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Get exclusive benefits, offers, and more with IDFC Credit Cards
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The list is indicative and the documents will vary with the individual.
Online Apply Through CreditMantri
Online Apply Through The Bank’s Website
Offline
The credit card fees and charges vary with the card. The list shown below consists of the common fees and charges.
Joining Fee | Nil |
Finance Charges | 3.99% per month or 47.88% per annum |
Late payment charges | 15% of the total amount due subject to a minimum of Rs. 100 and a maximum of Rs. 1000 |
Few other charges may vary across cards
IDFC First Bank has reliable credit card customer care services to resolve the queries regarding the card. Cardholders can contact the IDFC First Bank customer care online through the following ways:
IDFC bank allows its customers to check the credit card application status. You can check the IDFC credit card application status through the following ways:
IDFC bank provides different options for its customers to pay the credit card bill payment via online, mobile app, UPI applications, cheque, cash, and NEFT/IMPS. It is important to make timely payment of bills in order to maintain a good credit score avoid late payment penalties, and to prevent the accumulation of interest on credit card bills
The credit card balance is the amount you owe to the credit card issuer at any given time. IDFC bank offers multiple methods to check the credit card balance. They are:
IDFC bank provides its customers with internet banking services similar to those which you will avail in a bank when you go physically. You can open an account online, transfer money quickly through NEFT/IMPS/RTGS, pay your bill, access loan details, repay your loan amount, and more.
You can cancel the IDFC First bank credit card by submitting an application at the bank’s branch or by calling the toll free number - 1860 500 1111.
Choose from the wide range of IDFC First Bank credit cards available and enjoy unmatched privileges and luxury. Compare various IDFC Bank credit cards on CreditMantri and pick the one which suits your needs.
1. What is the age limit of IDFC First Bank credit cards?
You should be at least 18 years of age to apply for a credit card. This minimum age criteria is applicable even for the add-on credit card holder.
2. Is the IDFC credit card free?
Yes, there is no joining, membership, or annual fee applicable on any of the IDFC First Bank credit cards. Your card is free for life.
3. What are some of the major benefits of IDFC First Bank credit cards?
Some of the major benefits of IDFC First Bank credit cards are: low interest credit cards, lifetime free cards with nil annual and renewal fees, low foreign markup free, unlimited reward points, no overlimit fee, free visits to railway lounges, and no expiry date for the reward points earned.
IDFC FIRST Bank, LIC Cards, and Mastercard Partner To Launch Exclusive Co-Branded Credit Card18 Dec 2023
IDFC First Bank, LIC Cards, and Mastercard have tied up together to introduce a co-branded credit card. The card comes in two variants - LIC Classic and LIC Select. These two credit cards will help 27 crore policyholders across the country save on e...
Read moreIDFC First Bank, LIC Cards, and Mastercard have tied up together to introduce a co-branded credit card. The card comes in two variants - LIC Classic and LIC Select. These two credit cards will help 27 crore policyholders across the country save on every LIC insurance premium payment in the form of reward points. It will also come with other benefits which are as listed below: Lost Card Liability Cover - The co-branded credit card provides a lost card liability cover of up to Rs. 50,000 offering enhanced protection. Personal Accident Insurance - This card provides a personal accident insurance cover of up to Rs. 5 lakhs ensuring financial protection. Travel Benefits - Both variants of the credit card offer exclusive travel perks, including complimentary lounge access at airports and railway station. Protective Covers - The credit cards offer various protective covers, such as personal accident insurance.
IDFC Ties Up With Mastercard to Launch The First SWYP Credit Card for the Gen Z 9 Dec 2023
IDFC Bank has partnered with Mastercard to introduce the First SWYP Credit card for the Gen Z and millennials. The card comes with exciting offers related to lifestyle, flexibility in payment, and referral benefits. The card offers flexibility in pay...
Read moreIDFC Bank has partnered with Mastercard to introduce the First SWYP Credit card for the Gen Z and millennials. The card comes with exciting offers related to lifestyle, flexibility in payment, and referral benefits. The card offers flexibility in payment to the customer as they can either pay in full or convert to easy fee based EMIs. Individuals can apply for this card through the IDFC website or mobile app. The card offers convenience, affordability, and a seamless digital application process.Some important features and benefits of the card are Joining benefits for new FIRST SWYP customers that includes a complimentary Lenskart Gold Membership, Complimentary Times Prime Annual Membership on spending Rs. 30,000, and 1000 reward points on their first EMI conversion. Discounts all year long: Customers are eligible for a 20% off on IDFC partner brands, which vary across the categories of dining, shopping, and travel. Other Offers: 20% off at Domino’s Pizza,10% off on flight & hotel bookings on EaseMyTrip, an awesome 10% instant discount on TATA CLIQ, 10% off on Zomato for the perfect mealtime solution, 25% up to Rs 100 every month on movie tickets, 1% fuel surcharge upto Rs. 200, 4 complimentary railway lounge access every quarter. Milestone Rewards Program: 1400 reward points for every billing cycle.
IDFC First Bank Ties Up With HPCL and RuPay To Launch Co-branded Credit Card 7 Apr 2023
IDFC Bank has collaborated with HPCL and RuPay to launch a co-branded fuel credit card that will help users to save upto 6.5% on petrol and diesel spends through the HP Pay app. The 6.5% savings includes the surcharge waiver, value back, and1.5% cash...
Read moreIDFC Bank has collaborated with HPCL and RuPay to launch a co-branded fuel credit card that will help users to save upto 6.5% on petrol and diesel spends through the HP Pay app. The 6.5% savings includes the surcharge waiver, value back, and1.5% cashback by HPCL. The card offers benefits across the categories of fuel, lifestyle, movies, and utility with never expiring reward points which can be redeemed anywhere online. The credit card will be available in 2 variants - FIRST Power and FIRST Power Plus. As part of an introductory offer, the cards come with a nil joining fee and an annual fee waiver on reaching threshold spends. The First Power credit card offers a value back upto 2.5% as reward points on fuel and LPG purchases, FasTag top ups, grocery, and utility spends. The First Power Plus credit card offers upto 4.0% valueback as reward points on fuel and LPG purchases and upto 5.0% value back on FASTag top-ups, grocery, and utility expenses. Apart from these, 2x and 3x reward points are offered on other eligible spends by the First Power and First Power Plus credit cards respectively. All customers get a complimentary roadside assistance worth Rs. 1,399 and insurance coverage.
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