IDFC First Bank Mobile Banking

IDFC First Mobile Banking Application

Mobile banking application allows you to execute financial transactions through your mobile. Following are the key features of the mobile banking application’

Key Features of IDFC First Mobile Banking Application

2. You can open an account in 3 simple steps

3. You can instantly apply for a personal loan

4. You can transfer funds instantly using NEFT, RTGS, and IMPS

5. You can invest your money in deposits and get higher returns

How to activate IDFC First Mobile Banking Application

Install the IDFC First Mobile Banking Application from the app store (IOS for Apple and Play Store for Android)

Enter your registered mobile number. This is the same mobile number used at the time of opening the account, obtaining a loan, or applying for a credit card. This number should be with you as you will receive an OTP on the same.

Enter the customer ID. The customer ID is mentioned in the welcome kit, on account statements shared regularly by the bank with you, and in the welcome email.

Authentication is required to validate it is you. You could easily do that by providing your savings or current account number, your loan account number, or the debit/credit card number you use. These details are mentioned in the welcome kit, on account statements shared regularly by the bank with you, and in the welcome email.

Registered mobile number verification for additional security. You have to just enter the OTP received on your registered mobile number for verification.

Set up-up the 4-digit MPIN for quick access.

Steps to Download the Mobile Application for iPhone and Android phone users

Android phones

2. Search for IDFC FIRST Bank

3. Download and install the IDFC FIRST Bank Mobile Banking App

4. Login with your Username and Password

5. Please use the same Username and Password as the one for Internet Banking

iPhones

2) Search for IDFC FIRST Bank

3) Download and install the IDFC FIRST Bank Mobile Banking App

4) Login with your Username and Password

5) Please use the same Username and Password as the one for Internet Banking

IDFC First SMS Banking

IDFC First SMS Banking makes it very simple for you to control your finances from anywhere. You need to do the following to have access to IDFC First SMS banking.

1. You must register your mobile number with IDFC to avail of this service.

2. Next, send an SMS to 5676732 or 9289289960 with the transaction code for the service you want to get.

3. You should receive a response within a few seconds.

Key Features of IDFC First SMS Banking

2. You can view the last 5 transactions instantly.

3. You can request a new cheque book without visiting the branch.

4. You can cancel a cheque book request without visiting the branch.

5. You can block your debit card via SMS banking. This is especially helpful when you are suspicious of misuse of your card.

IDFC First WhatsApp Banking

1. Send a “Hi” to 95555 55555 on WhatsApp.

2. Check the menu and select the option you would like to use.

3. And that’s it. You are all set to use WhatsApp banking.

Key Features of IDFC First WhatsApp Banking

2. Quick access to loan services and account

3. Stop cheque or block your debit card from anywhere, on the go.

4. 24/7 banking available

5. Download your account statements

6. Safe and secure banking

Loan Account Services offered by IDFC First WhatsApp Banking

2. Statement of account

3. Know the repayment schedule

4. EMI payment options

5. Loan center appointment

6. No objection certificate

7. Easy buy card details

Credit Card Services offered by IDFC First WhatsApp Banking

2. Balance enquiry

3. Payment status

4. Reward points and redemption

5. Latest transactions

IDFC First Video Banking

Enjoy the convenience of personal banking while sitting at home. Secure banking with face-to-face interaction.

Key Features of IDFC First Video Banking

2. Safe, easy and secure banking service

3. 24/7 access

4. Instantly connect to a customer representative

IDFC First smartWatch Banking

Now, you can even avail the convenience of easy banking via your smartwatch.

Key Features of IDFC First Watch Banking

2. Quick bill payments

3. Easy and instant transfers

4. Easy and quick bill payments to registered billers

5. Quick view of savings and current account balances

6. Available on Apple watch series 2.0 & iOS 10 and above

7. Android wear OS 2.0 & Android version 23 and above

8. Facility to check last 10 transactions

How to activate IDFC watch banking

For Android wear –

2. Download the IDFC First Bank app on your watch.

3. Click on “Create MPIN”.

4. Log in to your IDFC First mobile app and register using your MPIN.

5. You can use the same Mobile app MPIN to access the app on your smartwatch.

For Apple wear –

2. Download the IDFC First Bank app on your watch.

3. Click on “Create MPIN”.

4. Log in to your IDFC First mobile app and register using your MPIN.

5. You can use the same Mobile app MPIN to access the app on your smartwatch.

Usage of IDFC First Watch Banking in Apple and Android –

Check account activity

2. Select the account and click on “View Transactions”.

3. You can view the details of savings and current accounts.

4. You can also check the last 10 transactions.

Transfer funds easily and quickly

2. Click on “Transfer funds”.

3. Select the Account that you will use to transfer.

4. Select the beneficiary you want to transfer the money to.

5. Enter the amount that you want to transfer.

6. Check and confirm the details.

7. You have to first add a beneficiary to be able to transfer funds to them. You can add a new beneficiary via the mobile app. The maximum amount and transfer limit are Rs. 25,000 in 24 hours.

Easy bill payments

2. Click on “Bill Payments”.

3. Select the Account that you will use to transfer.

4. Select the biller you want to transfer the money.

5. Enter the amount that you want to transfer.

6. Check and confirm the details.

7. Payment can be done only to added and presentment billers. To add a new biller, please use the mobile app. The maximum amount and transfer limit are Rs. 25,000 in 24 hours.

FAQs of IDFC Mobile Banking