  • City
  • Bank Name
  • Branch Name

FAQs

1. What are the uses of Bank of Maharashtra IFSC codes?

IFSC codes are used to identify the participating branches in the online funds transfer procedure.

2. What are the customer care numbers of Bank of Maharashtra?

Toll free customer care number of Bank of Maharashtra are 1800 233 4526/ 1800 102 2636. Other contact numbers of Bank of Maharashtra are 1800 233 4526/ 1800 102 2636.

3. What are the three modes of online funds transfer?

The three online modes of funds transfer available through mobile banking and net banking are,

  • NEFT (National Electronic Funds Transfer)
  • RTGS (Real Time Gross Settlement)
  • IMPS (Immediate Payment Services) transfer services

4. Where can a person find the IFSC code on the cheque book?

A person can find the IFSC Code of their home branch at the top left corner of the cheque issued by the bank.

5. What is MICR and SWIFT Code?

MICR Code is the unique code mentioned on the cheques that is useful in identifying the participating bank and its branch in the Electronic Clearing System. SWIFT code is the unique code required to transfer funds internationally i.e. to a bank account outside India.

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