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List of IFSC code, MIRC code and addresses of all banks in India
Andhra Bank is a public sector bank in India having its headquarters in Hyderabad, Telangana. It is one of the oldest banks of the country and has a huge customer base not just in Telangana and Andhra Pradesh, but across the country. Andhra Bank provides a host of products and services like credit/debit cards, loans, retail and corporate banking, insurance, internet banking and mobile banking as well as NRI banking.
Internet banking has been established as the way of banking in today’s world. Today, customers no longer visit their branches. Instead, they carry out all banking transactions from the comfort of their home with just a few taps on their smartphones. Customers can use internet banking facilities offered by banks to send or receive funds in the most secure manner. The most important aspect of internet banking is the security of the transactions along with the swiftness of the same. For this purpose, banks have a unique identifying code that is relevant and specific to each bank as well as their branches. This code is known as IFSC Code or the Indian Financial System Code. The details of the IFSC Code of Andhra Bank are mentioned on this page.
IFSC Codes stand for Indian Financial System Code. It is a unique alpha-numeric code that is different for each bank and branches across India. It is a mandatory requirement for online transfers that can be done by customers through any of the available modes like NEFT or RTGS or IMPS funds transfers. IFSC codes can be found through online modes like mobile banking/ internet banking/ online search or offline modes like cheque books, passbooks, or by contacting the branch of the bank directly.
CreditMantri provides a secure platform to get information about the IFSC Codes of the banks among various its other financial services. Customers can get the information about Andhra Bank IFSC Codes by clicking on the following link.
Home Resources Bank IFSC Codes
This will take the customers to a new page wherein customers can search the IFSC codes of Andhra Bank Branches by selecting the name of the bank as well as city, district and branch. The details of the branch based on the selected parameters will be displayed on the next screen along with the IFSC Code of the same.
IFSC Code, as mentioned above, is the unique code that is allotted to the banks and their respective branches. It is an alphanumeric code that consists of 11 characters. The code is a combination of the bank name and the branch code.
The first four characters of the IFSC Code is the name of the bank and in case of Andhra Bank it is ‘ANDB’. The next character is always ‘0’ (zero) followed by the specific branch code.
The primary use of IFSC code is in the transfer of funds through internet banking. Customers need to provide the details of the IFSC code of the respective bank branch to successfully send or receive funds through internet banking. Transferors will have to first add the account of the transferee as a payee to proceed with the transfer.
Following are the details to be submitted by the customers to add an account as payee.
These details are required for any of the following types of transfers. Customers can select the required mode of transfer as per their need and convenience.
The details of the same are,
NEFT (National Electronic Funds Transfer)
It is a very widely used transfer mode that can be used by individuals and businesses. The banks have set up limits for the funds transfer for the initial 24 hours of adding a new payee. After the initial transfer restriction, customers can transfer funds as well as receive them. The NEFT services can be availed by customers between 8am to 7pm on all working days (except second and fourth Saturday)
RTGS (Real Time Gross Settlement)
RTGS transfer can be used for sending or transferring funds over the minimum limit of Rs. 2,00,000. This service is available on all days between 9am to 4.30pm on weekdays and between 9am to 2pm on Saturdays.
IMPS (Immediate Payment Services) transfer services
This is the final type of instant transfer service available under internet banking. Customers in this case can send immediate transfer of funds at any time during the day as it is available 24x7 unlike NEFT or RTGS transfer facility. IMPS services are available with all major public and private sector banks of the country.
Andhra bank IFSC Code is specific for each branch of the bank. Customers can locate the IFSC Code of the specific branch of Andhra Bank through various online or offline modes.
Customers can find the details of the IFSC Code of the branch of the bank using many offline modes. These offline modes are mentioned in detail below.
The cheque book of the customers contains the details of the IFSC Code of the branch where such customer has his/her account with the bank. IFSC code can usually be found at the bottom of the cheque along with the details of the account number.
Passbook is another mode of looking up the IFSC Code of the particular branch of Andhra Bank. Customers can find the IFSC Code of the branch on the first page of the passbook. It contains all the details of the bank account of the customer like the account number, name of the account holder(s), account type, IFSC Code, customer ID, MICR Code, etc.
Customers can contact the branch directly to get information on the IFSC Code of the branch by visiting the branch or contacting the branch through email or telephone.
Bank Statement
The bank statement of the account of the customer also contains the information of the IFSC code of the bank branch.
Online modes
The online mode of searching the IFSC Code of a particular branch of Andhra Bank is very simple and quick. Customers can use any of the following methods to find the IFSC Code of Andhra Bank Branch.
Mobile Banking
The mobile banking account of the customer contains all the basic information of the account of such customer. This information includes the information regarding the IFSC Code of the branch where the account of the customer is held. Customers can find this information under the tab ‘Account Information’.
Internet Banking
Internet banking is also one of the easiest ways of obtaining the information regarding the IFSC Code of the branch having the account of the customer. Customers can get the necessary information under the option ‘Account Information’.
Andhra Bank Website
Andhra Bank website can also be used to locate a branch and get information regarding the corresponding IFSC code of such branch. Customers can click on the tab ‘Locate Us’ available on the homepage of the website. This will take the customers to a new page where they will have to fill in the certain basic details like state, city and type of function or branch they want information about. After providing or selecting the necessary details for conducting the search, customers will get the detailed information of the branches of such city along with the IFSC Code of all the displayed branches.
Online Search
One of the simplest ways to get information about the IFSC code of a Bank branch is by making an online search for the same on the search engines. Customers can search the IFSC Code of Andhra Bank on the search engines by inputting the details like Andhra Bank name and city or nearest locality of the branch. Customers will get many links displaying the necessary information and can select any to get the exact IFSC Code of the required branch of Andhra Bank.
1. How many digits make up the IFSC Code?
IFSC code is formed of 11 digits in the combination of alpha-numeric.
2. Is the IFSC code a mandatory requirement for online transfers?
Yes. IFSC Code is a mandatory requirement for online transfers without which such transfers cannot be effected.
3. What are the consequences of providing the incorrect IFSC code while making a funds transfer?
Providing an incorrect IFSC Code while making a funds transfer is very serious. In certain rare cases the funds may be transferred to the wrong account. However, in the majority of cases, the bank reverts the money back to the transferor’s account. In case of wrong credit, the transferor can get the funds back to their account but the process for the same is very extensive.
4. What are the first four digits of Andhra Bank IFSC code?
The first four digits of the IFSC Code represent the bank name and in case of Andhra Bank it is displayed as ‘ANDB’.
5. Can a person use IFSC code to make international transfers?
No. A person will need to provide the SWIFT Code instead of IFSC Code for international transfers. IFSC Code is relevant for transfers within India.
Attention Andhra Bank Customers: IFSC Codes to Change from 1st April9 Mar 2021
Following the merger of Andhra Bank with Union Bank of India, the existing IFSC codes for Andhra Bank branches will be discontinued on 1st April 2021. Following this, the IFSC code of Andhra Bank will start with UBIN08. You can check the new IFSC cod...
Read moreFollowing the merger of Andhra Bank with Union Bank of India, the existing IFSC codes for Andhra Bank branches will be discontinued on 1st April 2021. Following this, the IFSC code of Andhra Bank will start with UBIN08. You can check the new IFSC code for your branch using any one of the following methods. 1: Visit the website of Union Bank of India and navigate to the amalgamation centre 2: Call the customer care at 1800-208-2244/1800-425-3555/1800-425-1515 3: SMS IFSC <old IFSC> to 09223008486. Make sure to mention the new IFSC codes to remitters. Also, get a new cheque book with the updated IFSC codes.