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Knowing your bank balance gives you a better understanding of your financial situation. It helps you budget better with a clear understanding of how much you can spend and how much you can save. For customers to check their bank balance conveniently. IDFC First Bank has provided them with various methods. Let us now read in detail about the methods available for IDFC First Bank Balance Check.

Methods for IDFC First Bank Balance Enquiry

1. Through Missed call

2. Through internet banking

3. Through ATM

4. Through SMS banking

5. Through Mobile banking

6. Through passbook

7. Using an UPI app

8. Via WhatsApp banking

1. IDFC First Bank Balance Check Through Missed Call

IDFC Bank account holders can check their bank balance by giving a missed call to the toll-free number 1800-2700-720. However, customers should have registered their numbers with the bank to avail of this service. Customers can follow the steps given below to check the IDFC First Bank account balance.

Step 1: Give a missed call to 1800-2700-720 (toll-free) from your registered mobile number.

Step 2: The call will get disconnected automatically after a short ring.

Step 3: The bank will send a message saying “Thank You for calling IDFC Bank! You will obtain an SMS for your request shortly”

Step 4: Post this, an SMS containing the account balance will be sent to your registered mobile. number.

How to Register Your Mobile Number for Missed Call Service?

Registering for IDFC First Bank account balance check is a very simple process. Customers can visit the nearest branch of IDFC for registration. They can request for the relevant form from the representative, fill it out, and submit it. After submission, the customer will get a message stating that the registration was successful. Now, the customer can get an SMS with the account balance through the missed call facility.

2. IDFC First Bank Balance Check Through Internet Banking

IDFC First Bank balance check can be done through netbanking. Customers can avail of all types of services with netbanking without visiting the bank physically. These include mini statements, loans, and others. Customers must first complete their registration process. Here are the steps to check your IDFC First Bank account balance through netbanking.

Step 1: Go to the official portal of IDFC First Bank

Step 2: Click on “Log in” in the top right corner of the page and log in to your netbanking account using your credentials

Step 3: You will be taken to your online banking dashboard. Here, you can see your account balance.

IDFC Bank also provides an e-statement facility for its customers. Customers can choose to have monthly or yearly e-statements sent to their valid email IDs registered with the bank.

3) IDFC First Bank Balance Check Through ATM

IDFC Bank account holders can check their balance through ATMs. Individuals can visit the IDFC ATM nearby. However, a valid debit card/ATM card and a 4-digit ATM PIN are required for the same. Here are the steps for IDFC balance enquiry through an ATM.

Step 1: Insert your debit card into the ATM slot

Step 2: Choose the desired language.

Step 3: Input your 4-digit ATM PIN

Step 4: Select “Account Summary”

Step 5: The account balance will be shown on the screen.

4. IDFC Balance Check Through SMS Banking

You can get your IDFC account balance check by sending an SMS to 5676732 or 9289289960 from your registered mobile number. The SMS must be sent in the format: BAL / BALANCE to 5676732 or BAL / BALANCE to 9289289960. Immediately, the account holder will receive an SMS containing the account balance. Various other services which can be availed through SMS banking along with their SMS formats are shown in the table below:

Request

SMS text (Sent through the registered number)

Details

Balance

BAL / BALANCE or BAL / BALANCE

View the account balance in your customer ID.

Last 5 transactions

TXN

This will give the last three or five debits or credits made to your account

Cheque book request

CHQBK

This format is for chequebook requests.

Stop cheque

CHQSTOP <6 digits of cheque number>

It prevents a cheque issued from being paid

Blocking of debit card

Block

To block your debit card instantly.

5. IDFC First Bank Balance Enquiry Through Mobile Banking

You can check your account balance easily using IDFC’s mobile banking app. Customers can transact seamlessly using the mobile app. It is user-friendly, convenient, and secure to use for doing any financial or non-financial transactions. There are two ways in which you can check the balance through the mobile banking app.

a) Via the app interface

Step 1: Open the IDFC First Bank mobile app.

Step 2: Login using your username and password (This password will be the same as that for internet banking)

Step 3: Post logging in, you can view the account balance on the home screen of the app.

Step 4: You can also tap on the “Accounts” tab at the bottom of the screen. Then, choose the specific account for which you want to view the balance.

b) Via Quick Balance

This method does not require logging into the app

Step 1: Open the IDFC First mobile app.

Step 2: In the app settings, enable quick balance

Step 3: Scroll down on the IDFC mobile app’s home screen

Step 4: You can now view your account balance.

6. IDFC First Bank Balance Enquiry Through Passbook

You can visit the nearest branch of IDFC First Bank and get your passbook updated. A passbook will contain the details of all the debit and credit transactions made using your account, which will help you know your account balance. You will know the exact balance amount available in your account by getting your passbook updated.

7. Using an UPI App

You can quickly check your IDFC First Bank balance using your UPI (Unified Payments Interface) enabled app. Register on the UPI app first and then start using it to check your balance. Here are the steps for UPI registration.

Step 1: Download and install a UPI app on your phone

Step 2: Check whether the registered mobile number linked to your bank account is active.

Step 3: Authenticate your phone number through an SMS sent to you by the app.

Step 4: Generate a unique PIN and a unique UPI ID.

Step 5: Generate a 4-digit UPI code.

8. Using WhatsApp Banking

IDFC First Bank provides Whatsapp services to its customers to bank easily and efficiently. To avail of these services, you can send a Hi to 95555 55555. Services offered through Whatsapp banking include

  • Balance check
  • Mini statement
  • Obtaining the account statement
  • Block debit or credit card
  • Details of loan and EMI
  • Download the account statement
  • 24 * 7 banking

Disclaimer: The toll-free numbers, SMS formats, steps, methods, and information given above are as of 20th May 2024 when this page was written and are subject to change. For exact information, contact the bank or refer to the website of the bank.

FAQs:

1. How to check the IDFC Fastag balance?

To check the IDFC Fastag balance, you have to give a missed call from your registered mobile number to +91 99902 43331.

2. Are there any charges imposed for IDFC First Bank’s balance check service?

There are no charges imposed for IDFC balance check services as long as you maintain a minimum balance in your account. All the check services like internet banking, mobile banking, SMS banking, etc. are free.

3. Can I check my IDFC bank balance on WhatsApp?

You can check your IDFC Bank balance using WhatsApp by following these steps:

1. Send “Hi”to 95555 55555on WhatsApp.

2. Select the desired menu option.

3. Start interacting with the service just like you would with a bank representative.

For example, simply type “I want to know my balance,” and you will receive your real-time balance information. It's that easy!

4. How to check IDFC bank balance with missed call?

To check your IDFC bank balance, simply give a missed call to 1800 2700 720 from your registered mobile number. After dialing, the call will disconnect automatically and you'll shortly receive an SMS containing your account balance information.

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.

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